The latest from Amy
Tipping in the UK: How Small Businesses – and Workers – can Benefit From the New Rules
For some small businesses, the Tipping Act has created cashflow concerns and extra admin, but digital tools make it easier to comply. NerdWallet spoke to independent business owners and industry…
4 Reasons Why November’s Interest Rate Cut is Good News for Small Business Growth
Despite a raft of tax increases announced by Rachel Reeves in her first Budget, a fall in the interest rate offers some good news for small businesses. We explain how…
Going Freelance? Boost Your Financial Resilience With These 5 Tips
Going freelance can offer the freedom and flexibility to pursue a passion, or to put your family first. But being your own boss usually means missing out on employee benefits,…
Six Ways Your Business Can Save Money on Energy Bills This Winter
Business energy bills aren’t covered by Ofgem’s price cap, leaving small firms more exposed to energy market fluctuations. With prices on the rise, we sought the advice of industry experts…
The UK Housing Market Needs More Downsizers – Here’s Why
Older homeowners reluctant to downsize are sitting on larger homes for longer, slowing down the UK housing market and limiting the options for those trying to make their way up…
Choosing a Bank for Your Small Business: Challenger or Traditional?
Challenger banks typically offer fast set-up and banking on the go with reduced or no fees, but not every small business owner prioritises innovative tech-based solutions. For some, the reputation…
Entrepreneur Spotlight: Maria Romero and Emanuel Ferrandez of Sur Chocolates
For NerdWallet's Entrepreneur Spotlight series, we asked husband-and-wife team Maria and Emanuel about their big ambitions for their Argentinian chocolaterie. Chef Maria shared her desire to change the working conditions…
Stop Trying to Time the Housing Market and Jump In, say Experts: Tips for First-Time Buyers
Higher interest rates, tighter affordability checks and rising bills have knocked the confidence of many first-time buyers. Sitting tight and waiting for the perfect conditions is understandable. But, if you’re…
DIY Accounting? Here’s What you Need to Remember
If you’re a sole trader – even if your business is only a side hustle – you’ll need to file a self-assessment tax return if you exceed the annual earnings…
The Hidden Costs of Working From Home
Working from home can bring a wealth of benefits, saving time and money compared with commuting. But homeworking can have unexpected consequences for your health, as well as your finances.…
4 Reasons You Should Enter Small Business Awards
Winning a local or national award can help propel your business towards greater success. Don’t be put off by the time and energy it takes to apply – it’s a…
5 Personal Pension Tips for Self-Employed Workers
If saving for retirement has been pushed down your priority list as you battle to get your small business up and running, these five tips could help. We sought expert…
5 Ways to Prioritise Your Mental Health as a Freelancer
For stressed and depressed workers, self-employment can offer an escape route. But being your own boss can challenge your health and happiness in different ways. If you're considering making the…
Child Benefit Tax Charge: Is It Worth It For You?
From April 2024, working parents earning between £60,000 and £80,000 are now eligible for Child Benefit. But claiming this government support comes with a catch: filing a personal tax return…
6 Steps to Marketing on Social Media
Owners of small businesses who have a limited marketing budget should consider using social media to build brand awareness. Discover how you can use social media as a free or…