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Clay Jarvis
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Clay Jarvis

Clay Jarvis

Lead Writer & Spokesperson Homebuying, mortgages, real estate investing

Clay Jarvis is NerdWallet’s mortgage and real estate expert in Canada. Thus far, his entire professional writing career has revolved around real estate. Prior to joining NerdWallet, he was the editor and senior writer for four publications, including the leading website for the country’s mortgage industry, Mortgage Broker News. Clay has written 30,000-word examinations of Canada’s real estate investment market, interviewed the industry’s most powerful leaders and analysts, and has helped choose both the nation’s top realtors and mortgage brokers. He is based in Toronto, Ontario.

Education: B.Ed from University of Saskatchewan

Previous Experience:

Mortgage writer, Wise Publishing
Editor, Mortgage Broker News
Editor, Canadian Mortgage Professional
Editor, Real Estate Professional
Editor, Canadian Real Estate Wealth

The latest from Clay

Man at desk calculating his Canadian tax bracket.

Canada Closing Costs Calculator

Create a more accurate home buying budget by estimating your closing costs — the one-time, upfront expenses you'll pay before receiving the keys.

What First-Time Home Buyers In Alberta Need to Know

There are several incentive programs available for first-timers in Alberta. Combined with some thoughtful planning, this assistance can improve your chances of landing that elusive first home.

4 Ways To Prepare For a Tight Summer Housing Market

The Canadian housing market will be heavy on buyers and short on inventory this summer. If you’re hoping to nab a house, it’s best to start preparing now.

What You Need to Know Before Getting a Private Mortgage

Private lenders have become a necessary part of Canada’s challenging real estate market. But the unique costs and conditions associated with a private mortgage must be understood before choosing one as a financing solution.

Bank vs. Credit Union: How to Make the Right Choice

Credit unions are not-for-profit and may offer fewer products, but better rates. Banks are for-profit institutions and may offer more products, but often less competitive rates.

Yes, You Can Get a 30-Year Mortgage in Canada. But Should You?

A 30-year mortgage offers lower monthly payments than a shorter mortgage. But it might cost you significantly more.

What Is a Halal Mortgage?

Halal mortgages allow Muslims to finance home purchases while staying within the guidelines of their faith, which prohibits the payment of interest.

Buying a Condo: A Preparation Guide

Buying a condo can be one way to crack Canada’s pricey housing market. But condos come with unique costs and risks buyers need to understand.

The Grocery Rebate Is Here. How Much Will You Receive?

Rebates worth up to $628 started making their way to eligible Canadians along with the July 5 GST/HST Credit payment. Find out what you might get, and when.

Scotiabank’s Scene+ Rewards: How to Earn and Redeem Scene+ Points

Scotiabank Scene+ points can be earned on eligible purchases and redeemed for merchandise, travel, dining out and entertainment experiences.

How to Transfer a Car Loan in Canada

Transferring a car loan is an alternative way of selling your vehicle. Be aware of your lender's terms, conditions and fees before agreeing to a loan transfer.

Will Mortgage Rule Changes Make It Even Harder to Buy a House?

OSFI's proposed changes to Canada’s mortgage guidelines could make home buying even more challenging, especially if you already have a high amount of debt.

Personal Line of Credit vs Car Loan: How to Choose

Both a personal line of credit and a car loan can be used to purchase a vehicle, but interest rates, credit limits and total cost may vary.

4 Paths to a More Affordable Mortgage Payment

If your variable-rate mortgage payments are becoming too high to manage, options like payment deferrals and reamortizing can help keep you on track.

3 Ways to Take on a Budget-Busting Mortgage Renewal

With interest rates still high, renewing your mortgage probably won’t be the best part of your 2024. If you’re worried about the impending cost of your home loan, keep these strategies in mind.

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