Canada’s Credit Card Reviews
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Shannon Terrell
Georgia Rose
Clay JarvisCompare Canada’s best credit cards
The best credit cards in Canada deliver high-value and easy-to-use rewards, discounts, perks and premium benefits.
Choosing a credit card
How to Choose a Secured Credit Card
Choosing a secured card that reports to Canadian credit bureaus is crucial to getting the most value out of these credit-building products.
Sandra MacGregor
How to Choose a Travel Credit Card
With so many cards, rewards programs and benefits available, choosing the right travel credit card can be overwhelming. However, once you’ve got one in your wallet, you can reap the rewards on your next trip.
Barry Choi
An Introduction to Rewards Credit Cards
When you use a rewards card, your loyalty and spending is celebrated with redeemable perks, points and other rewards. The more you spend, the more you get.
Aaron Broverman
Rewards Cards Vs. Cash Back Cards
Should you pick a rewards credit card to earn points, miles or travel perks — or choose a flexible and straightforward cash back card? It depends on your spending habits.
Credit card perks and benefits
How to Maximize Your Use of Credit Card Points
Make the most of your credit card points by calculating the highest-value redemption option and using them before they expire.
What Are Credit Card Airline Miles?
Credit card airline miles are a type of reward that can often be redeemed for discounted or free travel when you use an airline loyalty program.
American Express Front Of The Line and Experiences: What to Know
American Express Front of the Line gives you access to presale tickets and reserved event tickets. It’s just one of several Amex Experiences offered as a cardholder perk.
Scotiabank’s Scene+ Rewards: How to Earn and Redeem Scene+ Points
Scotiabank Scene+ points can be earned on eligible purchases and redeemed for merchandise, travel, dining out and entertainment experiences.
Browse other types of credit cards
Best No Foreign Transaction Fee Credit Cards in Canada for 2024
The majority of credit cards charge a 2.5% fee on every purchase you make abroad. Avoid it by choosing a credit card with no foreign transaction fees. A U.S. dollar credit card can also be handy if you make frequent U.S. purchases.
7 Best Store Credit Cards in Canada for 2024
Compare the top store credit cards in Canada and access exclusive rewards and perks for shopping at your favourite retailers.
Best Credit Cards for Newcomers to Canada for 2024
Newcomers to Canada with little to no credit history may be eligible for a credit card. Check out the best credit cards for newcomers to help narrow down your options.
Best PC Financial Credit Cards in Canada for 2024
PC Financial credit cards offer four Mastercards, each with varying ways to earn PC Optimum points. Read more about the PC Financial credit cards and whether they’re right for you.
Rating Methodology
NerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation methodology include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.