The latest from Tim
What is a Buy-to-Let Mortgage?
A buy-to-let mortgage is a mortgage that you would use to buy a property to rent out. Your mortgage repayments should be covered by your rental income, but there are…
Compare Mortgages
Taking the time to compare mortgages is essential, regardless of whether you’re buying your first property, moving to a new home or remortgaging an existing deal.
What is a Tracker Mortgage?
A tracker mortgage is where the interest rate you pay tracks another rate. Usually this will be the Bank of England base rate, though the rate you pay on a…
Fixed-Rate Mortgages: Peace of Mind Over Your Repayments
With a fixed-rate mortgage your interest rate, and therefore your monthly repayments, will stay the same for the duration of the period you’ve chosen to fix. Most fixed-rate mortgages are…
Personal Guarantees Explained
Providing a personal guarantee for business borrowing (such as a business loan or business credit card) can allow smaller business owners to secure credit that might otherwise be out of…
How to Check if a Car is Insured
Is my car insured?... It’s sensible to check. Car insurance is a legal requirement if you want to drive in the UK, so knowing how to check if your car…
What is Black Box Insurance, and Is it Worth it?
Black box insurance can bring the cost of car insurance down by showing your insurer that you’re a safe driver.
Should I Get a Fixed or Variable Mortgage?
The main difference between a fixed and variable mortgage is that your mortgage rate stays the same for a set period with a fixed-rate mortgage, while with a variable rate…
Should You Remortgage with the Same Lender or Switch?
Remortgaging with your current lender can be easier and quicker than changing mortgage providers, but a different lender may offer better remortgage deals.