Funding Circle Business Loans

Funding Circle Business Loans logo
  • Compare Funding Circle business finance products in the table below.
  • Get information on terms and amounts for the different commercial loan types that they offer.
  • Click the links provided to apply direct online.
See Deal Browse Funding Circle Business Loans FAQs

Compare Funding Circle Business Loans

  • Funding Circle Recovery Loan Scheme logo

    Funding Circle Recovery Loan Scheme

    • Borrow £25,001 - £350,000 with the Government’s Recovery Loan Scheme
    • No personal guarantee required up to £250,000
    • Rates from 9.1% and 12.1% per year - No early settlement fees
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £25,001 to £350,000
    • Available Terms
      2 to 6 years

Compare similar products from other providers

  • Puzzle Funding logo
    Broker

    Puzzle Funding

    • Free service matches your business with over 100 lenders in seconds
    • Apply in 3 minutes and get funds in as little as 1 hour
    • High acceptance rate
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £15,000,000
    • Available Terms
      1 month to 25 years
  • Nationwide Finance Business Finance logo

    Nationwide Finance Business Finance

    • Nationwide Finance help 35,000 businesses get finance each year
    • Direct funder - not a broker
    • Same day decision, funds within 48 hours
    • Minimum Turnover
      No minimum
    • Available Amounts
      £10,000 to £500,000
    • Available Terms
      1 to 5 years
  • NatWest Rapid Cash - Invoice Finance logo

    NatWest Rapid Cash - Invoice Finance

    • Eligibility Criteria Apply
    • Rapid Cash is an innovative, high tech solution to business financing
    • Borrow against your unpaid invoices and get a flexible line of credit from £25,000 to £1 Million
    • You could be approved within 48 hours. Security and guarantee required. Fees may apply
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £25,000 to £1,000,000
    • Available Terms
      No min/max terms
  • Fleximize logo

    Fleximize

    • Industry-leading flexibility - top-ups, repayment holidays, penalty-free early repayment, no set-up fees
    • Interest charged on reducing balance, not total loan amount - repay early and only pay for the time you had the loan
    • Apply online in five minutes, typically get a decision in 24 to 48 hours, receive funds the same day
    • Minimum Turnover
      £60,000 p.a.
    • Available Amounts
      £5,000 to £500,000
    • Available Terms
      1 month to 4 years
  • Swoop Funding logo
    Broker

    Swoop Funding

    • Your business must be trading for 12 months or more
    • Simple, secure and speedy search of 1,000 funding providers without affecting your credit rating
    • Free access every type of finance including the Recovery Loan Scheme
    • Speak to Swoop’s team of five-star Trustpilot rated experts
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £10,000,000
    • Available Terms
      3 months to 6 years
  • Funding Xchange logo
    Broker

    Funding Xchange

    • Access 70 lenders from one simple funding request
    • Easily compare the choices available, including RLS options
    • Apply with confidence, no impact on your credit score
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £500,000
    • Available Terms
      3 months to 5 years
  • iwoca logo

    iwoca

    • Flexible finance for small businesses from £1000 to £200,000
    • No long term commitments and flexible repayments to fit for your business
    • Apply online in minutes for a decision (some decisions may take up to 24 hours)
    • Minimum Turnover
      £50,000 p.a.
    • Available Amounts
      £1,000 to £200,000
    • Available Terms
      up to 12 months
  • 365 Business Finance logo

    365 Business Finance

    • Your business must process credit and debit card transactions to apply for this product
    • A flexible business funding alternative
    • Cash advanced against card transactions
    • Pay back an affordable % of your card transactions
    • Minimum Turnover
      £5,000+ card transactions per month
    • Available Amounts
      £5,000 to £200,000
    • Available Terms
      4 to 18 months
  • Capify logo

    Capify

    • Your business must have a minimum of 1 years trading history. No sole traders.
    • Capify loans are paid back in very small automated regular payment; either daily or weekly
    • A fast and easy business funding alternative for SMEs
    • Funds can be used for any business purpose, from managing cashflow through to improving technology
    • Minimum Turnover
      £120,000 p.a.
    • Available Amounts
      £5,000 to £500,000
    • Available Terms
      3 to 18 months
  • Cubefunder logo

    Cubefunder

    • 3+ months trading. Limited companies in England and Wales.
    • Fast and Flexible funding from £5,000 - £100,000 for Limited Companies within England and Wales
    • No penalties for Late payments or Early repayment
    • Apply and receive funds within 48 hours
    • Minimum Turnover
      £50,000 p.a.
    • Available Amounts
      £5,000 to £100,000
    • Available Terms
      3 months to 1 year

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Last updated on 14 December 2021.

Funding Circle Business Loans FAQ

Who is Funding Circle?

Funding Circle Limited is a financial services provider offering a range of services and products such as asset financing, credit lines, invoice financing, cash advance loans and unsecured business loans.

What is Funding Circle asset financing?

Asset financing is a type of lending for businesses who want to invest in new asset purchases or leases. It can also be used to refinance or secure loans against existing assets. These loans can be used for a range of different assets and in industries such as hospitality, manufacturing or retail.

What are Funding Circle credit lines?

A line of credit allows businesses to borrow up to a certain amount depending on their ongoing needs. The arrangement establishes the maximum amount a business can borrow under a lending agreement. This can be used for a range of business related purposes such as stock purchasing, cash flow finance or staff expenditure.

What is Funding Circle invoice financing?

Funding Circle offer invoice financing, which is a type of lending secured against unpaid invoices. Businesses that choose this lending service are able to receive funds based on unpaid capital.

What are Funding Circle merchant cash advance loans?

Merchant cash advances allow merchants to raise money against card transactions. Companies like Funding Circle allow businesses to receive advances on capital based on the money they take through card payments.

What are Funding Circle secured loans?

Secured loans are a type of lending secured against specific assets. Terms and conditions will vary depending on your circumstance.

What are Funding Circle tax loans?

Financial providers like Funding Circle offer short-term loans called tax loans that are collateralised by the borrower's pending tax refund.

What are Funding Circle unsecured loans?

Funding Circle offers unsecured business loans that do not require specific assets as a security. Unsecured business loans are a lending option that allows businesses to borrow without the need to offer up a specific asset as security, such as property.

What are Funding Circle working capital loans?

Working capital loans, like those offered by Funding Circle, offer businesses short term funding for a number of different business related purposes such as expenses, cash flow finance, stock purchase, renovations and salary payments for staff members. Terms and conditions will apply depending on the specific circumstance of each business.

How do I apply for Funding Circle business loans?

To apply for Funding Circle financial products and services such as asset financing, credit lines, invoice financing, cash advance loans and unsecured business loans, use our comparison tables to navigate to the company’s website. You can then fill in the appropriate online application form and submit your details directly to Funding Circle. The financial provider will then check your eligibility and details for a loan and contact you with feedback about your application. The conditions of your loan or financial product may vary depending on the nature of your loan needs and your business.

Services offered by this provider may change over time. Always check Ts&Cs.