Capital One’s mobile app does everything you would expect from a credit card app. You can view your transactions, check your balance, make payments and, if you have a rewards card, track and redeem your rewards. It also allows you to review your payment history and see your account statements. Tapping on a transaction brings up its details as well as a menu of options to call the merchant, visit its website or dispute the charge with Capital One.
Mobile users who dislike typing passwords on tiny keyboards can access the app with a fingerprint or with SureSwipe, which lets them use their finger to trace a pattern on the screen. If you have other accounts with Capital One, such as checking or savings, they’ll be shown on the home screen of the app, which you can use to make deposits, move money between accounts or find a no-fee ATM.
The home screen also has a link to CreditWise, Capital One’s credit score utility. It shows your TransUnion VantageScore 3.0 credit score and reveals factors that are helping or hurting you.
The app is available for iOS and Android devices and earns solid ratings in the app stores for both platforms.
4 / 5 — J.D. Power 2017 U.S. Credit Card App Satisfaction Study
4.5 / 5 — Apple’s App Store (rating as of September 2017)
4.6 / 5 — Google Play Store (rating as of September 2017)