Capital One Spark Cash Plus

Capital One Spark Cash Plus

on Capital One's website

Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One Spark Cash Plus

on Capital One's website

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Card details

  • Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening

  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions

  • Earn an annual $200 cash bonus every year you spend $200,000 or more

  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile

  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount

  • Add employee cards for free, and earn unlimited 2% cash back from their purchases

  • $150 annual fee

  • Spark Cash Plus has no APR because your balance is due in full every month

Rates, fees & offers

  • Annual fee

    $150

  • Rewards rate

    2%

  • Bonus offer

    Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    N/A

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$150

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

N/A

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score