Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

on Capital One's website

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

on Capital One's website

Card details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

  • Earn unlimited 1.5% cash back on every purchase, every day

  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn

  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that

  • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

  • Pay no annual fee or foreign transaction fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%

  • Bonus offer

    One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Ongoing APR

    APR: 15.49% - 25.49% Variable APR

    Cash Advance APR: 25.49%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Erin El Issa

Rating details

4.7

Editor's overall rating

Pros and cons

Pros

  • High rewards rate and no minimum redemption

  • No annual fee or foreign transaction fee

  • Intro APR period on Purchases and Balance Transfers

  • Sign-up bonus

Cons

  • Other cards have longer 0% periods

  • No bonus rewards categories

  • Requires good/excellent credit

HEAR IT FROM NERDS WHO CARRY THE CARD

NerdWallet team members who carry the Capital One® Quicksilver® Cash Rewards Credit Card love the simple 1.5% rewards rate on every purchase:

If you're looking for a no-frills cash-back credit card, the Capital One® Quicksilver® Cash Rewards Credit Card is a solid option. It offers an unlimited 1.5% back on every purchase and a signup bonus: One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Cash back can be redeemed in any amount, at any time.

Fee-haters will love the Capital One® Quicksilver® Cash Rewards Credit Card. It boasts an annual fee of $0 and no foreign transaction fees. Cardholders will also enjoy the APR offer of 0% APR for 15 months on purchases and balance transfers, and then the ongoing APR of 15.49% - 25.49% Variable APR.

Want more information? Check out the Nerds' full review for additional details.