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Mortgage rates explained

Mortgage interest rates are constantly changing, and if you're trying to watch and wait for the 'right' time to jump on a deal, you're likely going to be frustrated. Homebuying is a lengthy process at the best of times, and it's also very personal. A generic interest rate you might see advertised isn't customized to your situation, and it probably won't be the same by the time you're actually applying for a mortgage. Plus it's subject to change based on things that have nothing to do with you.

In this video, NerdWallet's Kate Wood breaks down everything you need to know about mortgage rates and shares tips to get the best rate possible.

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