Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
The latest from Tim
Secured Loans for Bad Credit UK
Getting a secured loan with bad credit is possible if you’re willing to use your home or another asset as security. Read on to learn more about bad credit secured…
Can’t Get a Loan? What to do if Your Application is Refused
While there are many reasons why you may not get a loan, it’s important to understand why you’re being turned down before you make any other credit applications.
Should I Take Out a Loan Against My House?
Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…
Does a Secured Loan Affect Remortgaging?
Having a loan secured against your home doesn’t necessarily mean you can’t remortgage, but it will play a part in the lender’s decision and may limit the options that you…
What is Security on a Loan?
Providing security for a loan means you put forward an asset, such as your home, as collateral against the loan that you need. As lenders feel they are taking on…
Does Getting a Loan Affect Your Credit Score?
A personal loan can improve your credit score in the long term as long as you consistently repay the debt on time. Find out more about the different ways that…
Can I Sell my House With a Secured Loan on it?
If you want to sell your house with a secured loan on it, you can either pay it off or move it to a new property. This will depend on…
What Can I do if I am Struggling With Secured Debt?
If you are behind on your secured loan repayments, you may be worried about losing your property. But if you get help early on, you may be able to avoid…
What is a Homeowner Loan?
Homeowner loans are a form of secured loan. Available only to homeowners with equity in their property, these loans are secured against the value of the borrower’s home.
Business Cash Flow Loans
A business cash flow loan can provide funding to support the everyday running of your business and cover short-term financial challenges.
Barclays Business Loans Review: Pros, Cons & Features
Read our review of Barclays business loans, including its pros, cons, and key features.
Compare Best Secured Loans September 2025
Secured loans allow you to borrow using your home as security or collateral. Use our star ratings to help compare some of the best secured loans and lenders in the…
What are Mortgage Terms and How do They Work?
When you apply for a mortgage, you will agree to a time frame for repaying the loan. This will affect how much you pay each month and over the lifetime…
Stamp Duty Explained: How Much is it, Who Pays & When?
Stamp duty is a tax you may need to pay when buying property or land in England and Northern Ireland. Whether stamp duty is payable, and how much, mainly depends…
Self-Employed Mortgages: How to Get One and What You’ll Need
If you’re self-employed and are planning to get a mortgage, you’ll need your accounts to be in order and you may need to jump through a few extra hoops. Proof…