The latest from Tim
Should you pay off your mortgage early? Here’s 6 ways to make it happen
Most homeowners would like to pay off their mortgage early, but is it always the right thing to do? Here's how to find out if you should overpay, along with…
What Were the Pros and Cons of the Help to Buy Scheme?
The Help to Buy equity loan scheme helped over 375,000 home buyers on to the property ladder before it ended in March 2023. The scheme was designed to help first-time…
What is a Remortgage & How Does Remortgaging Work?
Remortgaging involves changing your existing mortgage for a new deal, either with a different lender or your current one.
Porting a Mortgage Explained
Porting a mortgage is when you transfer your existing mortgage deal when you move to a new home, instead of taking out a new mortgage. Here’s how mortgage porting works…
Mortgage Guarantee Scheme: What is it, and do you Need to Apply?
The government’s mortgage guarantee scheme aims to ensure mortgages are available to buyers with a 5% deposit. The 95% mortgage scheme is due to run until the end of June…
Mortgage Advice: Do I Need a Mortgage Broker?
The job of a mortgage adviser or broker is to help you find the best mortgage for your circumstances and needs. They may also apply for the mortgage and take…
Islamic Mortgages: Getting a Halal Mortgage in the UK
An Islamic or halal mortgage doesn’t charge interest, allowing Muslims and others a Sharia-compliant way of raising finance to buy a property. While often referred to as Islamic mortgages, they…
How to Remortgage to Pay for Home Improvements
Remortgaging to pay for home improvements or an extension may be an option if you have sufficient equity in your property and can prove to your lender a larger mortgage…
How to Release Equity to Buy A Second Home
You can borrow against your current property to buy a new one either through remortgaging or by taking out equity release.
Higher Mortgage Interest Rates: What Can You Do?
Mortgage interest rates have been rising and hundreds of deals have disappeared since the mini-budget. So what can existing mortgage borrowers and those hoping to get on the property ladder…
Guarantor Mortgages: What Are They and How Do They Work?
A guarantor mortgage could be an option if your income, small deposit, or bad credit means you’re finding it difficult to get a mortgage on your own. Your mortgage guarantor…
Compare Remortgage Deals
Taking time to compare remortgage deals can save you money. Learn about remortgaging and how to get the best remortgage deal for you.
Single Person Mortgages: Getting A Mortgage On Your Own
Getting a mortgage on your own is possible if you can show a lender you’d be able to meet your mortgage repayments and your finances allow.
Overpaying Your Mortgage: Is it Worth it?
Making mortgage overpayments can help you save money in interest and clear your mortgage sooner. But first you should check if there are limits and charges on how much you…
Offset Mortgages: Using Savings to Lower Your Interest
An offset mortgage links your savings to your mortgage, reducing the mortgage amount you have to pay interest on. You could lower your monthly mortgage repayments or pay off your…