Capital One QuicksilverOne Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

on Capital One's website

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

on Capital One's website

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Card details

  • Earn unlimited 1.5% cash back on every purchase, every day

  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple

  • Be automatically considered for a higher credit line in as little as 6 months

  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges

  • Help strengthen your credit for the future with responsible card use

  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply

  • Monitor your credit score with CreditWise from Capital One. It's free for everyone

  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set

Rates, fees & offers

  • Annual fee

    $39

  • Rewards rate

    1.5%-5%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 26.99% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance transfer fee

    $0 at this Transfer APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$39

Annual fee

$99

Annual fee

$199

Regular APR

26.99% Variable APR

Regular APR

16.24%-25.24% Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Ben Luthi

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.7

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • High rewards rate

  • No foreign transaction fees

Cons
  • Has annual fee

  • High APR

If you have fair credit, you'll be hard-pressed to find a credit card that offers solid rewards. The Capital One QuicksilverOne Cash Rewards Credit Card fits the bill, however.

This card offers 1.5% cash back on every purchase. The catch? The card comes with a $39 annual fee. But considering the high rewards rate, you won't find a much better deal among cards for fair credit.

Want more details? Check out our full review.