Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Financial strength rating
Financial strength rating
Corebridge is one of the biggest insurers in the U.S, offering term, whole and universal life insurance to individuals. The company also sells employer and individual retirement solutions and investment products.
» MORE: Compare life insurance quotes
AIG life insurance
Corebridge earned 3 stars out of 5 for overall performance. NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer experience, complaint data from the National Association of Insurance Commissioners and financial strength ratings.
Corebridge life insurance policies
Corebridge offers a range of term and permanent life insurance products, as well as accidental death and dismemberment insurance (AD&D). You can buy policies through AIG Direct, a subsidiary of Corebridge, or through an independent insurance agent.
Term life insurance. Corebridge offers a Select-a-Term life insurance product that can be converted to permanent coverage until the end of your plan level’s premium period (or until the insured individual turns 70). Corebridge offers 18 different term length possibilities — 10 years, any length from 15 to 30 years, or 35 years. Coverage amounts range from $100,000 to over $1 million. Select-a-Term’s accelerated death benefit applies to terminal illness only.
Permanent life insurance. Corebridge offers the following types of permanent life insurance, each with the potential to accumulate cash value:
Guaranteed issue whole life insurance, with coverage ranging from $5,000 to $25,000 for applicants ages 50 to 80. Guaranteed issue life insurance doesn't require a medical exam or health questions to qualify for coverage.
Whole life insurance, with lifetime coverage and locked premiums for the duration of the policy.
Select term, universal and indexed life insurance policies come with Quality of Life coverage, which includes living benefits to cover chronic, critical and terminal illnesses. Some products aren't available in all states.
Corebridge customer complaints and satisfaction
Over three years, Corebridge life insurance has drawn far more complaints to state regulators than expected for a company of its size, according to a NerdWallet analysis of data from the National Association of Insurance Commissioners.
Corebridge scored below the industry average for customer satisfaction in the 2022 J.D. Power U.S. Life Insurance Study. The insurer ranked No. 19 overall out of 22 companies included in the survey.
More about Corebridge life insurance
You can get a life insurance quote from the AIG Direct website. Combined, the company sites feature educational content that explains how life insurance works, as well as a term life insurance calculator. The online portal offers policyholders the ability to see policy details, update beneficiaries and more.
Other Corebridge products and services include:
Employer retirement plans.
Investment products and protection options for corporations and financial institutions.
Life insurance buying guide
Before you start comparing companies, choose the type of life insurance you want, such as term or whole life. Decide which life insurance riders, if any, you want the policy to include. Calculate how much life insurance you need and how long you want the coverage to last. Check that the insurers you’re considering offer the coverage you’re looking for.
When comparing rates, be sure the quotes are for the same amount of coverage over the same period of time. It’s also important to make sure the policy’s medical requirements match your needs. For example, if you want to skip the life insurance medical exam but don’t mind answering health questions, confirm that the application process for each policy you're comparing aligns with that.
Price may not be the biggest driver behind your decision to buy. Look at the number of consumer complaints each company receives, as high numbers can be a red flag about the quality of service.
For more guidance, see our life insurance buying guide.
Life insurance ratings methodology
NerdWallet’s life insurance ratings are based on consumer experience, complaint index scores from the National Association of Insurance Commissioners for individual life insurance, and weighted averages of financial strength ratings, which indicate a company’s ability to pay future claims. Within the consumer experience category, we consider ease of communication and website transparency, which looks at the depth of policy details available online. To calculate each insurer’s rating, we adjusted the scores to a curved 5-point scale.
These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines.
Insurer complaints methodology
NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2019-2021. To assess how insurers compare with one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. To evaluate a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC. Ratios are determined separately for auto, home (including renters and condo) and life insurance.