5 Tips for Lowering Your Credit Utilization

You can track spending, seek higher limits and set up balance alerts to keep your credit utilization under 30%.
Lauren Schwahn
Amanda Barroso
By Amanda Barroso and  Lauren Schwahn 
Edited by Kathy Hinson

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.