Compare Property Development Finance
- If you need to fund construction, conversion or renovation then a property development loan may be the ideal option
- Our comparison table below lists a panel of UK commercial lenders that offer property development loans
- Compare loan terms and amounts currently available and apply direct today.
Choose your business loan type
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Newable Property Development Finance
- Up to 80% LTGDV
- Single or multi-unit developments
- Any size project
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Minimum Turnover
No minimum
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Available Amounts
£50,000 to £25,000,000
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Available Terms
1 to 3 years
Company details
- Newable Finance is an FCA regulated commercial finance broker with access to 200+ lenders
- Your application will be managed by an experienced advisor, specialising in fast approvals
- No broker fees and no commitment
Eligibility criteria
- Available to experienced and first time developers
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THINK Business Loans
- Find the right loan to suit your needs from a range of finance types
- Check your eligibility without a credit check
- Dedicated FCA regulated experts on hand to support your application
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£50,000 to £10,000,000
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Available Terms
1 to 10 years
Company details
- Find the right loan to suit your needs from a range of finance types
- Check your eligibility without a credit check
- Dedicated FCA regulated experts on hand to support your application
Eligibility criteria
- Find the right loan to suit your needs from a range of finance types
- Check your eligibility without a credit check
- Dedicated FCA regulated experts on hand to support your application
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EJ Finance
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£10,000 to £10,000,000
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Available Terms
1 months to 10 years
Company details
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
Eligibility criteria
- Application-to-offer within 24 hours
- To be contacted within 3 minutes of applying
- Access to over 200+ lenders, covering all sectors
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Ignite
- Specialist provider of mutlidrawdown credit facilities
- Unsecured, flexible funding available for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£3,000 to £500,000
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Available Terms
3 months to 10 years
Company details
- Specialist provider of mutlidrawdown credit facilities
- Unsecured, flexible funding available for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
Eligibility criteria
- Specialist provider of mutlidrawdown credit facilities
- Unsecured, flexible funding available for small businesses
- Simple registration process - get a decision within 2-4 hours, and funding within 24 hours if approved
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Fluidly
- Instantly see funding products your business is eligible for, from across the market (no credit checks)
- A dedicated 5-star rated Funding Specialist on hand to support your application end-to-end (no hidden fees)
- Range of products available including CBILS, unsecured loans and asset financing
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£50,000 to £10,000,000
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Available Terms
1 to 10 years
Company details
- Hassle free funding options within 30 seconds
- Team of 5-star rated Funding Specialists are on hand to support your application
- A range of products available including CBILS, unsecured and asset financing
Eligibility criteria
- Hassle free funding options within 30 seconds
- Team of 5-star rated Funding Specialists are on hand to support your application
- A range of products available including CBILS, unsecured and asset financing
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Lombard
- Lombard offers a comprehensive range of asset finance solutions
- A simple finance solution with a credit decision in 24 hours for transactions up to £150,000
- Security, guarantees or indemnities may be required. Product fees may apply. Finance is subject to status and is only available for business purposes
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Minimum Turnover
No minimum
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Available Amounts
Up to £150,000
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Available Terms
1 to 7 years
Company details
- Lombard is one of the UK’s oldest and largest asset finance partners
- They have helped thousands of businesses invest in their future’s every day
- Lombard have won Best Leasing and Asset Finance Provider at the Business MoneyFacts Awards every year from 2009 to 2018
Eligibility criteria
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Swoop Funding
- Simple, secure and speedy search of 1,000 funding providers without affecting your credit rating
- Free access every type of finance including the Recovery Loan Scheme
- Speak to Swoop’s team of five-star Trustpilot rated experts
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£1,000 to £10,000,000
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Available Terms
3 months to 6 years
Company details
Eligibility criteria
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Fleximize
- Voted "Best Business Finance Provider" at the British Bank Awards 2020
- Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
- Interest charged on a reducing balance, repay early and only pay for the time you had the loan
- Rates from 0.9% per month (10.8% per annum), with no additional fees
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£5,000 to £500,000
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Available Terms
3 months to 4 years
Company details
- Voted "Best Business Finance Provider" at the British Bank Awards 2020
- Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
- Interest charged on a reducing balance, repay early and only pay for the time you had the loan
- Apply online in minutes, receive funds in as little as 24 hours.
Eligibility criteria
- Minimum annual turnover of £60,000 p.a.
- Borrow between £5,000 and £500,000
- Business activities must be UK-based and impacted by Covid-19
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Funding Xchange
- Funding Xchange’s free service matches your eligibility against over 50 lenders in seconds
- Complete your application online in as little as 3 minutes and you could get funded in a few hours
- It's simple, safe and free and the search won’t affect your credit rating
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Minimum Turnover
£100,000 p.a.
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Available Amounts
£1,000 to £500,000
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Available Terms
3 months to 5 years
Company details
Eligibility criteria
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iwoca
- Flexible Credit Facilities of £1,000 to £200,000 for Limited Companies
- No fees or long term commitments
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
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Minimum Turnover
£50,000 p.a.
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Available Amounts
£1,000 to £200,000
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Available Terms
up to 12 months
Company details
- Flexible Credit Facilities of £1,000 to £200,000 for Limited Companies
- No fees or long term commitments
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
Eligibility criteria
- Flexible Credit Facilities of £1,000 to £200,000 for Limited Companies
- No fees or long term commitments
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
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Portman Asset Finance
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated Recovery Loan Scheme account managers
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Minimum Turnover
£150,000+ p.a.
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Available Amounts
£10,000 to £10,000,000
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Available Terms
Up to 5 years
Company details
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated Recovery Loan Scheme account managers
Eligibility criteria
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
- Access over 40 leading UK business finance providers
- Dedicated Recovery Loan Scheme account managers
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Nucleus
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£3,000 to £50,000,000
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Available Terms
3 months to 8 years
Company details
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
Eligibility criteria
- Fast service - receive your funding in 24 hours
- Unsecured and secured business loans
- 7 products tailored to your business
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Start Up Loans (British Business Bank)
- Interest rate of fixed 6% per annum
- Receive business mentoring and support after drawing down your loan
- No application fees or early repayment fees
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Minimum Turnover
No minimum
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Available Amounts
£500 to £25,000
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Available Terms
1 to 5 years
Company details
- Start Up Loans is a Not-For-Profit Company offering a finance and mentoring solution to start and grow a business
- Start Up Loans have helped over 40,000 businesses get started in the UK
- Free application support
- Free post-loan business mentoring
Eligibility criteria
- Business is based in the UK
- Trading for under 24 months
- 18 years and over
Suppliers that don't offer All Property Development Finance Loans but may offer suitable alternatives:
Also for Business
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Property Development Loans FAQ
Find out more about property development loans and how you can access this specific type of funding for a new build, conversion or renovation project.
What is a property development loan?
A property development loan is finance taken out by a property developer to fund a new build, conversion or major renovation project. There are a variety of different types of loan options for these kinds of projects, all available to business people who need to borrow some cash to fund either a commercial or residential property development project.
What are the different types of property development loan?
Although developers sometimes use buy-to-let commercial mortgages, bridging loans and auction finance to help them fund their development, there are plenty of lenders who specifically focus on providing development loans. They tend to target businesses that are looking to undertake new builds, conversions or renovations that they can later sell off at a profit.
How much can I borrow with a property development loan?
Depending on your requirements, lenders will consider offering anything from around £200,000 to tens of millions of pounds. Providing you do some groundwork research, you should be able to find a funding level that suits your project. However, there is likely to be a limit to the percentage of the total value of the property that the provider will lend against. You will usually only be able to borrow a percentage of the GDV.
What is GDV?
GDV stands for gross development value, which is the expected value of the project after all the work is completed. Many lenders will offer you up to around 75 per cent of GDV so you are likely to need to provide the rest of the cash yourself.
In some cases, you may be able to borrow 100 per cent of the building costs for a development providing you already own the land, which is seen as an asset against which the loan can be secured.
How quickly can I receive a property development loan?
Unlike with a traditional residential mortgage, developers usually put up their own cash at the beginning of the project and then draw down on the development loan in stages as the project demands.
How long do I have to repay a property development loan?
Developer loans are usually repaid within about 18 months of the initial loan being approved. The repayment is usually made in one instalment at the end of the development and the interest payable is usually included in the total repayment amount rather than there being any payments to make on a monthly basis. This ensures that the developer can focus on getting the development finished before having to worry about making repayments.
How do I apply for a property development loan?
Firstly, you will struggle to secure a property development loan without full planning permission for your project. Once you have this in place, you will be able to approach lenders. However, as well as a full appraisal of the viability of your project, lenders will also ask for details on your experience, credit history and the full details of the team involved in your project. Your financials will need to be watertight and prospective lenders will also want to visit the site in question to ensure it meets their expectations and is suitable for the proposed project.
Featured articles
Featured brands
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B2Bfinance.com Business Loans
B2Bfinance.com is a commercial finance brokerage, established in 2005, that covers a wide range of product types and lenders.
Read more -
EJ Finance Business Loans
Broker offering access to over 200 lenders, covering all sectors and business types.
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Fleximize Business Loans
Flexible business loans with secured and unsecured borrowing options and dedicated support for customers.
Read more -
Fluidly Business Loans
Tailored funding on a range of commercial finance products for all types of business.
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Funding Hut Business Loans
FCA-authorised broker offering a range of finance types and a quick application process.
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Funding Xchange Business Loans
Funding Xchange is a commercial finance broker that covers various types of business loan products for all sorts of commercial organisation.
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Ignite Business Loans
A specialist provider of mutlidrawdown credit facilities for small businesses.
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iwoca Business Loans
Flexible funding to help with business cash flow in the form of straightforward lines of credit.
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Lombard Business Loans
Asset finance specialist, now a subsidiary of RBS, that provides several funding solutions to businesses across various sectors.
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Newable Commercial Finance
FCA-regulated commercial finance broker with access to 200+ lenders.
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Nucleus Business Loans
Launched in 2011, Nucleus Commercial Finance is a specialist business lender that offers a range of loan types from asset funding to property finance.
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Portman Asset Finance Business Loans
Business finance broker with specialist sector experience to offer fast and flexible finance solutions.
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The Start Up Loans Company (British Business Bank)
A subsidiary of the British Business Bank, the Start Up Loans Company was created to provide funding for new businesses.
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Swoop Funding Business Loans
Simple, secure and speedy access to over 1,000 funding providers without affecting your credit rating.
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THINK Business Loans
Commercial loans broker using a tech-based approach to match potential borrowers to a wide range of lenders.
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