Personal Finance Hub

Peter Adams

2020 is anything but normal. As we all tighten our belts, we look at some top tips to save money this spring, even during a nationwide lockdown.

Rhiannon Philps

The 2021 Budget extended the furlough scheme, VAT and business rate reliefs, and the universal credit top-up, and also launched new schemes like Restart Grants, Recovery Loans and the mortgage guarantee.

Rhiannon Philps

Homelessness is a debt that we all pay for as a society, but you don’t find it on a balance sheet – let’s explore some of the costs associated with homelessness.

Rhiannon Philps

Many people regard veganism as an expensive lifestyle choice, but is there any truth in that claim?

Jim Kersey

Banks and other lenders use your debt-to-income ratio to evaluate your suitability as a borrower. This means comparing your monthly debt payments to your income before they approve a loan for you. Use our simple calculator to get your results instantly.

Caroline Ramsey

If you are coming to the end of your interest-free balance transfer period on your credit card, use our useful guide to help you decide what your next move should be.

Caroline Ramsey

Many people are keen to switch their bank accounts for the cash benefits that are available to new customers. However, what happens if you’re in your overdraft? Our guide will help you find out how you can switch bank accounts.

Caroline Ramsey

Packaged bank accounts charge a monthly fee for a number of added ‘extras’, but many find that these extras are not worth the monthly cost. Here’s a useful guide to these accounts to help you decide whether packaged accounts are right for you.

Caroline Ramsey

Opening a bank account for your child can mark a huge milestone in their financial education. Current accounts for kids are available for those aged 11 and above and, in many ways, mirror a full adult bank account, making them perfect for teaching your child about money and responsibility.

Rass Fakour-Zaker

We’ve been running a breakdown cover comparison service for long enough to pick up a few sure-fire tips on getting a good deal. So read on for our tops tips on getting vehicle recovery membership at the best price.

Caroline Ramsey

APR, which stands for annual percentage rate, shows how much it will cost you to borrow, once you take into account the interest rate and any fees. Read on to find out how it works and how it can help you.

Caroline Ramsey

Making mortgage overpayments can help you save money in interest and be mortgage-free sooner. But first you will need to be clear about your lender’s limits and be confident that overpaying your mortgage is right for you.

Brean Horne

Rail fares have increased at their fastest rate in almost a decade. Find out why rail fares are going up and how to find cheaper train tickets and save money on transport.

Kristina Fox

You are likely to see a drop in your income when you start receiving maternity or adoption pay. If you are worried about affording time off for your new arrival, here we suggest five tips for making the most of your money while on maternity or adoption leave.

Joel Kempson

How well can you know someone you have only ever met online? Dating site fraudsters hoodwink innocent victims into handing over their hard-earned cash. With these courting cons booming during the pandemic, find out how to spot the lies and learn what to do if the worst happens.

Joel Kempson

As you start scouring online retailers to find the perfect festive gifts, make sure you are aware of common Christmas scams, such as phishing emails and texts, looking to catch you out.

Kristina Fox

Social media influencers use platforms like TikTok and Instagram to promote everything from beauty products to financial services. Their audiences are often young, impressionable and eager for advice on managing their money. We explore the realities of using influencers as a financial advice source.

Kristina Fox

Generation Z are making their first foray into the financial world, deciding on everything from investments to savings. Being financially literate is key to making these decisions comfortably and confidently. Read on to find out why Gen Z should be especially aware.

Holly Bennett

Trusts can be a useful way to reduce inheritance tax, but they can also protect your assets so they are passed to the people you care about in the way you would like. Here’s why trusts could be worth considering as part of your estate plan.