Our Take
The bottom line:
Capital One Venture X Business
on Capital One's website
Pros & Cons
Pros
- Lounge membership
- High rewards rate
- Welcome offer
Cons
- High annual fee
- Requires excellent credit
- Balance must be paid in full every month
Compare to Other Cards
at Capital One | at Chase | at American Express |
Annual fee $395 | Annual fee $95 | Annual fee $375 |
Regular APR N/A | Regular APR 21.24%-26.24% Variable APR | Regular APR 19.49%-28.49% Variable APR |
Intro APR N/A | Intro APR N/A | Intro APR N/A |
Recommended credit score 720-850excellent | Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent |
Full Review
Key features
- $100 statement credit on TSA PreCheck® or Global Entry.
- $300 annual travel credit for bookings through Capital One Travel.
- Complimentary access to more than 1,300 airport lounges, including Capital One, Priority Pass and Plaza Premium Group lounges.
Why you might want the Capital One Venture X Business card
Why you might want a different card
Capital One Venture X Business card vs. The Business Platinum Card® from American Express
Capital One Venture X Business card | The Business Platinum Card® from American Express | |
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Annual fee | $395 . (See rates and fees.) | $695 . |
Welcome offer | Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening. | Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. Terms Apply. |
Rewards rate |
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Annual credits |
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Lounge access |
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Trusted traveler programs | TSA Precheck or Global Entry: Up to $100 statement credit toward application fee. |
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Foreign transaction fee | None. | None. |
Should you get the Capital One Venture X Business credit card?
on Capital One's website