Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
The latest from Tim
Best Startup Business Bank Accounts
Finding the right business bank account is a key consideration for any new startup. Learn how to compare different accounts that cater for new businesses and find one that fits…
Best Limited Company Bank Accounts
A business bank account is a legal requirement for a UK limited company. With NerdWallet’s help, you can easily find the best limited company bank accounts and learn about the…
Stamp Duty Explained: How Much is it, Who Pays & When?
Stamp duty is a tax you may need to pay when buying property or land in England and Northern Ireland. Whether stamp duty is payable, and how much, mainly depends…
What is a Tracker Mortgage & Is it a Good Idea?
A tracker mortgage is where the interest rate you pay tracks another rate. Usually this will be the Bank of England base rate, though the rate you pay on a…
What is a Joint Mortgage?
Joint mortgages are often taken out with a partner, but can also be taken out with friends and family. A parent may take out a joint mortgage with their child…
Should You Remortgage with the Same Lender or Switch?
Remortgaging with your current lender can be easier and quicker than changing mortgage providers, but a different lender may offer better remortgage deals.
Fixed-Rate Mortgages: Peace of Mind Over Your Repayments
With a fixed-rate mortgage your interest rate, and therefore your monthly repayments, will stay the same for the duration of the period you’ve chosen to fix. Most fixed-rate mortgages are…
What Credit Score Do You Need for a Mortgage?
It’s important to look at your credit score before applying for a mortgage because it can give you an idea of how a lender will view your application.
Buy-to-Let Mortgages
A buy-to-let mortgage allows you to borrow the funds needed to buy a property to rent out.
Spring Finance Secured Loan Review: Pros, Cons & Features
Spring Finance is a specialist secured loan provider, offering a maximum loan amount of £300,000. You could choose to repay the loan over a term of between two and 30…
Second Charge Mortgages
A second charge mortgage offers a way to take out a secured loan against the equity in your home if you still have a mortgage.
Secured Loans for Bad Credit UK
Getting a secured loan with bad credit is possible if you’re willing to use your home or another asset as security. Read on to learn more about bad credit secured…
Notice of Default: What Is It and What Should You Do?
You might receive a notice of default from your lender if you miss loan repayments. If you can't pay your debt, you risk defaulting on your loan.
What Credit Score Do I Need For a Loan?
Your credit score is important for lots of reasons, not least because it can help lenders decide whether to approve your loan application. When it comes to the credit score…
Secured vs Unsecured Loan: What’s the Difference?
Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset.