Which Radisson Credit Card Do I Choose?

Amanda JohnsonFebruary 12, 2020

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Radisson may have the most underrated hotel loyalty program. Despite NerdWallet's valuation of Radisson Rewards points at 0.3 cent each, these points are easy to earn, especially with one of the co-branded Radisson Rewards credit cards. If Radisson Rewards is the program for you, these are the co-branded credit cards to consider:

The tough question is, which do you choose? That answer depends on a few factors. Let’s see how these cards compare:

Radisson credit cards, compared

The Radisson Rewards credit cards are offered through U.S. Bank, and the key differences dial down to annual fee, point accrual and welcome bonuses.

Credit Card

Radisson Rewards™ Premier Visa Signature® Card

Radisson Rewards Platinum Visa Card

Radisson Rewards™ Visa® Card

Annual fee

$75

$50

$0

Points on Radisson purchases

10 points per $1

6 points per $1

3 points per $1

Points on all other purchases

5 points per $1

3 points per $1

1 point per $1

Welcome bonus

Earn up to 85,000 bonus points: Earn a one-time bonus of 50,000 points when you make your first purchase on your card within 90 days of account opening. Earn an additional 35,000 points if you spend at least $2,500 in Net Purchases on your card within 90 days of account opening.

  • 50,000 points after making your first purchase.

  • 10,000 points after spending $1,500 within 90 days.

Earn a bonus of 30,000 points when you spend at least $1,000 in net purchases on your card within 90 days of account opening.

Annual renewal bonus

40,000 bonus points.

25,000 bonus points.

N/A

Free nights (valid at U.S. hotels only)

Earn one free night for spending $10,000, up to three times per year.

Earn one free night for spending $10,000, up to three times per year.

Earn one free night for spending $10,000, up to three times per year.

Elite status

Gold elite status.

If you already have Gold elite status, you’ll earn 15 qualifying nights towards Platinum status.

Silver elite status.

If you already have Silver elite status, you’ll earn 10 qualifying nights towards Gold status.

N/A

Other perks and card benefits

The surprise value in credit cards often comes from perks such as auto rental collision damage waiver and travel and emergency assistance. Both of these benefits are offered by all three Radisson Rewards credit cards.

However, the Radisson Rewards™ Premier Visa Signature® Card is above and beyond the winner in terms of side benefits, including lost luggage reimbursement and travel accident insurance up to $1,000,000.

Which Radisson credit card should you choose?

For the best value and fastest route to consistent Radisson Rewards, choose the Radisson Rewards™ Premier Visa Signature® Card. With this card, you can earn the following welcome bonus: Earn up to 85,000 bonus points: Earn a one-time bonus of 50,000 points when you make your first purchase on your card within 90 days of account opening. Earn an additional 35,000 points if you spend at least $2,500 in Net Purchases on your card within 90 days of account opening.

Standard rooms at a Radisson property start at 9,000 points per night for a Category 1 hotel and range through to 70,000 for a Category 7 hotel. The 85,000 bonus points will easily net you at least one free night at a Radisson property, which would easily compensate for the $75 annual fee.

Furthermore, automatically jumping to Radisson Rewards Gold further escalates the speed with which you earn points for more stays. You’ll earn 25 points per $1 spent at Radisson properties, on top of the points you accrue by using your credit card.

Those who do not qualify for the Radisson Rewards™ Premier Visa Signature® Card are automatically considered for the Radisson Rewards™ Platinum Visa® Card. This is a great option that can earn you a decent welcome bonus at a lower annual fee. You’ll also receive a 25,000 point renewal bonus each anniversary after you pay your annual fee.

For a no-fee entry into Radisson credit cards, try the Radisson Rewards™ Visa® Card. You won’t earn nearly as many points as the Radisson Rewards™ Premier Visa Signature® Card, but you'll get 3 points per $1 earned on Radisson stays, along with this welcome bonus: Earn a bonus of 30,000 points when you spend at least $1,000 in net purchases on your card within 90 days of account opening. That can certainly add up to an occasional award night.

How to Maximize Your Rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:

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