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Whether March has you hitting the road for spring break or staying home to save on discounted winter purchases, you can save money by paying with a credit card.
Every month, the Nerds round up a new set of credit card tips to help you maximize rewards and minimize costs with each use. Here are our tips for March 2016.
As long as you can afford to pay off your bill, there aren't many reasons not to .
Paying for your spring break trip on a travel credit card usually means getting points good for future travel, benefits such as free checked bags or hotel stays, and sometimes even a within a few months of opening your account.
And while some cards earn points to use with specific hotels or airlines, others let cardholders redeem points on — no matter where they're made.
If you’re not loyal to specific brands, a general travel card is probably going to be your best bet. If you always or , a branded card may earn you more points.
March is already a great time to buy warm clothes and other winter gear at steep discounts, but shopping through your could tack on additional discounts.
Saving with your credit card’s bonus mall is simple:
Most bonus malls give rewards as additional cash back or points. Check your bonus mall’s specific redemption details before you buy to know how exactly you’re saving.
As retailers clear their shelves of jackets and boots, you could reap great deals, as long as you don’t mind waiting until next winter to use your purchases.
Signing up for recurring payments and services is easy; remembering to cancel unused services can be hard. Whether it’s $4.99 for that podcast you don’t listen to anymore or $10 for that video streaming service you haven’t touched since fall, monthly subscription charges add up.
But before you can save money by canceling these items, you have to find them, which usually means digging through separate credit card bills, bank statements and even online payment accounts such as PayPal and Google Wallet.
, a free service that automatically identifies recurring bill payments in your credit card and bank accounts, makes finding and canceling subscriptions simple. Entering your credit card login and password on Truebill allows its software to scan your statements. It then picks out recurring payments and displays information such as active subscriptions and total monthly subscription spending.
If you want to cancel a bill, you can do so directly through Truebill, though it will typically require some additional information related to the service you’re trying to cancel.
"Just $10 a month" doesn’t seem so bad when you’re signing up for a monthly service. But when you see how much you’re spending collectively on all of your subscriptions, it might make weeding them out more of a priority.