Trawick International Review: What to Know
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When planning a trip, we often anticipate the excitement of seeing a new city, the taste of local gastronomy and the overall sense of adventure. Rarely do we imagine arriving at a destination without luggage, breaking a wrist from a fall down the stairs, or getting into a car accident on the road. But sometimes these things happen, and you want to be prepared for when they do.
Still, you probably don’t want half of your vacation budget to go toward travel insurance. Queue Trawick International with its comprehensive coverage and competitive rates. Let’s take a look at the plans offered and more in this Trawick International insurance review deep-dive.
What is Trawick International?
Trawick International is a comprehensive travel insurance provider that offers trip delay and cancellation insurance, baggage delay coverage, medical coverage and medical evacuation, rental car damage protection, and even COVID-19 coverage among its various policies.
Trawick covers trips for worldwide destinations, including for foreign nationals coming to the U.S.
Is Trawick International legit?
Trawick International has been in business for about 25 years and is a legitimate travel insurance provider. Trawick International reviews on Trustpilot and Squaremouth are generally good, with scores around 4.5/5 and 4.15/5, respectively.
According to Trawick, more than 650,000 travelers bought its coverage in 2021.
» Learn more: What to know before buying travel insurance
What are Trawick International’s travel insurance plan options?
You can choose from several Trawick travel insurance plans.
Safe Travels First Class: This plan covers trip cancellation, interruption and delay, as well as fees associated with reinstating frequent traveler points. It includes up to $150,000 in emergency medical coverage and up to $1,000,000 for emergency medical evacuation. This plan also has the option to add "Cancel for Any Reason" protection (within 14 days of the initial trip deposit date), though it’s not available in New York or Washington state.
Safe Travels Single Trip: One of the more budget-friendly plans on the roster, Safe Travels Single Trip covers up to $75,000 in emergency medical costs and $350,000 in medical evacuation expenses.
Safe Travels Explorer: Another budget-friendly plan, Safe Travels Explorer gets you $50,000 toward emergency medical costs and $200,000 toward medical evacuation costs.
Safe Travels Explorer Plus: The medical coverage limits on the Safe Travels Explorer Plus plan are the same as on the Safe Travels Explorer plan, with the addition of a pre-existing condition waiver, as long as you purchase coverage within seven days of the initial trip deposit date.
Safe Travels Journey: With the Safe Travels Journey plan, you’re covered for up to $150,000 in emergency medical coverage and up to $500,000 in emergency medical evacuation. You also have frequent travels rewards protection (up to $250 for reinstating points if you cancel award travel) and a pre-existing conditions waiver, if you purchase a policy within 14 days of the initial trip deposit date.
Safe Travels Voyager: The Safe Travels Voyager plan is the only one that covers quarantine accommodation expenses as part of travel delay coverage in case you test positive for a covered illness and can’t fly home. It’s also the only plan that lets you increase trip delay coverage limits. You can add Cancel for Any Reason protection to this policy.
Trawick International costs
Let’s compare the Trawick International plans and costs for a 10-day trip to France for a 35-year-old traveler from California with a prepaid, nonrefundable deposit of $1,000.
Safe Travels First Class
Trip delay: $1,000 total, up to $200 per day. Baggage delay: $400 for replacement of necessities. Reinstate frequent traveler awards: $250. Missed connection: $1,000. Medical evacuation: $1,000,000. Emergency accident or sickness: $150,000.
Safe Travels Single Trip
Trip delay: $600 total, up to $200 per day. Baggage delay: $200. Missed connection: $500. Medical evacuation: $350,000. Emergency accident or sickness: $75,000.
Safe Travels Explorer
Trip delay: $2,000 total, up to $150 per day. Baggage delay: $200. Medical evacuation: $200,000. Emergency accident or sickness: $50,000.
Safe Travels Explorer Plus
Trip delay: $500 total, up to $100 per day. Baggage delay: $200. Medical evacuation: $200,000. Emergency accident or sickness: $50,000.
Safe Travels Journey
Trip delay: $750 total, up to $200 per day. Baggage delay: $400. Medical evacuation: $500,000. Emergency accident or sickness: $150,000.
Safe Travels Voyager
Trip delay: $2,000 total, up to $150 per day (includes quarantine lodging expenses). Baggage delay: $600. Reinstate frequent traveler awards: $200. Missed connection: $1,000. Medical evacuation: $1,000,000. Emergency accident or sickness: $250,000. Rental car damage coverage: $35,000. Pet coverage: $250 pet medical costs/cancellation for death of a pet.
How do I get a quote from Trawick International?
To get a quote, visit the Trawick International website and fill out your travel parameters, including destination, your home country and state, and departure and return dates. If it’s a multi-country trip, you can select “Multiple countries” from the dropdown menu.
In the next set of fields, enter the traveler’s age, trip cost and the date you made the first deposit (for example, the date you booked flights).
Tap the “Get quotes” button and compare the results. You can edit your quote by adding more travelers or updating the trip length and cost as many times as you want. Once you commit to a policy, select “Buy now” and submit your payment.
» Learn more: The best travel insurance companies
Which Trawick International insurance plan is best for me?
Once you pull up the details for each policy, take a close look at what is covered and the corresponding limits. When evaluating costs and coverage, consider what trip protections are important to you and what you can live without.
Also, take a look in your wallet and find out what kind of trip insurance is already offered by one of your credit cards. Most of the details are spelled out in each card’s guide to benefits, so use that knowledge to determine what else needs to be covered for your trip.
If none of your credit cards provide enough trip protections, consider purchasing a policy from Trawick.
» Learn more: The best travel credit cards right now
Trawick International review, recapped
With unpredictable weather, frequent flight cancellations and a possibility to catch COVID-19 before or during your trip, there’s no time like now to add a protection plan to your upcoming vacation. Travel insurance can save you more than just money — it also can save you time and spare you stress.
Trawick International offers a good balance of cost to coverage and is a legitimate company for your travel insurance needs.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card