How much house can I afford?

This is what you can afford in
$391,853
Your monthly payment

$2,500

Affordable
Stretch
Aggressive
Your debt-to-income ratio (DTI) would be 36%, meaning 36% of your pretax income would go toward mortgage and other debts.

Monthly income
$8,333

This DTI is in the affordable range. You’ll have a comfortable cushion to cover things like food, entertainment and vacations.

Housing (30% of pretax income)

$2,500

Debts (6% of pretax income)

$500

Expenses & savings (32% of pretax income)

$2,667

Taxes (32% of pretax income)

$2,667

*DTI is the main way lenders decide how much you can spend on a mortgage.

Mortgage Payment
$2,154



Monthly payment
Mortgage Payment
$2,154



Down payment and closing costs
Down Payment
$78,371

Total closing costs
$9,404

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Your monthly payment

$2,500

Affordable
Stretch
Aggressive
Your debt-to-income ratio (DTI) would be 36%, meaning 36% of your pretax income would go toward mortgage and other debts.

Monthly income
$8,333

This DTI is in the affordable range. You’ll have a comfortable cushion to cover things like food, entertainment and vacations.

Housing (30% of pretax income)

$2,500

Debts (6% of pretax income)

$500

Expenses & savings (32% of pretax income)

$2,667

Taxes (32% of pretax income)

$2,667

*DTI is the main way lenders decide how much you can spend on a mortgage.

Interest rate by credit score
Poor
Average
690
Good
719
Excellent

Likely rate: 7.322% Edit rate

Down payment & closing costs

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