Card details
Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
No foreign transaction fees
Access to premium experiences in dining, entertainment and more
$0 intro annual fee for the first year, $95 after that
Rates, fees & offers
Annual fee
$0 for the first year, then $95
Rewards rate
1.00%
Bonus offer
Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Intro APR
N/A
Ongoing Apr
APR: 16.24% - 25.24% Variable APR
Cash Advance APR: 25.24%, Variable
Balance Transfer Fee
3%
Foreign Transaction Fee
None
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