Hotel Credit Cards

A hotel credit card is a type of rewards credit card that allows cardholders to earn points for purchases they make. These points can then be redeemed for free nights at participating hotels or resorts. Some hotel credit cards also offer additional perks like room upgrades, free Wi-Fi, or priority check-in.

See our picks for the top hotel credit cards

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How to Save Money When Booking Hotels

We'll show you how to save money when booking a hotel. From credit card points and loyalty programs to comparing hotel prices online, there are a lot of strategies to save and get the best hotel rates.

Hotel rewards cards FAQs

Hotel rewards basics

Choose a great hotel rewards program for you

Hotel rewards programs

Read our reviews of the top hotel credit cards

World of Hyatt Card Review: Lavish Benefits, Reasonable Cost

5.0

NerdWallet rating 
The rewards and perks on this card, including an automatic free night each year and bonus rewards on everyday spending, can easily cover the annual fee.

IHG One Rewards Premier Review: Free Nights on a Silver Platter

5.0

NerdWallet rating 
A big sign-up bonus, generous rewards and automatic elite status make this card a winner for those who regularly stay at Holiday Inn, InterContinental and other IHG hotel brands.

Marriott Bonvoy Brilliant Review: Luxurious Benefits, Price Tag to Match

4.0

NerdWallet rating 
You'll get a massive welcome offer, solid rewards, multiple statement credits, elite status, lounge access and more, in exchange for a $650 annual fee. Terms apply.

Wyndham Rewards Earner Credit Card Review: Ideal for Frugal Travelers

4.2

NerdWallet rating 
Earn 5X points with Wyndham and on gas; 2X back on restaurants and at grocery stores and eligible timeshares; and 1X back on other spending. You also get elite status and a path to a free stay each year, for no annual fee.

Best Western Rewards Card: Status and Perks for No Annual Fee

3.4

NerdWallet rating 
This card comes with a sign-up bonus and automatic Gold elite status. It earns decent rewards on Best Western stays, but they're not as valuable as some other hotel rewards currencies.

IHG One Rewards Traveler Card Review: Plentiful Points and No Annual Fee

3.2

NerdWallet rating 
Earn up to 17 points per dollar spent at Holiday Inn, InterContinental and other IHG properties, plus bonus points on monthly bills, gas and restaurants. You get a substantial sign-up bonus, too.

Wyndham Rewards Earner Plus Review: Solid Rewards and Perks for Loyalists

4.4

NerdWallet rating 
It offers 6x points with Wyndham and at gas stations, 4x back on dining and grocery stores and 1x back on everything else — plus elite status. There's no outright 'free night award,' but you do earn anniversary points that can help with that.

Best Western Rewards Premium Card: Rich Rewards, Reasonable Cost

3.9

NerdWallet rating 
Best Western loyalists earn rich rewards, automatic Platinum status and the chance to earn anniversary bonus points, for an annual fee of $89.

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