American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

on American Express's website

American Express Blue Business Cash™ Card

American Express is a NerdWallet Partner

American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

on American Express's website

Loading

Card details

  • Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership.

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.

  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.

  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.

  • No Annual Fee

  • Terms Apply

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-2%

  • Bonus offer

    Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership. Terms Apply.

  • Intro APR

    0% intro APR on purchases for 12 months from the date of account opening

  • Ongoing APR

    APR: 13.24% - 19.24% Variable APR

    Penalty APR: 29.24%, Variable

  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

Recommended credit score

Compare to other cards

Annual Fee

$0

Annual Fee

$0 intro for the first year, then $95

Annual Fee

$0

Regular APR

13.24% - 19.24% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

14.99% - 23.74% Variable APR

Intro APR

0% intro APR on purchases for 12 months from the date of account opening

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Robin Saks Frankel

Rating details

4.7

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

Cons
  • Annual spending cap

The American Express Blue Business Cash™ Card is an uncomplicated card that earns simple cash back on your business spending,

The $0-annual-fee card offers a high ongoing rewards rate of 2% cash back up to the first $50,000 in a calendar year (then 1%). You'll also get somewhat flexible credit limits, ideal if your monthly expenses tend to fluctuate. Terms apply.

But big spenders or those who spend heavily in specific areas may be able to get more value out of other cards.

For more information, see our full review of the card.