Capital One® Quicksilver® Cash Rewards Credit Card

Apply Nowon Capital One's secure website
Apply Nowon Capital One's secure website

Capital One® Quicksilver® Cash Rewards Credit Card

Apply Nowon Capital One's secure website
Apply Nowon Capital One's secure website

The credit card offers you see on NerdWallet are the same as those you’ll find on the card issuers’ websites.

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Card details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

APR, Variable

APR: 13.99% - 23.99% Variable APR

Cash Advance APR: 23.99%, Variable

Pros

  • High rewards rate and no minimum redemption
  • No annual fee or foreign transaction fee
  • 0% APR period
  • Sign-up bonus

Cons

  • Other cards have longer 0% periods
  • No bonus rewards categories
  • Requires good/excellent credit

Rewards rate

1.50%

Annual fee

$0

Intro APR

0% on Purchases and Balance Transfers for 9 months

Recommended credit score

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NerdWallet Review

Author: Erin El Issa

If you're looking for a no-frills cash-back credit card, the Capital One® Quicksilver® Cash Rewards Credit Card is a solid option. It offers an unlimited 1.5% back on every purchase and a signup bonus: One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Cash back can be redeemed in any amount, at any time.

Fee-haters will love the Capital One® Quicksilver® Cash Rewards Credit Card. It boasts an annual fee of $0 and no foreign transaction fees. Cardholders will also enjoy the APR offer of 0% on Purchases and Balance Transfers for 9 months, and then the ongoing APR of 13.99% - 23.99% Variable APR.

Want more information? Check out the Nerds' full review for additional details.

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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