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Closing Costs Calculator
Buying a home? Estimate the closing costs for a house of any value with this calculator.
By Barbara Marquand
Senior Writer | Homebuying, homeownership, mortgages
Senior Writer | Homebuying, homeownership, mortgages
Barbara Marquand writes about mortgages, homebuying and homeownership. Previously, she wrote about insurance and investing at NerdWallet and covered personal finance for QuinStreet. Prior to that, she wrote for national consumer and trade publications on a wide range of topics, including business, careers and parenting. Her work has appeared in the Associated Press, MarketWatch, MSN Money, The New York Times, The Washington Post and many others.
Updated
Edited by Alice Holbrook 
Assigning Editor | Homebuying, savings and banking products Reviewed by Michael Soon Lee 
At NerdWallet, our content goes through a rigorous editorial review process. We have such confidence in our accurate and useful content that we let outside experts inspect our work.
Assigning Editor | Homebuying, savings and banking products
Alice Holbrook edits homebuying content at NerdWallet. She has covered personal finance topics for almost a decade and previously worked on NerdWallet's banking and insurance teams, as well as doing a stint on the copy desk. She is based in Ann Arbor, Michigan.
Business expert Michael Soon Lee, Ph.D., is an internationally recognized speaker and consultant whose clients include Coca-Cola, Chevron, Boeing, State Farm Insurance and General Motors. He is the author of nine books, including "Black Belt Negotiating” and "Cross-Cultural Selling for Dummies.” Michael has been an award-winning real estate broker since 1980, was licensed to practice taxation before the Internal Revenue Service and is a former certified financial planner who taught taxation for the College for Financial Planning. His articles have appeared in newspapers and magazines such as The Wall Street Journal, the San Francisco Chronicle, the Los Angeles Times and Consumer Reports. He was dean of the School of Management at John F. Kennedy University and served as an adjunct faculty member for Golden Gate University for over 20 years.
At NerdWallet, our content goes through a rigorous editorial review process. We have such confidence in our accurate and useful content that we let outside experts inspect our work.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
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- The Hub of the Americas
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- The Hilton Honors American Express Business Card
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- Where Cincinnati Insurance falls short
- AT&T
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- Venmo
- Life insurance riders for your family
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- T-Mobile
- 8. Grow your financial well-being
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- Purchase discounted Airbnb gift cards
- 4. Call in a pro
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- Empower Personal Dashboard, for tracking wealth and spending
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- The bottom line
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- Nonresident status rules
- Will the plan succeed?
- Verizon
- What is the perfect credit score, and how many people have it?
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- Bankruptcy
- Gifting large sums of money to family
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- How to sell clothes online
- If you want to maximize your Chase Ultimate Rewards® ...
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- Other home insurance companies to consider
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- 8. InboxDollars
- What credit card are you likely to qualify for?
- Where Shopify and Squarespace tie
- Corporate bonds
- Walmart2Walmart
- 6. Sezzle
- Compare car insurance rates by age
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- Asia Pacific
- Don’t count on the plan B yet
- Cell phone plans for international use
- The net investment income tax
- How income tax brackets work
- Use a rewards card to pay for Airbnb
- 6. SoLo Funds: Best for peer-to-peer cash advances
- Know your credit score
- Unlimited products
- NJM: Best small regional insurer
- Freshen up your merchandise
- The difference between interest rate and APY
- Earn an audience, and earn more in the long run
- 2020-2022 earned income credit amounts
- Discover it® Secured Credit Card
- 5. Enter a debt management plan
- DIY debt settlement
- Paying for vacations, cars or other stuff
- Aim to save at least 10% to 15% of your pretax income
- Use your credit card for Priority Pass lounge access
- Our pick for: An upgrade path
- 5. Monetize Reels with bonuses
- AT&T
- 1. Federal income tax rates are progressive
- Built-in print-on-demand services
- Tax credits for 'green' purchases
- What is California's standard deduction?
- Laid-back loans
- Types of financial planning help
- Are paid surveys worth it?
- Average cost of renters insurance in Pennsylvania by city
- 7. Poshmark
- Take clear photos
- Boost
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- If necessary, work to rebuild your credit
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- Other ways to make money
- Joint bank accounts
- How much will you really need to retire?
- Book through an airline portal
- 4. Funds
- California state tax credits
- T-Mobile
- Complete financial plan and investment advice
- How to avoid, reduce or minimize capital gains taxes
- 7. Klover: Best for no-fee advances
- Write an honest description
- CREDIT CARD RENTAL BENEFITS CAN TAKE YOU FARTHER
- Western Union
- 7. Zip
- 9. Open a business bank account
- PocketGuard, for a simplified budgeting snapshot
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- How the FDIC calculates national rates
- Mission Lane Visa® Credit Card
- 2. Income thresholds for tax brackets are updated annually
- What to know about Pennsylvania renters insurance
- Compare car insurance rates for 20-year-olds
- Our pick for: No security deposit, low annual fee
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- Specialized guidance and/or want to meet with an advisor face-to-face
What to know if you take online surveys
- Investing
- Openly: Best for generous coverage
- Price clothes to sell
- What to know if you take online surveys
- 2. Use tax-advantaged accounts
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- 10. Market your laundromat
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- Practical matters
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- 5. Carry losses over
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- 6. Consider a robo-advisor
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- Cons
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- Your other policies
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- 2015 Federal Income Tax Brackets
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Mortgage loans from our partners
Check Rate
on New American Funding
New American Funding
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
580580
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3%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
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on Veterans United
Veterans United
4.0
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NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
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620620
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0%Veterans United offers VA loans for as little as 0% down.
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NBKC
4.5
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4.5
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
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620620
Min. down payment
3%NBKC offers conventional loans for as little as 3% down.
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Rocket Mortgage
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NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
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620620
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1%Rocket Mortgage offers conventional mortgages with as little as 1% down.
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NBKC
4.5
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
620620
Min. down payment
3%NBKC offers conventional loans for as little as 3% down.
Check Rate
on NBKC
Check Rate
on New American Funding
New American Funding
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
580580
Min. down payment
3%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
Check Rate
on New American Funding
Check Rate
on Veterans United
Veterans United
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
620620
Min. down payment
0%Veterans United offers VA loans for as little as 0% down.
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on Veterans United
Check Rate
on Rocket Mortgage
Rocket Mortgage
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
620620
Min. down payment
1%Rocket Mortgage offers conventional mortgages with as little as 1% down.
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on Rocket Mortgage
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on NBKC
NBKC
5.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
620620
Min. down payment
3%NBKC offers conventional loans for as little as 3% down.
Check Rate
on NBKC
Check Rate
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
620620
Min. down payment
3%Rocket Mortgage offers conventional mortgages with as little as 1% down.
Check Rate
on Rocket Mortgage
Check Rate
on New American Funding
New American Funding
4.5
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
580580
Min. down payment
3%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
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on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
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670670
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N/A
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Figure
4.5
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4.5
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
640640
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N/A
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on Figure
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on Rocket Mortgage
Rocket Mortgage
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
680680
Min. down payment
N/A
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on Rocket Mortgage
Check Rate
on Rocket Mortgage
Rocket Mortgage
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
680680
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N/A
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on Rocket Mortgage
Check Rate
on Achieve
Achieve
5.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingNerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. credit score
670670
Min. down payment
N/A
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on Achieve
