Funding Circle Business Loans

- Simple online form and dedicated Account Manager
- No fees for full early repayment
- Not currently part of Coronavirus Business Interruption Loan Scheme
Compare Funding Circle Business Loans
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Funding Circle Business Interruption Loan (CBILS)
- CBILS Business Loans from £50,001 up to £500,000
- Nothing to pay until 2022 - No upfront fees - No early settlement fees
- Simple online application & decisions in as little as 5 hours
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Minimum Turnover
£200,000+ p.a.
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Available Amounts
£50,001 to £500,000
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Available Terms
2 to 5 years
Company details
- Funding Circle, supporting small businesses for over 10 years
- Used by over 57,000 UK businesses
- All Funding Circle do is small business, as a result 9 out of 10 of their businesses would come back first next time
Eligibility criteria
- UK-based business - 3 years of trading history - Adversely affected by coronavirus
- Loan primarily for trading in the UK
- Annual turnover from £200K+ up to £45 million - Over 50% of turnover from trading activity (e.g. not from investments)
Compare similar products from other providers
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EJ Finance
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£10,000 to £10,000,000
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Available Terms
1 months to 10 years
Company details
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
Eligibility criteria
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
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Fluidly
- Instantly see funding products your business is eligible for, from across the market (no credit checks)
- A dedicated 5-star rated Funding Specialist on hand to support your application end-to-end (no hidden fees)
- Range of products available including CBILS, unsecured loans and asset financing
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£50,000 to £10,000,000
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Available Terms
1 to 10 years
Company details
- Hassle free funding options within 30 seconds
- Team of 5-star rated Funding Specialists are on hand to support your application
- A range of products available including CBILS, unsecured and asset financing
Eligibility criteria
- Hassle free funding options within 30 seconds
- Team of 5-star rated Funding Specialists are on hand to support your application
- A range of products available including CBILS, unsecured and asset financing
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Ignite
- Specialist provider of mutlidrawdown credit facilities
- Flexible funding for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£3,000 to £150,000
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Available Terms
3 months to 2 years
Company details
- Specialist provider of mutlidrawdown credit facilities
- Flexible funding for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
Eligibility criteria
- Specialist provider of mutlidrawdown credit facilities
- Flexible funding for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
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Lombard
- Lombard offers a comprehensive range of asset finance solutions.
- A simple finance solution with a credit decision in 24 hours for transactions up to £150,000.
- Security, guarantees or indemnities may be required. Product fees may apply. Finance is subject to status and is only available for business purposes.
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Minimum Turnover
No minimum
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Available Amounts
Up to £150,000
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Available Terms
1 to 7 years
Company details
- Lombard is one of the UK’s oldest and largest asset finance partners
- They have helped thousands of businesses invest in their future’s every day
- Lombard have won Best Leasing and Asset Finance Provider at the Business MoneyFacts Awards every year from 2009 to 2018
Eligibility criteria
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Swoop Funding
- Simple, secure and speedy access to over 1,000 funding providers without affecting your credit rating
- Experts in CBILS – borrow from £50k to £250k with no personal guarantee, no fees, no repayment for 12 months, no early settlement fee
- Speak to Swoop's team of experts – five-star Trustpilot rated
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£1,000 to £10,000,000
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Available Terms
3 months to 6 years
Company details
Eligibility criteria
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Fleximize
- Voted "Best Business Finance Provider" at the British Bank Awards 2020
- Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
- Interest charged on a reducing balance, repay early and only pay for the time you had the loan
- Rates from 0.9% per month (10.8% per annum), with no additional fees
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£5,000 to £500,000
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Available Terms
3 months to 4 years
Company details
- Voted "Best Business Finance Provider" at the British Bank Awards 2020
- Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
- Interest charged on a reducing balance, repay early and only pay for the time you had the loan
- Apply online in minutes, receive funds in as little as 24 hours.
Eligibility criteria
- Minimum annual turnover of £60,000 p.a.
- Borrow between £5,000 and £500,000
- Business activities must be UK-based and impacted by Covid-19
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Funding Xchange
- Funding Xchange’s free service matches your eligibility against over 50 lenders in seconds
- Complete your application online in as little as 3 minutes and you could get funded in a few hours
- It's simple, safe and free and the search won’t affect your credit rating
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£1,000 to £500,000
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Available Terms
3 months to 5 years
Company details
Eligibility criteria
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Portman Asset Finance
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated CBILS specialist account managers
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Minimum Turnover
£150,000+ p.a.
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Available Amounts
£10,000 to £10,000,000
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Available Terms
Up to 5 years
Company details
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated CBILS specialist account managers
Eligibility criteria
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated CBILS specialist account managers
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Nucleus
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£3,000 to £50,000,000
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Available Terms
3 months to 8 years
Company details
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
Eligibility criteria
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
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Start Up Loans (British Business Bank)
- Interest rate of fixed 6% per annum
- Receive business mentoring and support after drawing down your loan
- No application fees or early repayment fees
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Minimum Turnover
No minimum
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Available Amounts
£500 to £25,000
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Available Terms
1 to 5 years
Company details
- Start Up Loans is a Not-For-Profit Company offering a finance and mentoring solution to start and grow a business
- Start Up Loans have helped over 40,000 businesses get started in the UK
- Free application support
- Free post-loan business mentoring
Eligibility criteria
- Business is based in the UK
- Trading for under 24 months
- 18 years and over
Also for Business
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Award-winning comparisons you can trust
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B2Bfinance.com Business Loans
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EJ Finance Business Loans
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Fleximize Business Loans
Flexible business loans with secured and unsecured borrowing options and dedicated support for customers.
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Fluidly Business Loans
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Funding Circle Business Loans
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Funding Hut Business Loans
FCA-authorised broker offering a range of finance types and a quick application process.
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Funding Xchange Business Loans
Funding Xchange is a commercial finance broker that covers various types of business loan products for all sorts of commercial organisation.
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Ignite Business Loans
A specialist provider of mutlidrawdown credit facilities for small businesses.
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Lombard Business Loans
Asset finance specialist, now a subsidiary of RBS, that provides several funding solutions to businesses across various sectors.
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Newable Commercial Finance
FCA-regulated commercial finance broker with access to 200+ lenders.
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Nucleus Business Loans
Launched in 2011, Nucleus Commercial Finance is a specialist business lender that offers a range of loan types from asset funding to property finance.
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Portman Asset Finance Business Loans
Business finance broker with specialist sector experience to offer fast and flexible finance solutions.
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The Start Up Loans Company (British Business Bank)
A subsidiary of the British Business Bank, the Start Up Loans Company was created to provide funding for new businesses.
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Swoop Funding Business Loans
Simple, secure and speedy access to over 1,000 funding providers without affecting your credit rating.
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Funding Circle Business Loans FAQ
Who is Funding Circle?
Funding Circle Limited is a financial services provider offering a range of services and products such as asset financing, credit lines, invoice financing, cash advance loans and unsecured business loans.
What is Funding Circle asset financing?
Asset financing is a type of lending for businesses who want to invest in new asset purchases or leases. It can also be used to refinance or secure loans against existing assets. These loans can be used for a range of different assets and in industries such as hospitality, manufacturing or retail.
What are Funding Circle credit lines?
A line of credit allows businesses to borrow up to a certain amount depending on their ongoing needs. The arrangement establishes the maximum amount a business can borrow under a lending agreement. This can be used for a range of business related purposes such as stock purchasing, cash flow finance or staff expenditure.
What is Funding Circle invoice financing?
Funding Circle offer invoice financing, which is a type of lending secured against unpaid invoices. Businesses that choose this lending service are able to receive funds based on unpaid capital.
What are Funding Circle merchant cash advance loans?
Merchant cash advances allow merchants to raise money against card transactions. Companies like Funding Circle allow businesses to receive advances on capital based on the money they take through card payments.
What are Funding Circle secured loans?
Secured loans are a type of lending secured against specific assets. Terms and conditions will vary depending on your circumstance.
What are Funding Circle tax loans?
Financial providers like Funding Circle offer short-term loans called tax loans that are collateralised by the borrower's pending tax refund.
What are Funding Circle unsecured loans?
Funding Circle offers unsecured business loans that do not require specific assets as a security. Unsecured business loans are a lending option that allows businesses to borrow without the need to offer up a specific asset as security, such as property.
What are Funding Circle working capital loans?
Working capital loans, like those offered by Funding Circle, offer businesses short term funding for a number of different business related purposes such as expenses, cash flow finance, stock purchase, renovations and salary payments for staff members. Terms and conditions will apply depending on the specific circumstance of each business.
How do I apply for Funding Circle business loans?
To apply for Funding Circle financial products and services such as asset financing, credit lines, invoice financing, cash advance loans and unsecured business loans, use our comparison tables to navigate to the company’s website. You can then fill in the appropriate online application form and submit your details directly to Funding Circle. The financial provider will then check your eligibility and details for a loan and contact you with feedback about your application. The conditions of your loan or financial product may vary depending on the nature of your loan needs and your business.