Here are 5 options for you
Credit card | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|---|
The Blue Business® Plus Credit Card from American Express Apply now on American Express's website | 4.8/5 Best for Intro APR | $0 | 1x-2x Points | 15,000 Points | Apply now on American Express's website Rates & Fees |
Ink Business Preferred® Credit Card Apply now on Chase's website | 5.0/5 Best for Big sign-up offer + $5,000 minimum credit line | $95 | 1x-3x Points | 100,000 Points | Apply now on Chase's website |
Capital One Spark Cash Plus Apply now on Capital One's website | 4.4/5 Best for Unlimited cash back + no preset spending limit | $150 | 2%-5% Cashback | $1,000 | Apply now on Capital One's website |
The Business Platinum Card® from American Express Apply now on American Express's website | 5.0/5 Best for Flexible spending | $695 | 1x-5x Points | 120,000 Points | Apply now on American Express's website Rates & Fees |
Brex Card Apply now on Brex's website | 3.3/5 Best for High-limit corporate card | $0 | 1x-7x Points | 40,000 Points | Apply now on Brex's website |
Our pick for
Intro APR
on American Express's website
The Blue Business® Plus Credit Card from American Express
on American Express's website
$0
1x-2x Points
15,000 Points
Pros
- No annual fee
- High rewards rate
- Intro APR period
- Transfer partners
Cons
- Spending caps on bonus rewards
- Requires good/excellent credit
Our pick for
Big sign-up offer + $5,000 minimum credit line
on Chase's website
$95
1x-3x Points
100,000 Points
Pros
- New cardholder bonus offer
- Bonus categories
- Transfer partners
Cons
- Has annual fee
- No intro APR offer
Our pick for
Unlimited cash back + no preset spending limit
on Capital One's website
$150
2%-5% Cashback
$1,000
Pros
- Earns cash back on primary and employee cards
- Rewards don’t expire
- No foreign transaction fees
Cons
- Balance must be paid in full every month
- Has annual fee
Our pick for
Flexible spending
on American Express's website
The Business Platinum Card® from American Express
on American Express's website
$695
1x-5x Points
120,000 Points
Pros
- Lounge membership
- Transfer partners
- Bonus categories
- Automatic elite status
- Premium travel protections
Cons
- High annual fee
- Complicated rewards
- Requires good/excellent credit
Our pick for
High-limit corporate card
on Brex's website
$0
1x-7x Points
40,000 Points
Pros
- No annual fee
- New cardholder bonus offer
- Qualify with limited/bad credit
- Bonus categories
- No foreign transaction fees
- No personal guarantee
Cons
- Complicated rewards
- No Intro APR
- No revolving balances
FULL LIST OF EDITORIAL PICKS: BEST HIGH-LIMIT BUSINESS CREDIT CARDS
How do business credit cards determine limits?
- Your personal income and debt.
- Your personal credit score.
- Your business’s credit history.
- Your business’s annual income.
- Your business’s estimated monthly credit card spending.
What business credit card gives the highest limit?
Business Credit Card | Minimum Credit Limit |
---|---|
Ink Business Preferred® Credit Card | $5,000 |
Capital One Spark Cash for Business | $5,000 |
Wells Fargo Business Platinum Credit Card | $2,500 |
Discover it® Business Card | $500 |
To recap our selections...
5 Best High-Limit Business Credit Cards of May 2022
- The Blue Business® Plus Credit Card from American Express: Best for Intro APR
- Ink Business Preferred® Credit Card: Best for Big sign-up offer + $5,000 minimum credit line
- Capital One Spark Cash Plus: Best for Unlimited cash back + no preset spending limit
- The Business Platinum Card® from American Express: Best for Flexible spending
- Brex Card: Best for High-limit corporate card