American Express® Blue Business Cash Card

American Express® Blue Business Cash Card

on American Express's website

American Express® Blue Business Cash Card

American Express is a NerdWallet Partner

American Express® Blue Business Cash Card

American Express® Blue Business Cash Card

on American Express's website

Card details

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.

  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.

  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.99%, 17.99%, or 20.99%, based on your creditworthiness and other factors as determined at the time of account opening.

  • No Annual Fee

  • Terms Apply

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    None

  • Intro APR

    0% on Purchases and Balance Transfers for 12 months

  • Ongoing APR

    APR: 14.99% - 20.99% Variable APR

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

Recommended credit score

NerdWallet review

By Robin Saks Frankel

Rating details

3.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Bonus cash back categories

  • No annual fee

Cons
  • Annual spending cap

  • No welcome offer

The American Express® Blue Business Cash Card is an uncomplicated card that earns simple cash back on your business spending,

The $0-annual-fee card offers a high ongoing rewards rate of 2% cash back up to the first $50,000 in a calendar year (then 1%). You'll also get somewhat flexible credit limits, ideal if your monthly expenses tend to fluctuate. Terms apply.

But big spenders or those who spend heavily in specific areas may be able to get more value out of other cards.

For more information, see our full review of the card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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