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Miss the Old Uber Card? Try These Alternatives

You won't find a single card with the exact combination of benefits the Uber card offered, but you can come pretty close.
Nov. 5, 2019
Cash Back Credit Cards, Credit Cards
Miss the Old Uber Card? Try These Alternatives
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In late October, Barclays announced big changes to the Uber Credit Card that fundamentally alter its basic value equation. And some cardholders are taking that as their cue to look for a different card.

It’s not that the new card is bad. It’s actually quite good — but only for people who use Uber a lot. The previous version paid an outstanding rewards rate at all restaurants, and the rewards were redeemable as cash back. The new version reserves its richest rewards only for spending through Uber — Uber rides, Uber Eats and Jump bikes and scooters. And its rewards come in the form of Uber Cash, which is redeemable only for that same spending.

For those who got the card for its previous rewards structure but rarely use Uber, the changes could make the card virtually worthless.

Current cardholders won’t be able to keep their old benefits. Cards will transition to the new rewards system in the first half of 2020. And as of this writing, no card offers the same combination of perks the old Uber card did — namely, 4% cash back on dining, no foreign transaction fees and no annual fee. But some cards come close.

Wells Fargo Propel American Express® card

How it’s similar to the old Uber card: High rewards on eating out, eligible travel purchases (including Uber) and popular streaming services. Rewards redeemable for cash back. No foreign transaction fees. Annual fee of $0.

Ongoing rewards:

  • 3 points per dollar spent on eating out and ordering in; gas, rideshares and transit; flights, hotels, homestays and car rentals; and popular streaming services.
  • 1 point per dollar on all other purchases.
  • Points worth 1 cent apiece when redeemed for cash back.

Annual fee: $0.

Foreign transaction fees: None.

Bottom line: For a card with a $0 annual fee, the Wells Fargo Propel American Express® card packs big value. It comes with plenty of 3% bonus categories — including most of the rewards categories on Uber’s old card — making it a compelling choice. It also offers plenty of redemption options, including cash back.

Costco Anywhere Visa® Card by Citi

How it’s similar to the old Uber card: High cash-back rewards on restaurant purchases and eligible travel. No foreign transaction fees. Annual fee of $0. Operates on the Visa network.

Ongoing rewards:

  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases.
  • 2% cash back on all other purchases from Costco and Costco.com.
  • 1% cash back on all other purchases.

Annual fee: $0.

Foreign transaction fees: None.

Bottom line: Maybe the old Uber card was your go-to card to use at Costco, since it was a Visa. In that case, the Costco Anywhere Visa® Card by Citi is a Costco-friendly substitute. In addition to offering similar bonus categories with no foreign transaction fees and an annual fee of $0, it’s also a Visa and earns 2% cash back on Costco and Costco.com purchases. You need a Costco membership to get this card.

Capital One® SavorOne® Cash Rewards Credit Card

How it’s similar to the old Uber card: High cash-back rewards on dining purchases. No foreign transaction fees. Annual fee of $0.

Ongoing rewards:

  • 3% cash back on dining and entertainment.
  • 2% cash back at grocery stores.
  • 1% cash back on all other purchases.

Annual fee: $0.

Foreign transaction fee: None.

Bottom line: The Capital One® SavorOne® Cash Rewards Credit Card features simple cash-back rewards with bonus categories for dining, entertainment and grocery stores. Although it lacks some of the other bonus categories the old Uber card offered, it’s a good alternative for folks primarily looking for a no-frills card with no annual fee, no foreign transaction fees and straightforward cash-back rewards on dining. And if you’re open to paying an annual fee for higher rewards in this category, consider its sibling card, the Capital One® Savor® Cash Rewards Credit Card, which has an annual fee of $0 for the first year, then $95. Like the old Uber card, it offers 4% cash back on dining, among other rewards and benefits.

U.S. Bank Cash+™ Visa Signature® Card

How it’s similar to the old Uber card: Potential for high cash-back rewards on similar bonus categories. Annual fee of $0. Operates on the Visa network.

Ongoing rewards:

  • 5% cash back on your first $2,000 per quarter in combined eligible net purchases on two categories you choose from a list, which includes fast food purchases; TV, internet and streaming; and ground transportation (including Uber).
  • 2% cash back on your choice of one category from the following: restaurants, gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.

Annual fee: $0.

Foreign transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency.

Bottom line: The U.S. Bank Cash+™ Visa Signature® Card lets you choose your own bonus categories, some of which are similar to those on the old Uber card. The bad news: It charges foreign transaction fees. But like the old Uber card, it’s a Visa with an annual fee of $0.

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