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Citi Double Cash: Why You Should Get This Cash Back Card Today

Credit Cards
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Citi Double Cash: Why You Should Get This Cash-Back Card Today

It makes sense to pay off your credit card balance in full each month to avoid accruing interest. Enter the Citi® Double Cash Card – 18 month BT offer, the credit card that rewards you for paying off your balance. Here’s what you need to know about the card and reasons why you should get it today.

You get rewarded for responsibility

The Citi® Double Cash Card – 18 month BT offer gives 1% cash back on all purchases when you make them, and another 1% back when you pay them off. There’s no limit on rewards, and your cash back can be redeemed for statement credit, gift card or check starting at $25.

The flat rewards rate is very high for a cash-back credit card. There are no rotating bonus categories to opt in to, but you can earn up to 10% cash back if you use the Citi Bonus Cash Center to do your online shopping.

Perks galore: Additional benefits

The Citi® Double Cash Card – 18 month BT offer has an introductory APR of 0% on Balance Transfers for 18 months, and then the ongoing APR of 14.24% - 24.24% Variable APR and an annual fee of $0. However, the card has foreign transaction fees, so it’s best used domestically.

The Citi® Double Cash Card – 18 month BT offer has a late-fee pass on your first late payment. There’s also flexible billing, so you can move the due date to the beginning, middle or end of the month, whichever is most convenient with your pay schedule.

Additionally, there are Citi-branded perks you won’t get with another issuer, including Citi Private Pass and Citi Price Rewind. Citi Private Pass offers cardmembers access to purchase tickets to thousands of special and exclusive events. Citi Price Rewind refunds the price difference if your eligible purchase goes on sale within 60 days — limited to $500 per item and $2,500 per year.

Bottom line: If you want high cash-back rewards and you pay off your purchases in full each month, the Citi® Double Cash Card – 18 month BT offer is a great option. It isn’t the best card for balance transfers or overseas transactions, but if you enjoy the Citi-branded perks, you should get the Citi® Double Cash Card – 18 month BT offer today.

Image via iStock.