Capital One® Savor® Cash Rewards Credit Card
Capital One® Savor® Cash Rewards Credit Card
Capital One® Savor® Cash Rewards Credit Card
Card details
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
No foreign transaction fees
Capital One cardholders get access to premium experiences in dining, entertainment and more
Rates, fees & offers
Annual fee
$95
Rewards rate
1%-4%
Bonus offer
Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening
Intro APR
N/A
Ongoing APR
APR: 15.99% - 24.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
$0
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Capital One® Savor® Cash Rewards Credit Card | ||
|---|---|---|
Annual Fee$95 | Annual Fee$95 | Annual Fee$0 |
Regular APR15.99% - 24.99% Variable APR | Regular APR13.99% - 23.99% Variable APR | |
Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% on Balance Transfers for 18 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
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NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Rich rewards on dining, entertainment
Broad definition of entertainment
Generous sign-up bonus
Cons
Has annual fee
High APR, no 0% intro period
The Capital One® Savor® Cash Rewards Credit Card offers a generous 4% cash back on dining and entertainment, 2% back at grocery stores, and 1% back on everything else, for an annual fee of $95. It also features a supersized sign-up bonus: Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening.
For folks who don't spend much on going out, it's not the best pick. But for those who shell out plenty on dining and entertainment, it's an excellent choice.
For more information, read NerdWallet's full review.
