RBC Avion Visa Infinite Review 2025: Is It Worth It?
The RBC Avion Visa Infinite card offers new cardholders up to 55,000 Avion Points. There are no spending categories to keep track of; cardholders earn one Avion point on all purchases and 1.25 points on eligible travel purchases. However, the card’s $60,000 minimum income requirement and $120 annual fee may be high for some applicants.
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RBC Avion Visa Infinite full review
The RBC Avion Visa Infinite card is one of six personal credit cards from the Royal Bank of Canada that offers Avion points — a loyalty program exclusive to RBC. Avion points can be redeemed for a range of travel expenses, such as flights, hotel stays, vacation packages and car rentals, or for products like electronics, investments and more. As one of RBC’s premium personal credit cards, the Visa Infinite card carries a higher annual fee compared to some of its other Avion options.
Benefits of the RBC Avion Visa Infinite card
55,000 Avion Points upon approval.
No seat restrictions or blackout dates when you book travel using Avion points.
Free DoorDash deliveries for 12 months. (Must activate before February 28, 2025).
Discounts and additional Avion points available when you rent a car with Hertz or link the card to a Petro-Canada or Rexall points card.
Buy-one-get-one-free Friday lift tickets at participating ski resorts in Canada.
Drawbacks of the RBC Avion Visa Infinite card
Minimum income requirement of $60,000 ($100,000 for household).
No airport lounge access.
RBC has low Trustpilot and BBB ratings.
Who should get the RBC Avion Visa Infinite card?
You may want to get the RBC Avion Visa Infinite card if you:
Want to collect Avion points on all purchases.
Shop regularly at Rexall or Petro-Canada and want to take advantage of extra perks and savings.
Use Hertz or DoorDash and would benefit from the card’s free delivery offer and rental car discounts.
Plan to ski or snowboard on Fridays this season at participating resorts, including Lake Louise, Grouse Mountain and Mont-Tremblant.
Is RBC Avion Visa Infinite worth it?
If you want a card that offers consistent Avion points across all purchases, the RBC Avion Visa Infinite may be right for you. However, the high income requirement, lack of airport lounge access and average earn rate — lower than other RBC credit cards — may reduce this card’s value for some people.
RBC customer ratings
Below average in customer satisfaction: RBC ranks 11th out of 13 issuers in J.D. Power’s 2024 Canada Credit Card Satisfaction Study. The RBC Avion Visa Infinite card also appeared on the survey’s list of credit cards with annual fees, with a below-average ranking.
Low Trustpilot rating: 1.2 out of 5 possible stars based on over 1,370 customer reviews, as of this writing.
Low Better Business Bureau rating: 1.2 out of 5 possible stars based on over 115 customer reviews, as of this writing. RBC is not accredited by the BBB itself.
RBC Avion Visa Infinite eligibility
Who qualifies for the RBC Avion Visa Infinite card?
To qualify for the RBC Avion Visa Infinite card, you must earn a gross income of at least $60,000 ($100,000 per household) or have a minimum of $250,000 investable assets.
In general, you must be at least the age of majority and a resident of Canada to qualify for a credit card, unless otherwise stated by the card issuer.
Approximate credit score needed for approval
Canadian credit card issuers rarely disclose required credit scores, which makes it hard to know your chances of approval when comparing credit cards. What we do know is that higher scores have better chances of approval — that’s true no matter what type of credit you’re applying for.
Want to learn more? Visit our “What Credit Score is Needed for a Credit Card?” page.
» MORE: How to Check Your Credit Score
RBC Avion Visa Infinite rewards
Get 55,000 Avion points when you’re approved for the RBC Avion Visa Infinite card. According to RBC, that's enough to fly almost anywhere in North America or the Caribbean (travel value up to $1,100). Apply by June 11, 2025.
Earn 1 Avion point for every CAD spent on all purchases.
Earn 1.25x Avion points on eligible travel purchases.
Earn 1.20x Avion points on eligible Petro-Canada purchases.
Earn 3x Avion points on eligible Hertz purchases.
How to apply for the RBC Avion Visa Infinite card
Click the Apply Now and then the Get Started buttons on the RBC Avion Visa Infinite web page.
Confirm if you are an existing RBC customer or not. Sign in if you are an existing customer for a faster application process.
If you are not an existing member, review the card’s terms and conditions and click Continue.
Enter your personal details, such as full name, email, date of birth and address.
Enter any employment or financial information requested.
Review and submit your application.
RBC Avion Visa Infinite vs TD First Class Travel Visa Infinite
Both cards have similar income requirements, but have different loyalty programs and earn rates.
Rewards breakdown
Rewards breakdown
NerdWallet's take
NerdWallet's take
Card details
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Rewards breakdown
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NerdWallet's takeCard details
Card detailsReasons you might want a different card
If you’re looking for a rewards card outside of the Avion points program, or one that has higher earn rates and offers airport lounge access, you may want to consider other options.
RBC Avion Visa Infinite facts
RBC Avion Visa Infinite | |
|---|---|
Card type | |
Fees and interest rates | |
Annual fee | $120.00 |
Regular/purchase APR | 20.99% |
Penalty APR | 25.99% (27.99% on cash advances) if you miss more than two payments within 12 months as of January 2025. This penalty APR will stay in place until you’ve made 12 consecutive minimum payments on time. |
Cash advance APR | 22.99% (21.99% for Quebec residents) |
Cash advance fee | $5 per transaction. |
Balance transfer fee | 3% or $10, whichever is greater. |
Foreign transaction fee | 2.5% of the transaction amount. |
Rewards and benefits | |
Intro offer | Get up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean! Apply by June 11, 2025. |
Reward earn rates | 1 Avion point per $1 spent and 1.25 points on eligible travel purchases. Additional Avion points available when you link the card to Petro-Canada. |
Other perks |
|
Insurance coverage | |
Travel accident | Up to $500,000. |
Travel medical | Unlimited emergency medical coverage. (Limits apply to certain procedures and services, such as dental care, which maxes out at $2,200). |
Flight delay | Up to $250 for necessary expenses, per insured person and occurrence, up to $500. |
Trip interruption | Up to $25,000 ($5,000 per each covered person). |
Trip cancellation | Up to $5,000. |
Baggage loss or delay | Up to $500 for emergency purchases, per insured person up to $2,500 per occurrence. |
Hotel burglary | Up to $2,500 of coverage for personal items. |
Rental car theft/damage | For up to 48 days. |
Extended warranty | Up to 1 additional year. |
Purchase protection | 90 days. |
Mobile device protection | Up to $1,500 of mobile device protection in case of loss, theft, accidental damage or mechanical issues. Conditions apply. |
Methodology
BACK TO TOPNerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation methodology include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.
Frequently asked questions
Does RBC Avion Visa Infinite have lounge access?
Does RBC Avion Visa Infinite have lounge access?
No. RBC Avion Visa Infinite does not offer access to airport lounges. The bank’s higher-tiered card (RBC Avion Visa Infinite Privilege) does offer lounge access.
What is the minimum income requirement for RBC Avion Visa Infinite?
What is the minimum income requirement for RBC Avion Visa Infinite?
You must have a minimum gross income of $60,000 ($100,000 for the household) or at least $250,000 of investable assets to be eligible for this card.
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