Best American Express business cards
- American Express® Business Gold Card: Best for rewards on advertising, gas and restaurants.
- Amazon Business Prime American Express Card: Best for Amazon spending (AWS, Amazon Business and Amazon.com).
- Delta SkyMiles® Gold Business American Express Card: Best for airline miles (entry-level card).
- Delta SkyMiles® Reserve Business American Express Card: Best for airline miles (premium card).
- Marriott Bonvoy Business® American Express® Card: Best hotel card for automatic free nights.
- The American Express Blue Business Cash™ Card: Best for intro APR + cash back.
- The Blue Business® Plus Credit Card from American Express: Best for intro APR + points.
- The Business Platinum Card® from American Express: Best for luxury travel perks and rewards.
- The Hilton Honors American Express Business Card: Best for Hilton rewards.
Best American Express business cards
- American Express® Business Gold Card: Best for rewards on advertising, gas and restaurants.
- Amazon Business Prime American Express Card: Best for Amazon spending (AWS, Amazon Business and Amazon.com).
- Delta SkyMiles® Gold Business American Express Card: Best for airline miles (entry-level card).
- Delta SkyMiles® Reserve Business American Express Card: Best for airline miles (premium card).
- Marriott Bonvoy Business® American Express® Card: Best hotel card for automatic free nights.
- The American Express Blue Business Cash™ Card: Best for intro APR + cash back.
- The Blue Business® Plus Credit Card from American Express: Best for intro APR + points.
- The Business Platinum Card® from American Express: Best for luxury travel perks and rewards.
- The Hilton Honors American Express Business Card: Best for Hilton rewards.
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Here are the best American Express business cards
Here are the best American Express business cards
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Cashback
on American Express' website
Rates & Fees
Pros
- High cash-back bonus rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
The American Express Blue Business Cash™ Card
Best for Intro APR and cash back
Cashback
on American Express' website
Rates & Fees
Pros
- High cash-back bonus rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
Points
Points
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
The Blue Business® Plus Credit Card from American Express
Best for Intro APR and rewards points
Points
Points
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
Points
Points
on American Express' website
Rates & Fees
Pros
- Transfer partners
- New cardholder bonus offer
- Intro APR period
- High reward rate in bonus categories
Cons
- High annual fee
- Complicated rewards
- Spending caps on bonus rewards
American Express® Business Gold Card
Best for Rewards on advertising, gas and restaurants
Points
Points
on American Express' website
Rates & Fees
Pros
- Transfer partners
- New cardholder bonus offer
- Intro APR period
- High reward rate in bonus categories
Cons
- High annual fee
- Complicated rewards
- Spending caps on bonus rewards
Points
Points
on American Express' website
Rates & Fees
Pros
- Lounge membership
- Transfer partners
- Automatic elite status
- Annual statement credit for travel, business expenses
- New cardholder bonus offer
Cons
- High annual fee
- Low ongoing rewards rate
The Business Platinum Card® from American Express
Best for Luxury travel perks and rewards
Points
Points
on American Express' website
Rates & Fees
Pros
- Lounge membership
- Transfer partners
- Automatic elite status
- Annual statement credit for travel, business expenses
- New cardholder bonus offer
Cons
- High annual fee
- Low ongoing rewards rate
Miles
Miles
on American Express' website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- Generous free checked bag benefit
- SkyClub and Centurion Lounge membership (terms apply)
- Companion pass benefit
Cons
- High annual fee
- Limited reward redemption options
Delta SkyMiles® Reserve Business American Express Card
Best for Airline miles (premium card)
Miles
Miles
on American Express' website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- Generous free checked bag benefit
- SkyClub and Centurion Lounge membership (terms apply)
- Companion pass benefit
Cons
- High annual fee
- Limited reward redemption options
Points
Points
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Marriott Bonvoy Business® American Express® Card
Best for Hotel card for automatic free nights
Points
Points
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Points
Points
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Annual Hilton travel credit
Cons
- High annual fee
- No free anniversary night
- Rewards have limited flexibility
The Hilton Honors American Express Business Card
Best for Hilton rewards
Points
Points
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Annual Hilton travel credit
Cons
- High annual fee
- No free anniversary night
- Rewards have limited flexibility
Amazon Business Prime American Express Card
Best for Amazon spending (AWS, Amazon Business and Amazon.com).
on American Express' website
Rates & Fees
Pros
- No annual fee
- No foreign transaction fees
- High reward rate in bonus categories
Cons
- Spending caps on bonus rewards
- Prime membership required
Amazon Business Prime American Express Card
Best for Amazon spending (AWS, Amazon Business and Amazon.com).
on American Express' website
Rates & Fees
Pros
- No annual fee
- No foreign transaction fees
- High reward rate in bonus categories
Cons
- Spending caps on bonus rewards
- Prime membership required
Miles
Miles
on American Express' website
Rates & Fees
Pros
- No annual fee for the first year
- New cardholder bonus offer
- Generous free checked bag benefit
- Early boarding
- Annual flight credit (terms apply)
Cons
- Limited reward redemption options
- Does not include lounge access or automatic elite status
Delta SkyMiles® Gold Business American Express Card
Best for Airline miles (entry-level card)
Miles
Miles
on American Express' website
Rates & Fees
Pros
- No annual fee for the first year
- New cardholder bonus offer
- Generous free checked bag benefit
- Early boarding
- Annual flight credit (terms apply)
Cons
- Limited reward redemption options
- Does not include lounge access or automatic elite status
Other Delta business credit cards
Other Amazon business credit cards
Other business credit cards
- Lowe's Business Rewards Card from American Express
- Spend on travel — and like to go in style. In general, American Express’s travel business credit cards offer generous rewards on travel spending, and its co-branded cards with Delta, Hilton and Marriott Bonvoy are good fits if you’re loyal to those brands. But the highlight isThe Business Platinum Card® from American Express. That card comes with a hefty annual fee: $695. But with credits toward airline fees and TSA Precheck or Global Entry — and perks like automatic hotel elite status, concierge service and lounge access — frequent travelers can get their money’s worth.
- Want no annual fee and simple rewards.The American Express Blue Business Cash™ Cardcomes with straightforward1%-2%cash back. It's one of our picks for the best cash-back business credit cards. If you prefer points,The Blue Business® Plus Credit Card from American Expressoffers1x-2xof those per dollar spent instead. NerdWallet values AmEx points at between 1 and1.2cents each.
- Will take advantage of a long intro APR period.The American Express Blue Business Cash™ Cardoffers0% intro APR on Purchases for 12 months, and then the ongoing APR of 17.49%-27.49% Variable APR, andThe Blue Business® Plus Credit Card from American Expressmatches it. That's longer than many business credit cards with 0% APR intro periods.
- Want more purchasing power. Multiple American Express business credit cards have no preset spending limit, includingThe Plum Card® from American Express,The Business Platinum Card® from American Expressand theAmerican Express® Business Gold Card. The limits on these cards adjust depending on your purchase, payment and credit history, making them a good potential fit if you're looking for a high-limit business credit card.
- Budget-conscious international travelers. While American Express travel cards don't charge foreign transaction fees, most come with hefty annual fees.The Business Platinum Card® from American Express, for example, carries a$695annual fee. TheChase Ink Business Preferredis a great alternative, with no foreign transaction fees, a much smaller annual fee ($95) and elevated rewards on travel, among other categories:Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year, Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn.
- Want no caps on cash back. WithThe American Express Blue Business Cash™ Card, you’ll earn 2% cash back on only your first $50,000 in spending. After that, the rewards rate drops to 1%. If your business spends more than that, consider theCapital One Spark Cashcard — which pays2% cash back with no limit. That card does have an annual fee, but it's waived the first year. (See rates and fees.)
- Don't have good-to-excellent personal credit. American Express is hardly alone in requiring a personal FICO score of at least 690; that's the starting point for most business credit cards. However, other big-name issuers offer options for entrepreneurs with thin or poor personal credit. For instance, theCapital One® Spark® Classic for Businessis one of a few business credit cards for fair credit (typically a FICO score between 630 and 690). For those with a score below that threshold, a secured business credit card like the Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Secured credit card can help your business establish credit.