Capital One Savor Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card
Card details
Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
Earn unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats.
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn.
No foreign transaction fees.
Capital One cardholders get access to premium experiences in dining, entertainment and more.
Rates, fees & offers
Annual fee
$95
Rewards rate
1%-8%
Bonus offer
Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
Intro APR
N/A
Ongoing APR
APR: 16.24%, 21.24% or 24.24%, Variable APR
Cash Advance APR: 24.24%, Variable
Balance transfer fee
$0 at the Transfer APR
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | Learn more | Learn more |
Annual fee$95 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
4.8
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Rich rewards on dining, entertainment
Broad definition of entertainment
Generous sign-up bonus
Cons
Has annual fee
High APR, no 0% intro period
The Capital One Savor Cash Rewards Credit Card offers a generous 4% cash back on dining and entertainment, 2% back at grocery stores, and 1% back on everything else, for an annual fee of $95. It also features a supersized sign-up bonus: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening..
For folks who don't spend much on going out, it's not the best pick. But for those who shell out plenty on dining and entertainment, it's an excellent choice.
For more information, read NerdWallet's full review.
