Personal Finance Hub

Rebecca Goodman

A Bacs payment, also known as Bankers Automated Clearing Services, is one of the most well-known types of bank transfer in the UK.

Rebecca Goodman

The faster payments service speeds up the process of transferring money from one account to another, so it can be available in another bank account in a few hours.

Hannah Smith

If your debts total £20,000 or less, a debt relief order could write them off. First, you need to demonstrate that you’re in financial hardship.

Hannah Smith

Debt charities can offer free professional help, and you can try to work with creditors directly. Other options require closer examination.

Hannah Smith

Debt collectors don’t have any legal authority over and above the lender you originally borrowed from. Bailiffs have more powers, but there are steps you can take.

Hannah Smith

Debt collectors don’t have any legal authority over and above the lender you originally borrowed from. Bailiffs have more powers, but there are steps you can take.

Laura Whateley

A student maintenance loan can help you pay your living expenses while you study.

Laura Whateley

There are two main types of loan, and you repay yours only when you stop studying and only when you earn above a certain salary threshold.

Laura Whateley

There are two main types of loan, and you repay yours only when you stop studying and only when you earn above a certain salary threshold.

Laura Whateley

Your student loan repayments are tied to earnings after university, and many graduates will never have to repay their loans in full.

John Ellmore

Our study analyses some of the most popular consoles that will cost you most over their lifetime. Whether you are an avid gamer, just starting out, or assessing making that big purchase for your children, here's everything you need to know.

Felicity Hannah

Cash ISAs are a simple and accessible way to save money. Read on to find out which Cash ISA could be right for you.

Felicity Hannah

If you’re new to saving, or just new to saving seriously, here’s how to build the habit.

Felicity Hannah

The personal savings allowance lets you earn up to £1000 before you have to pay a penny in tax. Read on to learn what this means to your savings.

Felicity Hannah

Put simply, ISAs are a type of savings or investment account that shelters your nest egg from tax. Our guide will help you find one that's right for you.

Hannah Smith

You may have previously saved in a cash ISA and are now thinking about investing your money. A stocks and shares ISA can help you take that next step.

Hannah Smith

You may be thinking about starting to save for your grandchild's, childs, or even a friend's child's future. A Junior ISA allows you to do just that. Learn what you need to know about Junior ISAs.

Hannah Smith

The current annual ISA allowance is £20,000. But there are more rules and restrictions to know about.

Hannah Smith

Innovative Finance ISAs allow peer-to-peer investors to shelter their returns from tax. Read on for everything you need to know about Innovative Finance ISAs.

Rebecca Goodman

Debit lets you use and access money you already have. Credit lets you borrow money that you’ll later pay back.