Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

on Capital One's website

Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

on Capital One's website

Card details

  • Earn unlimited 2 miles per $1 on every purchase, everywhere

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening

  • Receive up to $100 credit for one Global Entry or TSA Pre✓® application fee

  • Fly on any airline, anytime, with no blackout dates or seat restrictions

  • $0 intro annual fee for the first year; $95 after that

  • $0 fraud liability if your card is lost or stolen

  • Free employee cards which also earn unlimited 2x miles from their purchases

  • No foreign transaction fees

Rates, fees & offers

  • Annual fee

    $0 for the first year, then $95

  • Rewards rate

    2 miles

  • Bonus offer

    Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 19.24% Variable APR

    Penalty APR: 31.65%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    N/A

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Paul Soucy

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

  • High APR

If you're looking for a credit card for your business that offers a high, fixed rewards rate on all your spending, the Capital One® Spark® Miles for Business delivers. With every swipe, you'll score miles that are useable for nearly any travel purchase. Plus, there's no limit to the rewards you can earn. This is a rare quality among business cards, which usually put an annual cap on accelerated points, miles or cash-back earning.  Finally, it's worth noting that this card is a good choice for overseas business trips because it charges no foreign transaction fees. For more information, see NerdWallet's full review.

User Reviews

Rating Details

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