Many or all of the products and brands we review are from our partners who compensate us. This may influence which products we write about and the product we choose in our ‘promotion’. However it doesn’t influence our reviews. Our opinions are our own.
Many or all of the products and brands we review are from our partners who compensate us. While this may influence which products and providers we write about or include in our ‘partner spotlight’ and ‘promotion’, it does not affect our reviews or ratings. Our opinions are our own.
At NerdWallet Ltd UK we base our reviews and ‘Best Of’ pages on the results of surveys we undertook about what was important to people who use these products. This allows us to look at products impartially of any commercial arrangements we have, and fairly rate the products on the same set of criteria.
Product details reflect the information that was available at that time but may have changed since. We strive to give you a review on as many products as possible but it is likely there are others available that we have not reviewed. The review is our opinion; it does not constitute advice, recommendation or suitability of your financial circumstances.
What does ‘Best’ mean?
‘Best’ means our top-rated choices based on the products included in our surveys and evaluations. Our ratings consider various factors that matter most to customers, such as features, customer service, and accessibility. While these are our top picks, there may be other products that we have not reviewed. ‘Best’ does not necessarily mean the cheapest or the most suitable for an individual’s specific needs.
Is the rate included in our reviews?
Some of our reviews include rates or representative APRs. This is additional information that has not been included in our star rating or evaluations but is still very important when choosing a product. Rates offered can depend on circumstances, amount and term. Always check details before proceeding with any financial product.
What does ‘Editor’s Pick’ mean?
The editor’s picks are based on NerdWallet’s editorial team’s analysis of brands and products reviewed on our site. The team has assessed and evaluated which brands offer standout features that may be important for a particular category. Editor’s picks are our own opinion and don’t constitute advice, recommendation or suitability for your financial circumstances. They are editorially independent of any relationship NerdWallet has with partners who may compensate us.
Methodology for reviews
NerdWallet aims to get feedback from at least 500 potential customers for each type of product we review. We asked the potential customers to pick their top three reasons for choosing each type of product from a list we provided. We then combined their choices to rank the most important criteria for each product type.
After collecting the survey results, the NerdWallet editorial team used them to create reviews, providing readers with insights based on actual customer preferences.
Methodology for ratings
NerdWallet has evaluated and reviewed several UK providers across various products. These providers represent a significant portion of the market.
For each provider, we assessed various factors that matter most to customers, such as the application process, product options and criteria, and the availability of customer support, among other elements. This information was gathered from each provider’s website or directly from a company representative via a survey. If we were unable to verify any of the information through these means, that provider has not been reviewed.
We regularly add new brands and our editorial team reviews them using the same criteria to ensure consistency and accuracy.
Using the same data across all products and features, we also created star ratings on a scale of one to five stars, where one represents ‘poor’ and five stars represent ‘excellent’.
Important information: Our reviews and ratings do not consider the rates charged by providers. Always check and compare a provider’s rates against others on the market when considering any product.