Compare Remortgages
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-
![Clydesdale Bank's logo']()
Clydesdale Bank 2 Year Discounted Variable
-
Initial Rate
1.74% Discounted Variable to 31/01/2023 (2.81% disc)
-
APRC
4.20%
-
Product Fee
£999
-
Monthly Repayment
£592.29
-
Lender:
Clydesdale Bank
-
Max First Time Buyer LTV:
80%
-
Max House Purchase LTV:
80%
-
Max Remortgage LTV:
80%
-
Min Loan:
£0
-
Max Loan:
£750,000
-
Product Description:
1.74% Discounted Variable to 31/01/2023 (2.81% disc)
-
Incentives:
Free valuation fees Max £3M of Purchase Price Remortgages
free legal fees Remortgages
-
Ongoing Monthly Payments:
£592.29 x 25
-
Total Amount Payable:
£232,415.25
-
Total Interest Payable:
£87,221.25
-
Valuation Fee:
Free
-
Exit Admin Fee:
£195
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 3/2% Outstanding Balance
-
Initial Rate
-
![Yorkshire Bank's logo']()
Yorkshire Bank 2 Year Discounted Variable
-
Initial Rate
1.74% Discounted Variable for 2 years (2.81% disc)
-
APRC
4.20%
-
Product Fee
£999
-
Monthly Repayment
£592.29
-
Lender:
Yorkshire Bank
-
Max First Time Buyer LTV:
80%
-
Max House Purchase LTV:
80%
-
Max Remortgage LTV:
80%
-
Min Loan:
£0
-
Max Loan:
£750,000
-
Product Description:
1.74% Discounted Variable for 2 years (2.81% disc)
-
Incentives:
Free valuation fees Max £3M of Purchase Price Remortgages
free legal fees Max £2M of Purchase Price Remortgages
-
Ongoing Monthly Payments:
£592.29 x 24
-
Total Amount Payable:
£232,803.12
-
Total Interest Payable:
£87,609.12
-
Valuation Fee:
Free
-
Exit Admin Fee:
£195
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 3/2% Outstanding Balance
-
Initial Rate
-
![Monmouthshire BS's logo']()
Monmouthshire BS 2 Year Discounted Variable
-
Initial Rate
1.75% Discounted Variable (collared at 1.00%) for 2 years (2.99% disc)
-
APRC
4.10%
-
Product Fee
£499
-
Monthly Repayment
£592.98
-
Lender:
Monmouthshire BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
80%
-
Min Loan:
£40,000
-
Max Loan:
Varies
-
Product Description:
1.75% Discounted Variable (collared at 1.00%) for 2 years (2.99% disc)
-
Incentives:
Free valuation fees for properties valued Max £1M
free legal fees
free valuation admin fees for properties valued Max £1M
-
Ongoing Monthly Payments:
£592.98 x 24
-
Total Amount Payable:
£236,226.84
-
Total Interest Payable:
£91,602.84
-
Valuation Fee:
Free
-
Exit Admin Fee:
£125
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 1% Sum Repaid
-
Initial Rate
-
![Yorkshire Building Society's logo']()
Yorkshire Building Society 2 Year Fixed
-
Initial Rate
1.96% Fixed to 28/02/2023
-
APRC
3.80%
-
Product Fee
£1,495
-
Monthly Repayment
£607.55
-
Lender:
Yorkshire Building Society
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
80%
-
Min Loan:
£50,000
-
Max Loan:
£1,000,000
-
Product Description:
1.96% Fixed to 28/02/2023
-
Incentives:
-
Initial Monthly Repayment:
£607.55 x 26
-
Ongoing Monthly Payments:
£765.61 x 36
-
Total Amount Payable:
£231,481.22
-
Total Interest Payable:
£85,336.22
-
Valuation Fee:
£160
-
Exit Admin Fee:
£90
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 2.5/1.5% Sum Repaid
-
Initial Rate
-
![Cambridge BS's logo']()
Cambridge BS 2 Year Discounted Variable
-
Initial Rate
1.99% Discounted Variable for 2 years (2.90% disc)
-
APRC
4.30%
-
Product Fee
£999
-
Monthly Repayment
£609.65
-
Lender:
Cambridge BS
-
Max First Time Buyer LTV:
80%
-
Max House Purchase LTV:
80%
-
Max Remortgage LTV:
80%
-
Min Loan:
£20,000
-
Max Loan:
£500,000
-
Product Description:
1.99% Discounted Variable for 2 years (2.90% disc)
-
Incentives:
Free valuation fees for properties valued Max £1M Remortgages
free legal fees Remortgages
-
Ongoing Monthly Payments:
£609.65 x 24
-
Total Amount Payable:
£240,674.76
-
Total Interest Payable:
£95,615.76
-
Valuation Fee:
Free
-
Exit Admin Fee:
£60
-
Early Repayment Charge:
No
-
Initial Rate
-
![first direct's logo']()
first direct 2 Year Fixed
-
Initial Rate
1.99% Fixed for 2 years
-
APRC
3.30%
-
Product Fee
£490
-
Monthly Repayment
£609.65
-
Lender:
first direct
-
Max First Time Buyer LTV:
80%
-
Max House Purchase LTV:
80%
-
Max Remortgage LTV:
80%
-
Min Loan:
£10,000
-
Max Loan:
£1,000,000
-
Product Description:
1.99% Fixed for 2 years
-
Incentives:
Free valuation fees
free legal fees Remortgages
-
Initial Monthly Repayment:
£609.65 x 24
-
Ongoing Monthly Payments:
£715.28 x 276
-
Total Amount Payable:
£212,538.88
-
Total Interest Payable:
£68,048.88
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 3/2% Mortgage Advance
-
Initial Rate
-
![Mansfield BS's logo']()
Mansfield BS 3 Year Discounted Variable
-
Initial Rate
1.99% Discounted Variable for 3 years (3.36% disc)
-
APRC
4.40%
-
Product Fee
£499
-
Monthly Repayment
£609.65
-
Lender:
Mansfield BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
80%
-
Min Loan:
£25,000
-
Max Loan:
£500,000
-
Product Description:
1.99% Discounted Variable for 3 years (3.36% disc)
-
Incentives:
Free valuation fees
free legal fees England, Wales
-
Ongoing Monthly Payments:
£609.65 x 36
-
Total Amount Payable:
£244,439.64
-
Total Interest Payable:
£99,815.64
-
Valuation Fee:
Free
-
Exit Admin Fee:
£125
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 3 yrs: 3% Mortgage Advance
-
Initial Rate
-
![Mansfield BS's logo']()
Mansfield BS 3 Year Discounted Variable
-
Initial Rate
1.99% Discounted Variable for 3 years (3.36% disc)
-
APRC
4.40%
-
Product Fee
£499
-
Monthly Repayment
£609.65
-
Lender:
Mansfield BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
80%
-
Min Loan:
£100,000
-
Max Loan:
£500,000
-
Product Description:
1.99% Discounted Variable for 3 years (3.36% disc)
-
Incentives:
Free valuation fees
free legal fees England, Wales
-
Ongoing Monthly Payments:
£609.65 x 36
-
Total Amount Payable:
£244,439.64
-
Total Interest Payable:
£99,815.64
-
Valuation Fee:
Free
-
Exit Admin Fee:
£125
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 3 yrs: 3% Mortgage Advance
Click here to see 1 similar product
Click here to hide 1 similar product
-
Initial Rate
-
![Mansfield BS's logo']()
Mansfield BS 2 Year Discounted Variable
-
Initial Rate
1.99% Discounted Variable for 2 years (3.36% disc)
-
APRC
4.60%
-
Product Fee
£499
-
Monthly Repayment
£609.65
-
Lender:
Mansfield BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
80%
-
Min Loan:
£25,000
-
Max Loan:
£500,000
-
Product Description:
1.99% Discounted Variable for 2 years (3.36% disc)
-
Incentives:
Free valuation fees
free legal fees England, Wales
-
Ongoing Monthly Payments:
£609.65 x 24
-
Total Amount Payable:
£250,073.64
-
Total Interest Payable:
£105,449.64
-
Valuation Fee:
Free
-
Exit Admin Fee:
£125
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 2% Mortgage Advance
-
Initial Rate
-
![Mansfield BS's logo']()
Mansfield BS 2 Year Discounted Variable
-
Initial Rate
1.99% Discounted Variable for 2 years (3.36% disc)
-
APRC
4.60%
-
Product Fee
£499
-
Monthly Repayment
£609.65
-
Lender:
Mansfield BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
80%
-
Min Loan:
£100,000
-
Max Loan:
£500,000
-
Product Description:
1.99% Discounted Variable for 2 years (3.36% disc)
-
Incentives:
Free valuation fees
free legal fees England, Wales
-
Ongoing Monthly Payments:
£609.65 x 24
-
Total Amount Payable:
£250,073.64
-
Total Interest Payable:
£105,449.64
-
Valuation Fee:
Free
-
Exit Admin Fee:
£125
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 2% Mortgage Advance
Click here to see 1 similar product
Click here to hide 1 similar product
-
Initial Rate
-
![Scottish BS's logo']()
Scottish BS 3 Year Discounted Variable
-
Initial Rate
1.99% Discounted Variable for 3 years (2.95% disc)
-
APRC
4.30%
-
Product Fee
£995
-
Monthly Repayment
£609.65
-
Lender:
Scottish BS
-
Max First Time Buyer LTV:
80%
-
Max House Purchase LTV:
80%
-
Max Remortgage LTV:
80%
-
Min Loan:
£30,000
-
Max Loan:
Varies
-
Product Description:
1.99% Discounted Variable for 3 years (2.95% disc)
-
Incentives:
Free valuation fees (Max £375) Remortgages
£150 cashbackRemortgages or help towards legal feesRemortgages
-
Ongoing Monthly Payments:
£609.65 x 36
-
Total Amount Payable:
£237,295.60
-
Total Interest Payable:
£91,800.60
-
Valuation Fee:
Free
-
Exit Admin Fee:
£100
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 3 yrs: 3% Mortgage Advance
-
Initial Rate
-
![Leek United BS's logo']()
Leek United BS 2 Year Fixed
-
Initial Rate
2.04% Fixed to 31/03/2023
-
APRC
4.90%
-
Product Fee
£1,495
-
Monthly Repayment
£613.16
-
Lender:
Leek United BS
-
Max First Time Buyer LTV:
80%
-
Max House Purchase LTV:
80%
-
Max Remortgage LTV:
80%
-
Min Loan:
£100,000
-
Max Loan:
£1,500,000
-
Product Description:
2.04% Fixed to 31/03/2023
-
Incentives:
Free valuation fees
£400 cashback On Completion
-
Initial Monthly Repayment:
£613.16 x 27
-
Ongoing Monthly Payments:
£836.25 x 273
-
Total Amount Payable:
£246,431.57
-
Total Interest Payable:
£100,851.57
-
Valuation Fee:
Free
-
Exit Admin Fee:
£85
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/3/23: 2/1% Outstanding Balance
-
Initial Rate
-
![Darlington BS's logo']()
Darlington BS 2 Year Discounted Variable
-
Initial Rate
2.09% Discounted Variable (collared at ) to 28/02/2023 (3.21% disc)
-
APRC
4.80%
-
Product Fee
£1,119
-
Monthly Repayment
£616.68
-
Lender:
Darlington BS
-
Max First Time Buyer LTV:
80%
-
Max House Purchase LTV:
80%
-
Max Remortgage LTV:
80%
-
Min Loan:
£100,000
-
Max Loan:
Varies
-
Product Description:
2.09% Discounted Variable (collared at 2.09%) to 28/02/2023 (3.21% disc)
-
Incentives:
Free valuation fees (Max £300)
free legal fees Remortgages England, Wales
free valuation admin fees
-
Ongoing Monthly Payments:
£616.68 x 26
-
Total Amount Payable:
£249,032.98
-
Total Interest Payable:
£103,823.98
-
Valuation Fee:
Free
-
Exit Admin Fee:
£90
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 2/1% Outstanding Balance
-
Initial Rate
-
![Leeds BS's logo']()
Leeds BS 2 Year Fixed
-
Initial Rate
2.09% Fixed to 28/02/2023
-
APRC
4.60%
-
Product Fee
£999
-
Monthly Repayment
£616.68
-
Lender:
Leeds BS
-
Max First Time Buyer LTV:
80%
-
Max House Purchase LTV:
80%
-
Max Remortgage LTV:
80%
-
Min Loan:
£0
-
Max Loan:
Varies
-
Product Description:
2.09% Fixed to 28/02/2023
-
Incentives:
Free valuation fees (Max £999)
free valuation admin fees
help towards costs Remortgages
-
Initial Monthly Repayment:
£616.68 x 26
-
Ongoing Monthly Payments:
£751.13 x 36
-
Total Amount Payable:
£243,285.74
-
Total Interest Payable:
£97,687.74
-
Valuation Fee:
Free
-
Exit Admin Fee:
£199
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 3/2% Sum Repaid
-
Initial Rate
Your home may be repossessed if you do not keep up repayments on your mortgage.
The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.
Remortgages FAQ
What is a remortgage?
When you reach the end of your mortgage deal you can choose to remain on your lender's default rate, known as its Standard Variable Rate (SVR), move to another deal with your lender or change mortgage providers. This last option is known as remortgaging.
What do I need to do to remortgage?
Applying for a remortgage is a similar process to applying for an initial mortgage. You'll need to undergo affordability checks, your property will have to be valued and you'll need a deposit (usually provided by the equity you have in your home).
Do I have to remortgage at the end of my mortgage deal?
No you don't. You can choose to stay on your lender's default rate, known as its Standard Variable Rate (SVR) or move to another deal with your current lender.
What are the benefits of remortgaging?
Remortgaging gives you a chance to access new deals that may not have been available to you when you originally applied for a mortgage.
Are there any downsides to remortgaging?
It can be a costly affair as you may face all the same fees you did when originally applying for a mortgage including an arrangement fee, booking fee, valuation fee and legal fees. Furthermore, if you remortgage before the end of your current deal you could face an Early Repayment Charge (ERC).
How many times can I remortgage?
There is no limit to the amount of times you can remortgage but it's worth bearing in mind the costs involved.
What fees will I pay to remortgage?
The fees involved with remortgaging are the same as those you'd face when originally applying for a mortgage including a valuation fee, arrangement fee, booking fee and legal fees. Not all fees apply to all mortgages however.
What are my options if I can't remortgage?
If you don't have sufficient equity in your home or your circumstances make it impossible for you to get a new mortgage deal, your only option is to stay on your lender's Standard Variable Rate (SVR). If you are struggling however, it is essential that you speak with your lender.
How can I find the right remortgage option for me?
NerdWallet's comprehensive comparison tables are free to access and easy to use and can help you to find the right remortgage option to suit your particular circumstances.
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