It makes sense to pay your credit card balance in full each month to avoid accruing interest. Enter the Citi® Double Cash Card – 18 month BT offer, a credit card that doesn’t just reward you for making purchases money but also for paying them off. Combined, those rewards are among the best in the business for a card with a $0 annual fee.
You’ll be rewarded for responsibility
The Citi® Double Cash Card – 18 month BT offer gives 1% cash back on all purchases when you make them, and another 1% back when you pay them off. There’s no limit on rewards, and your cash back can be redeemed for statement credit, gift card or check starting at $25.
That’s a fantastic flat rewards rate for a $0-fee cash-back card.
You get a little forgiveness for forgetfulness
The Citi® Double Cash Card – 18 month BT offer waives the late fee for your first late payment. Ideally, it’s a perk you’ll never use, but it’s nice to know your issuer will have your back if life gets in the way. To make payments easier for your schedule, there’s also flexible billing, so you can move the due date to the beginning, middle or end of the month.
You can use it to pay down debt
You get a generous introductory APR of 0% on Balance Transfers for 18 months, and then the ongoing APR of 15.49% - 25.49% Variable APR. If you’re working on whittling down high-interest debt, you can move it to this card and save money as you pay it off. However, this card does charge a balance transfer fee of 3% or $5, whichever is greater.
You get other Citi goodies
As a Citi cardholder, you’ll enjoy perks you won’t see with other issuers:
- Citi Private Pass gives cardholders the opportunity to buy tickets to special and exclusive events.
- Citi Price Rewind refunds the price difference if your eligible purchase goes on sale within 60 days, up to $500 per item and $2,500 per year. Unlike with other price protection programs, however, the burden isn’t on you to find the lower price. Price Rewind does the work for you.