Canada Land Transfer Tax and Fee Calculator

Alberta doesn’t have a land transfer tax. 

Instead, the government charges two fees: one to process the transfer of the property title and another to register your mortgage. [1]

• You’ll pay $50 plus an additional $2 per $5,000 of the property’s purchase price for the title transfer.
• For the mortgage registration, you’ll pay $50 plus $1.50 for each $5,000 of your mortgage amount.

B.C.’s tiered-rate system means more expensive homes result in a higher rate. [2] You’ll pay:

• 1% of the first $200,000 of your home’s value.
• 2% of any amount between $200,001 and $2,000,000.
• 3% of any amount greater than $2,000,000.

In Ontario, you’ll pay a land transfer tax based on your home’s value. [3]

• 0.5% of the first $55,000 of the home’s value.
• 1.0% of any additional value between $55,000 and $250,000.
• 1.5% of any additional value between $250,000 and $400,000.  
• 2.0% of any additional value between $400,000 and $2 million.  
• 2.5% of any additional value that’s more than $2,000,000 if the land contains no more than two single-family residences.  

• 0.5% of your home’s value up to $55,000.
• 1.0% of any amount between $55,000 and $250,000.
• 1.5% of any amount between $250,000 and $400,000.
• 2.0% of any amount between $400,000 and $2 million.
• 2.5% of any amount between $2 million and $3 million.
• 3.5% of any amount between $3 million and $4 million.
• 4.5% of any amount between $4 million and $5 million.
• 5.5% of any amount between $5 million and $10 million.
• 6.5% of any amount between $10 million and $20,000,000.
• 7.5% of any amount above $20 million.

In Manitoba, you’ll pay:

• No tax on the first $30,000 of your home’s value.
• 0.5% of any amount between $30,001 and $90,000.
• 1.0% of any amount between $90,001 and $150,000.
• 1.5% of any amount between $150,001 and $200,000.
• 2.% of any amount over $200,000. [5]

• 0.5% of your home’s value up to $55,200.
• 1.0% of any amount between $55,200 and $276,200.
• 1.5% of any amount between $276,200 and $552,300.
• 2.0% of any amount between $552,300 and $1,104,700.
• 2.5% of any amount between $1,104,700 and $2,136,500.
• 3.5% of any amount between $2,136,500 and $3,113,000.
• 4.0% of any amount above $3,113,000.

New Brunswick charges a 1% rate of the home’s value in many cases. [8] 

Newfoundland doesn’t have land transfer taxes, but you’ll pay a fee to register your mortgage. [9]

The fee is $100 plus $0.40 for every $100 of your home’ value above $500.

In the Northwest Territories, you’ll pay fees based on your home’s value and your mortgage’s value. [10]

You’ll pay $2.00 for each $1,000 of your home’s value, with a $1 minimum. If your home’s value is above $1 million, you’ll pay $2,000 plus $1.50 for each $1,000 of value above $1 million.

If you take out a mortgage to pay for your home, you’ll pay $1.50 for every $1,000 of the mortgage amount, with a minimum of $80.

The property transfer tax on Prince Edward Island is 1% of the greater of the home’s purchase price or its assessed value. [12]

So, if the purchase price was $250,000, the transfer taxes will be $2,500.

You’ll pay a transfer fee equal to 0.4% of your property’s value. [13]

You’ll also pay a set fee based on your mortgage amount as follows:

• For mortgages under $250,000: $180
• For mortgages between $250,000 and $500,000: $250
• For mortgages between $500,000 and $750,000: $500
• For mortgages between $750,000 and $1,000,000: $750
• For mortgages above $1,000,000: $1,000

You’ll pay a flat fee, which is based on your home’s value, and an additional fee based on the change in value since your home was sold. [14]

The variable fee, called the assurance fund fee, is $20 for the first $10,000 your home’s value has risen since it was last sold plus $10 for every additional $10,000 of increased value.

The flat fee is:

• $50 for a home value of less than $100,000.
• $150 for home values between $100,000 and $500,000.
• $350 for home values between $500,000 and $3 million.
• $550 for home values between $3 million and $10 million.
• $750 for home values above $10 million.