Personal Finance Hub

Felicity Hannah

Council tax helps pay for your local services, but do you understand how it works and whether you’re paying too much?

Felicity Hannah

Inheritances worth more than £325,000 are charged tax, and the bill can be substantial. Understanding how inheritance tax works ensures your heirs will receive the money or assets you plan to pass on.

Felicity Hannah

You may need to pay capital gains tax if you’ve made money selling assets like property or shares.

Make money with a side gig and learn how long it will take to see the extra income, whether it’s freelancing online, driving passengers or selling your stuff.

With many different types of online marketplaces and platforms to choose from if you’re looking to sell unwanted items, take time to find the most suitable one for you.

Suzanne Worthington

By retraining, you can refresh your skills to give your career a boost, or learn a different trade to help you get a new job. In this article, we look at the government retraining scheme, what to consider when choosing a course or trainer and how to find free courses and grants for training.

Kelsey Sheehy

Build an audience, design your own merchandise and become a Twitch Affiliate.

Rebecca Goodman

A fixed interest rate is an interest rate that doesn’t change, making payments predictable.

Daniel Liberto

A high interest rate can help if you are saving by adding more money to your deposit. A low interest rate can benefit if you are a borrower as less money is added to what you already owe.

Daniel Liberto

The Bank of England base rate can influence how you manage your finances. A high base rate is good for savers while a low base rate is good for borrowers

Daniel Liberto

A rate of inflation is the percentage rate of change in the prices of goods and services. High inflation means more costly goods – and wages that probably haven’t caught up.

Rebecca Goodman

Universal credit is a means-tested benefit for people without an income or for those on a low income. Read on to learn who is eligible for the benefit, how much the payment will be and how to apply.

Laura Whateley

Bankruptcy is a legal tool to resolve overwhelming debt. When you declare bankruptcy, the court will use your assets to help clear the debt you owe on your behalf, ending your relationships with your creditors.

Laura Whateley

With the debt snowball, you pay off debts in order from smallest to largest. With the debt avalanche, you direct extra cash toward the debt with the highest interest rate.

Laura Whateley

There are two types of debt: secured and unsecured. How best to handle it depends on the type of debt you have.

Laura Whateley

Debt is money owed by one party to another. If you repay your debts, you can continue to borrow - and will likely be able to borrow more.

Laura Whateley

Ethical money solutions help us do some good for the planet with our everyday finances. Read on to learn more about ethical financial solutions including ethical current accounts, savings accounts and ISAs, mortgages and green energy tariffs.

Suzanne Worthington

Pet passports issued in the UK are no longer valid for travel to countries in the European Union. Here’s what you need to do to take your pet abroad and how to get an animal health certificate for your dog, cat or ferret.

Hannah Smith

You can invest in gold by buying the physical asset, buying a physical or synthetic gold exchange-traded commodity (ETC), or through types of gold miner shares.