Compare Credit Card Rewards

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Published on 05 July 2017. Last updated on 11 November 2020.

Rewards Credit Cards FAQ

Using a credit card to make regular purchases doesn't have to lead to a life of debt. In fact, for those who pay their credit card bill in full each month, it's possible to be rewarded for spending - either via redeemable points or cashback. These points can add up to be used towards flights, holidays, and other prizes depending on the card you choose.

A points or rewards card is specifically designed to help cardholders who regularly use their cards for purchases, make the most of their spending habits. What's more, these cards offer the added bonus of additional consumer protection, thanks to Section 75 of the Consumer Credit Act established in 1974.

How do rewards points credit cards work?

Are rewards credit cards competitive?

What are premium points rewards credit cards?

How can I cash my points?

Should I transfer my balance to a rewards credit card?

What kind of credit limit can I get?

Is my credit record important?

Do I need to make minimum payments?

Money Advice Service - The government's Money Advice Service website provides concise, unbiased information on choosing and using credit cards as well as handy tools such as credit card calculators.

The UK Cards Association - The British trade association for card payment companies has an extensive range of guides on their website covering all the types of payment cards available to UK consumers including debt, credit and prepaid cards

Financial Fraud Action (FFA) UK - The Financial Fraud Action website features important advice on using payment cards safely and securely as well as information on the latest scams.

Financial Ombudsman Service - If you've already made a complaint to your card provider and have not had your issue resolved satisfactorily then the next step is to take up your complaint with the Financial Ombudsman.