Radisson Rewards Premier Visa Signature Card: Big Anniversary Bonus

The card comes with a 40,000-point bonus each year after paying the annual fee. You'll also earn 10 points per dollar spent on participating Radisson properties and 5 points per dollar spent on all other purchases.

Claire TsosieSeptember 8, 2020
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Our Take

The bottom line: This card is an excellent choice for loyal Radisson customers and those who can easily make use of Radisson points. The anniversary bonus alone can potentially make up for the annual fee.

Radisson Rewards™  Premier Visa Signature® Card

Radisson Rewards™ Premier Visa Signature® Card

Annual Fee

$75

Regular APR

13.99% - 22.99%, Variable

Intro APR

N/A

Recommended Credit Score

Quick FactsView rates and fees

Pros & Cons

Pros

  • High rewards rate

Cons

  • Has annual fee

Alternate Pick: No annual fee

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NerdWallet rating 

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Flexible rewards

This no-annual-fee card earns 1.5 points per dollar spent on all purchases. Points are worth 1 cent each when redeemed against travel purchases, including hotel stays.

Read our review

Compare to Other Cards

NerdWallet rating 
NerdWallet rating 
Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score

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Full Review

As a hotel card, the Radisson Rewards™ Premier Visa Signature® Card offers excellent value. The most compelling feature: Every year you renew your card and pay the $75 annual fee, you get 40,000 points.

That perk alone can offset the annual fee if you redeem those rewards for hotel stays, making this product competitive with the best hotel credit cards available.

The card also offers an unusually easy-to-earn sign-up bonus, as well as Radisson Gold status and rich ongoing rewards. For those who stay at Radisson often or could easily make use of the rewards, it's a strong choice.

Radisson Rewards™ Premier Visa Signature® Card: Basics

Card type: Hotel.

Annual fee: $75.

Sign-up bonus: Earn 125,000 bonus points with $3,000 spend within the first 90 days of account opening.

Ongoing rewards: 

  • 10 points per dollar spent at participating Radisson Family of Hotels worldwide.

  • 5 points per dollar spent on all other purchases.

NerdWallet values Radisson points at 0.3 cent each. This is a baseline value, drawn from real-world data, not a maximized value. In other words, you should aim for award redemptions that offer 0.3 cent or more in value from your Radisson points.

APR: The ongoing APR is 13.99% - 22.99%, Variable.

Other benefits: 

  • Automatic Gold status with Radisson, which gets you additional perks.

  • Earn up to three free night certificates each year. You get one free night certificate every time you spend $10,000, up to $30,000, and renew your card by paying the annual fee.

Benefits of the Radisson Rewards™ Premier Visa Signature® Card

Easy-to-earn sign-up bonus

This card is one of the very few with a sign-up bonus that can be earned, at least in part, by making just a single purchase. The offer: Earn 125,000 bonus points with $3,000 spend within the first 90 days of account opening. That's a great deal.

A caveat, though: While the card advertises that this bonus is worth up to nine free nights, not many of Radisson's properties offer rooms for 9,000 points a night. If you wanted to find such a room in the U.S., as of this writing, you'd have only four hotels to choose from. It's more likely you'd get one to three nights out of this bonus — which, to be sure, is still very good.

Big Anniversary bonus

Instead of the automatic free night many hotel cards with annual fees offer each year, the Radisson Rewards™ Premier Visa Signature® Card gets you 40,000 points every time you renew your card and pay your annual fee. Given NerdWallet's valuation of Radisson points, that could easily make up for the annual fee. And unlike with most automatic free night certificates, these points won't expire in a year. (Radisson points only expire when there's no points activity on your account for a 24-month period.) That gives you the option of saving up bonuses for a future trip, which usually isn't an option for automatic free nights.

Rich rewards

With the Radisson Rewards™ Premier Visa Signature® Card, you'll earn 10 points per dollar spent at participating Radisson properties, and 5 points per dollar spent on all other purchases. Even with a relatively low points value, that's a great ongoing rewards rate.

Because the card also comes with automatic Gold status — more on that later — you'll also get 25 points per dollar spent directly from Radisson on eligible stays and food and beverages charged to your room during eligible stays. (As a member without status, you'd earn 20 points per dollar spent.) All told, that adds up to an outstanding 35 points per dollar spent on qualifying Radisson purchases.

Automatic elite status

This card comes with Gold status, which is the middle-tier elite status in the Radisson program, between Silver and Platinum. That gets you a bundle of goodies, including:

  • 25 points per dollar spent on eligible stays and food and beverages charged to your room during eligible stays.

  • 15% discount on food and beverages at participating hotel restaurants.

  • In-room welcome gift during eligible stays.

  • Room availability guarantee when you book an eligible stay using the Elite Member Services line at least 72 hours before your stay.

  • Benefits available to Silver status members, such as a complimentary room upgrade subject to availability, early check-in and late checkout, and two complimentary bottles of water for every stay.

Applicants who already have Gold or Platinum status can also earn a one-time credit of 15 nights toward earning or maintaining Platinum status, a nice perk for loyal Radisson customers considering this card.

How it compares with other Radisson cards

Of all the credit cards in the Radisson family, the Radisson Rewards™ Premier Visa Signature® Card is the top-tier option with the most benefits and highest annual fee. It's also the most valuable card of the bunch.

Applicants who don't qualify for this card will automatically be considered for the middle-tier option, the Radisson Rewards™ Platinum Visa® Card, which is also a solid card, but has a smaller anniversary bonus and more modest annual fee. (It’s not possible to apply for this card directly.) The $0-annual-fee Radisson Rewards™ Visa® Card is the most basic option, but doesn't offer much value. Here's how they stack up.

Sign-up bonus: Earn 125,000 bonus points with $3,000 spend within the first 90 days of account opening.

Rewards: 10 points per dollar spent at participating Radisson properties; 5 points per dollar spent on all other purchases.

Anniversary bonus: 40,000 points each year after paying the annual fee.

Sign-up bonus: Up to 60,000 Bonus Points - receive 50,000 points after your first purchase plus 10,000 points once you spend $1,500 on your card within the first 90 days.

Rewards: 6 points per dollar spent at participating Radisson properties; 3 points per dollar spent on all other purchases.

Anniversary bonus: 25,000 points each year after paying the annual fee.

Sign-up bonus: Earn a bonus of 30,000 points when you spend at least $1,000 in net purchases on your card within 90 days of account opening.

Rewards: 3 points per dollar spent at participating Radisson properties; 1 point per dollar spent on all other purchases.

Anniversary bonus: None.

Drawbacks and alternatives

No automatic free night

In some cases, the 40,000-point anniversary bonus on the Radisson Rewards™ Premier Visa Signature® Card won't be enough to cover a full night. And while it's possible to earn free night certificates on this card, you'll have to hit certain spending thresholds to do so.

If you prefer the simplicity of getting an automatic annual free night, consider the Marriott Bonvoy Boundless™ Credit Card. It offers an automatic free night each year that can be redeemed for a hotel night that costs up to 35,000 points.

NerdWallet values Marriott points at 0.9 cent each.

That means that the free night award could potentially be more valuable than 40,000 Radisson points. The card also comes with robust ongoing rewards and an excellent sign-up bonus: Earn 75,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless™ Credit Card! The annual fee is $95.

Tied to the Radisson loyalty program

While Radisson has properties around the world — over 1,100 — it's not everywhere. It has hotels in most states in the U.S., for example, but not all. That could make the points more challenging to redeem, in some cases. And if you redeem for things other than hotel stays, such as for gift cards or by transferring points to airline miles, you'll also get far less value out of your points.

The Capital One Venture Rewards Credit Card offers more flexibility. It earns 2 miles per dollar spent on all purchases, and rewards can be redeemed for 1 cent apiece as a travel statement credit against several types of travel purchases, including hotels. You can also transfer miles to airline or hotel partners. It comes with a big sign-up bonus, too.

Is the Radisson Rewards™ Premier Visa Signature® Card right for you?

If you can easily make use of Radisson points, the Radisson Rewards™ Premier Visa Signature® Card is a strong choice. Its anniversary bonus and ongoing rewards give it big long-term value.

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