The latest from Rebecca
Budgeting Loans and Budgeting Advances Explained
If you’re claiming certain benefits but need help with covering an essential cost, you might be eligible for either a budgeting loan or a budgeting advance from the Department for…
Can’t Get a Loan? What to do if Your Application is Refused
While there are many reasons why you may not get a loan, it’s important to understand why you’re being turned down before you make any other credit applications.
Joint Loans: What Are They and How Do They Work?
Joint loans allow two, or occasionally more, people to borrow money together, but each person is fully liable for the debt being repaid. It is important to make sure that…
How Overdrafts Work
An overdraft can be an arranged or unarranged loan you take through your current account when you’re out of money. An annual interest rate will apply when you borrow
What is an Easy Access ISA?
An easy access cash ISA lets you earn interest without paying any tax and you can withdraw the money whenever you need to without penalty.
How to Refinance a Personal Loan
By choosing to refinance a personal loan, you could lower your interest payments and the length of the loan.
Is Car Finance Worth It?
Car finance is a popular way to pay for a new motor, but how do you decide if it is the right decision for you? We look at some points…
How fixed interest rate borrowing works
A fixed interest rate is an interest rate that doesn’t change, making payments predictable.
Can I get car finance with a CCJ?
If you have a CCJ, car finance will be harder to find. However, lenders will look at your overall affordability, not just your credit score, and there are specialist options…
Can I get car finance with an IVA?
An IVA affects your credit score, so it can make it more difficult to get approved for car finance. Find out what impact an IVA could have on your car…
Should I Lease or Buy a Car?
Leasing a car can be a flexible way to drive a car and upgrade to different models every few years. However, you won’t ever be the owner of the car,…
Can I get car finance on benefits?
If you’re receiving benefits, this shouldn’t mean you’re not able to access car finance. Lenders will look at your overall income and individual situation to decide whether you can afford…
How to reclaim a guarantor loan
You may be due a guarantor loan refund if you were approved for one and a provider didn’t check your finances properly.
Faster Payments: What You Need To Know
The faster payments service speeds up the process of transferring money from one account to another, so it can be available in another bank account in a few hours.
CHAPS Payments: How They Work
CHAPS is the UK payment system used for transferring large sums of money which are cleared on the same day. We explain how it works and when to use the…