Capital One® Savor® Cash Rewards Credit Card
on Capital One's secure website
Capital One® Savor® Cash Rewards Credit Card
Card details
Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
No foreign transaction fees
Capital One cardholders get access to premium experiences in dining, entertainment and more
$0 intro annual fee for the first year, $95 after that
Rates, fees & offers
Annual fee
$0 for the first year, then $95
Rewards rate
1.00%
Bonus offer
Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Intro APR
N/A
Ongoing Apr
APR: 16.74% - 25.74% Variable APR
Cash Advance APR: 25.74%, Variable
Balance Transfer Fee
$0
Foreign Transaction Fee
None
Recommended credit score
NerdWallet Review
The Capital One® Savor® Cash Rewards Credit Card offers a generous 4% cash back on dining and entertainment, 2% back at grocery stores, and 1% back on everything else, for an annual fee of $0 for the first year, then $95. It also features a supersized sign-up bonus: Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening.
For folks who don't spend much on going out, it's not the best pick. But for those who shell out plenty on dining and entertainment, it's an excellent choice.
For more information, read NerdWallet's full review.
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