Personal Finance Hub

Rass Fakour-Zaker

We’ve been running a breakdown cover comparison service for long enough to pick up a few sure-fire tips on getting a good deal. So read on for our tops tips on getting vehicle recovery membership at the best price.

Caroline Ramsey

APR, which stands for annual percentage rate, shows how much it will cost you to borrow, once you take into account the interest rate and any fees. Read on to find out how it works and how it can help you.

Caroline Ramsey

Overpaying on your mortgage might seem like a great option if you have the capital, but it’s important to remember that it’s not for everyone. There may be restrictions from your lender as well as personal circumstances that might make overpayments difficult or simply not worth it.

Joel Kempson

As you start scouring online retailers to find the perfect festive gifts, make sure you are aware of common Christmas scams, such as phishing emails and texts, looking to catch you out.

Social media influencers use platforms like TikTok and Instagram to promote everything from beauty products to financial services. Their audiences are often young, impressionable and eager for advice on managing their money. We explore the realities of using influencers as a financial advice source.

Generation Z are making their first foray into the financial world, deciding on everything from investments to savings. Being financially literate is key to making these decisions comfortably and confidently. Read on to find out why Gen Z should be especially aware.

Holly Bennett

Trusts can be a useful way to reduce inheritance tax, but they can also protect your assets so they are passed to the people you care about in the way you would like. Here’s why trusts could be worth considering as part of your estate plan.

Connor Campbell

Creating a student budget isn’t likely to be the first thing on your mind when you go to university. But, used in tandem with a student bank account, it can make your finances a lot stronger, and life a lot easier, as you earn your degree and have fun (not necessarily in that order).

Jeff Salway

Insolvency describes the situation where a person or company cannot pay its debts. This means the value of assets and income will not cover what is owed. Read on to find out more about the implications you need to know.

Connor Campbell

Starting your child’s money journey early in life gives them more time to learn and build healthy financial habits before adulthood. And a kids’ bank account can be a vital tool in helping them do exactly that. Find out the benefits of kids’ bank accounts below.

Connor Campbell

With one foot in childhood and the other in the adult world, those teenage years can be tricky to navigate. And money can play a big part in that. Opening a teen bank account for your child can help to build trust and responsibility when it comes to spending. Read on to find out more.

Brean Horne

If you need to cover the cost of emergency expenses or large purchases you may need to consider using credit. Read on to find out what credit is and the different types available.

Holly Bennett

Arranging and paying for your funeral ahead of time with a funeral plan can reduce the financial impact on your loved ones and take care of the details. Here’s what to consider, and how regulation of the market is changing.

Connor Campbell

A debit card for kids, in tandem with a children’s current account, can help build trust and responsibility around money while preparing your child for the future. Discover everything you need to know about what they are and how to apply for one below.

Connor Campbell

Helping your child understand how money works can be a fantastic gift to give them for later in life. Prepaid cards for kids allow you to start this process from as young as six years old, equipping them with the tools they need for when they grow up. Discover more about kids’ prepaid cards below.

If you’re finding it difficult to pay your energy bills, you may be eligible for government grants or support from your energy supplier. Find out what schemes are available to help you pay for your gas and electricity.

Brean Horne

Buy now, pay later schemes offer shoppers the chance to delay paying for their goods up front or to split the cost over monthly instalments. Read on to find out how they work and whether they impact your credit score.

There are several different types of energy tariffs available, so it can be hard to know how they all work. Find out whether fixed or variable energy, or another kind of tariff is right for you.

Brean Horne

County court judgments (CCJs) can stay on your credit file for years but they don’t have to be there forever. You may be able to get a CCJ removed from your credit history more quickly – here’s our guide to how to do it.

Brean Horne

Knowing what affects your credit score can help to improve your chances of being accepted for new credit. Here, we share the actions that could affect your credit score positively and what you should avoid to help improve your credit history.