The latest from Rhiannon
Continuous Payment Authority: How it Works
If you have given a company your debit or credit card details to take payment from your account, this is known as a continuous payment authority (CPA).
What are Pawnbrokers and How do They Work?
Pawnbrokers offer short-term loans secured against the value of an item. The pawnbroker will keep hold of the item until you repay the loan, or sell the item if you…
Can I be a Guarantor with Bad Credit?
Your credit history matters if you want to be a guarantor for a loan. We explain what lenders expect, the kind of credit checks they will need to do and…
Loan Sharks: How to Spot an Illegal Lender
Loan sharks are illegal lenders who are not authorised or regulated. They may charge high-interest rates and use threats and intimidation towards anyone who borrows from them. Find out how…
Doorstep Loans: How Do They Work?
Doorstep loans, also known as home credit, are emergency short-term loans for small sums of money. They can be an expensive and risky form of borrowing.
Logbook Loans: Loans Secured on Your Car or Vehicle
Logbook loans provide a way to borrow using your vehicle as security for the loan. You can use the vehicle while repaying the loan, but very high rates of interest…
Can I Sell my House With a Secured Loan on it?
If you want to sell your house with a secured loan on it, you can either pay it off or move it to a new property. This will depend on…
What Can I do if I am Struggling With Secured Debt?
If you are behind on your secured loan repayments, you may be worried about losing your property. But if you get help early on, you may be able to avoid…
Can’t Get a Loan? What to do if Your Application is Refused
While there are many reasons why you may not get a loan, it’s important to understand why you’re being turned down before you make any other credit applications.
Joint Loans: What Are They and How Do They Work?
Joint loans allow two, or occasionally more, people to borrow money together, but each person is fully liable for the debt being repaid. It is important to make sure that…
What is a Payday Loan? How Payday Loans Work
Payday loans are short term loans that are typically taken out to cover unexpected, emergency expenses. However, they are an expensive form of borrowing so you should always consider the…
The Greenest Cities to Run a Business in the UK
As the UK pushes to achieve net zero emissions by 2050, businesses can play their part in improving their energy efficiency and cutting their emissions. But where are the greenest…
Home Improvement Loans With Bad Credit
If you’re looking to fund a home renovation but have a bad credit score, a home improvement loan could be an option. However, your credit history will usually affect the…
Should I Take Out a Loan Against My House?
Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…
Secured Loans Explained
When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you get a loan when…