Compare Remortgages

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  • Furness BS's logo'

    Furness BS 2 Year Discounted Variable

    • Initial Rate
      1.39% Discounted Variable (collared at ) for 2 years (3.75% disc)
    • APRC
      4.60%
    • Product Fee
      £999
    • Monthly Repayment
      £568.50
    Continue on Fluent Mortgages' website + More Info
  • Newcastle BS's logo'

    Newcastle BS 2 Year Discounted Variable

    • Initial Rate
      1.45% Discounted Variable (collared at 1.35%) to 31/01/2024 (2.51% disc)
    • APRC
      3.60%
    • Product Fee
      £999
    • Monthly Repayment
      £572.53
    Continue on Fluent Mortgages' website + More Info
  • Monmouthshire BS's logo'

    Monmouthshire BS 2 Year Discounted Variable

    • Initial Rate
      1.59% Discounted Variable (collared at 0.84%) for 2 years (3.15% disc)
    • APRC
      4.20%
    • Product Fee
      £999
    • Monthly Repayment
      £582.02
    Continue on Fluent Mortgages' website + More Info
  • West Brom BS's logo'

    West Brom BS 2 Year Discounted Variable

    • Initial Rate
      1.59% Discounted Variable (collared at 1.29%) to 31/10/2023 (2.40% disc)
    • APRC
      3.70%
    • Product Fee
      £999
    • Monthly Repayment
      £582.02
    Continue on Fluent Mortgages' website + More Info
  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS 2 Year Discounted Variable

    • Cashback Available
    • Initial Rate
      1.60% Discounted Variable for 2 years (4.29% disc)
    • APRC
      4.70%
    • Product Fee
      £199
    • Monthly Repayment
      £582.70
    Continue on Fluent Mortgages' website + More Info
  • Leeds BS's logo'

    Leeds BS 2 Year Fixed

    • Initial Rate
      1.63% Fixed to 31/10/2023
    • APRC
      4.50%
    • Product Fee
      £999
    • Monthly Repayment
      £584.75
    Continue on Fluent Mortgages' website + More Info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.65% Fixed to 31/08/2023
    • APRC
      3.40%
    • Product Fee
      £999
    • Monthly Repayment
      £586.11
    Continue on Barclays Mortgage's website + More Info
  • Furness BS's logo'

    Furness BS 2 Year Discounted Variable

    • Initial Rate
      1.69% Discounted Variable (collared at ) for 2 years (3.45% disc)
    • APRC
      4.60%
    • Product Fee
      £0
    • Monthly Repayment
      £588.85
    Continue on Fluent Mortgages' website + More Info
  • Furness BS's logo'

    Furness BS 2 Year Fixed

    • Initial Rate
      1.69% Fixed for 2 years
    • APRC
      4.70%
    • Product Fee
      £999
    • Monthly Repayment
      £588.85
    Continue on Fluent Mortgages' website + More Info
  • Marsden BS's logo'

    Marsden BS 2 Year Discounted Variable

    • Bad Credit
    • Initial Rate
      1.69% Discounted Variable to 31/07/2023 (4.01% disc)
    • APRC
      4.90%
    • Product Fee
      £998
    • Monthly Repayment
      £588.85
    Continue on Fluent Mortgages' website + More Info
  • Leek United BS's logo'

    Leek United BS 2 Year Discounted Variable

    • Cashback Available
    • Initial Rate
      1.70% Discounted Variable for 2 years (3.49% disc)
    • APRC
      4.60%
    • Product Fee
      £0
    • Monthly Repayment
      £589.54
    Continue on Fluent Mortgages' website + More Info
  • Leek United BS's logo'

    Leek United BS 2 Year Discounted Variable

    • Cashback Available
    • Initial Rate
      1.70% Discounted Variable for 2 years (3.49% disc)
    • APRC
      4.60%
    • Product Fee
      £0
    • Monthly Repayment
      £589.54
    Continue on Fluent Mortgages' website + More Info
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  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      1.74% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £592.29
  • Coventry BS's logo'

    Coventry BS 2 Year Fixed

    • Initial Rate
      1.75% Fixed to 30/09/2023
    • APRC
      4.00%
    • Product Fee
      £999
    • Monthly Repayment
      £592.98
    Continue on Fluent Mortgages' website + More Info
  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS 2 Year Discounted Variable

    • Cashback Available
    • Initial Rate
      1.75% Discounted Variable for 2 years (4.14% disc)
    • APRC
      4.70%
    • Product Fee
      £699
    • Monthly Repayment
      £592.98
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Cashback Available
    • Initial Rate
      1.75% Fixed for 3 years
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £592.98
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.75% Fixed for 2 years
    • APRC
      3.40%
    • Product Fee
      £999
    • Monthly Repayment
      £592.98
    Continue on Fluent Mortgages' website + More Info
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.75% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £592.98
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Initial Rate
      1.75% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £592.98
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Initial Rate
      1.75% Fixed to 31/10/2023
    • APRC
      3.50%
    • Product Fee
      £1,495
    • Monthly Repayment
      £592.98
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      1.78% Fixed to 01/10/2023
    • APRC
      3.90%
    • Product Fee
      £1,999
    • Monthly Repayment
      £595.05
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      1.78% Fixed to 01/10/2023
    • APRC
      3.90%
    • Product Fee
      £1,999
    • Monthly Repayment
      £595.05
    Continue on Fluent Mortgages' website + More Info
  • Click here to see 1 similar product
  • Leek United BS's logo'

    Leek United BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.78% Fixed to 30/11/2023
    • APRC
      4.70%
    • Product Fee
      £1,495
    • Monthly Repayment
      £595.05
    Continue on Fluent Mortgages' website + More Info
  • Leek United BS's logo'

    Leek United BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.78% Fixed to 30/11/2023
    • APRC
      4.70%
    • Product Fee
      £1,495
    • Monthly Repayment
      £595.05
    Continue on Fluent Mortgages' website + More Info
  • Click here to see 1 similar product

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 09 November 2020.

Remortgages FAQ

What is a remortgage?

When you reach the end of your mortgage deal you can choose to remain on your lender's default rate, known as its Standard Variable Rate (SVR), move to another deal with your lender or change mortgage providers. This last option is known as remortgaging.

What do I need to do to remortgage?

Applying for a remortgage is a similar process to applying for an initial mortgage. You'll need to undergo affordability checks, your property will have to be valued and you'll need a deposit (usually provided by the equity you have in your home).

Do I have to remortgage at the end of my mortgage deal?

No you don't. You can choose to stay on your lender's default rate, known as its Standard Variable Rate (SVR) or move to another deal with your current lender.

What are the benefits of remortgaging?

Remortgaging gives you a chance to access new deals that may not have been available to you when you originally applied for a mortgage.

Are there any downsides to remortgaging?

It can be a costly affair as you may face all the same fees you did when originally applying for a mortgage including an arrangement fee, booking fee, valuation fee and legal fees. Furthermore, if you remortgage before the end of your current deal you could face an Early Repayment Charge (ERC).

How many times can I remortgage?

There is no limit to the amount of times you can remortgage but it's worth bearing in mind the costs involved.

What fees will I pay to remortgage?

The fees involved with remortgaging are the same as those you'd face when originally applying for a mortgage including a valuation fee, arrangement fee, booking fee and legal fees. Not all fees apply to all mortgages however.

What are my options if I can't remortgage?

If you don't have sufficient equity in your home or your circumstances make it impossible for you to get a new mortgage deal, your only option is to stay on your lender's Standard Variable Rate (SVR). If you are struggling however, it is essential that you speak with your lender.

How can I find the right remortgage option for me?

NerdWallet's comprehensive comparison tables are free to access and easy to use and can help you to find the right remortgage option to suit your particular circumstances.