The latest from Tim
Compare Unsecured Business Loans
Unsecured loans are a popular option for business borrowers. Read on below for our guide on how to compare unsecured business loans.
Do I Need a Credit Card?
A credit card can be a useful way to borrow, and some cards can save you money when you spend abroad or help you spread the cost of an expensive…
What is a Let-to-Buy Mortgage?
A let-to-buy mortgage allows you to buy a new home and let out your existing property to bring in extra income. It can be useful if you can’t or don’t…
What is a Buy-to-Let Mortgage?
A buy-to-let mortgage is a mortgage that you would use to buy a property to rent out. Your mortgage repayments should be covered by your rental income, but there are…
Buy-to-Let Mortgages
A buy-to-let mortgage allows you to borrow the funds needed to buy a property to rent out. Buy-to-let mortgages tend to have higher interest rates than residential mortgages and require…
Holiday Let Mortgages: Buying a Holiday Home to Rent Out
A holiday let mortgage is used to buy property to rent out to paying guests. Buying a holiday let home can provide you with an income stream and certain tax…
Hopes Mortgage Rate Cuts Will Resume as Base Rate Cut Nears
It is hoped mortgage rate cuts will return in November, while expectations are that the base rate is about to fall. Here’s our latest mortgage and base rate forecast.
Scope For Mortgage Rate Cuts Despite Warning They May Slow
There may be room for mortgage rates to carry on falling but there are suggestions the OBR inflation forecast could see the pace of cuts slow. Here are our latest…
Mortgage Rate Cuts May Stall After Inflation Holds Firm
The base rate could remain unchanged for a while and slow down mortgage rate cuts after the latest official data revealed inflation is unexpectedly ‘sticky’. Here are our latest mortgage…
More Mortgage Rate Cuts Possible After Surprise Inflation Drop
There are hopes that more mortgage rate cuts may be on the way after a base rate rise that was expected never happened and if competition among lenders for borrowers…
Mortgage Rates Fall as Lenders Look to Compete
Fixed-rate mortgages have been falling as inflation continues its descent and competition among lenders ramps up. Base rate predictions are lowered too. Here are our latest mortgage rate predictions.
Base Rate Hike Suggests More Mortgage Rate Rises to Come
A larger-than-expected rise in the base rate in response to inflation failing to fall could spell more bad news for mortgage borrowers. Here are our latest mortgage rate predictions.
Inflation Figures Point to Mortgage Rate Rises in June
The latest UK inflation figures means interest rate predictions for June are erring towards another increase in the base rate and a rise in mortgage rates. Here are our mortgage…
Will Mortgage Rates Continue to Fall in May?
While the markets are expecting base rate to rise in May and eventually peak at 5%, some commentators predict fixed mortgage rates could continue to fall. Learn more in our…
Could April Mortgage Rates Fall Again?
Fixed-rate mortgages look like they could continue to drop, while inflation expectations and threat of a banking crisis have the potential to halt Bank of England base rate rises. Read…