Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.
Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
No Annual Fee
Rates, fees & offers
0% on Purchases and Balance Transfers for 12 months
APR: 14.74% - 20.74% Variable APR
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
2.7% of each transaction after conversion to US dollars.
Recommended credit score
Editor's overall rating
Pros and cons
High rewards rate
No annual fee
Annual spending cap
No welcome offer
The American Express® Blue Business Cash Card is an uncomplicated card that earns simple cash back on your business spending,
The $0-annual-fee card offers a high ongoing rewards rate of 2% cash back up to the first $50,000 in a calendar year (then 1%). You'll also get somewhat flexible credit limits, ideal if your monthly expenses tend to fluctuate. Terms apply.
But big spenders or those who spend heavily in specific areas may be able to get more value out of other cards.
For more information, see our full review of the card.
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