Capital One® Savor® Cash Rewards Credit Card
on Capital One's website
Capital One® Savor® Cash Rewards Credit Card
Card details
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
No foreign transaction fees
Capital One cardholders get access to premium experiences in dining, entertainment and more
$0 intro annual fee for the first year, $95 after that
Rates, fees & offers
Annual fee
$0 intro for the first year, then $95
Rewards rate
1%-4%
Bonus offer
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Intro APR
N/A
Ongoing APR
APR: 15.99% - 24.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
$0
Foreign transaction fee
None
Recommended credit score
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Rich rewards on dining, entertainment
Broad definition of entertainment
Generous sign-up bonus
Cons
Has annual fee
High APR, no 0% intro period
The Capital One® Savor® Cash Rewards Credit Card offers a generous 4% cash back on dining and entertainment, 2% back at grocery stores, and 1% back on everything else, for an annual fee of $0 intro for the first year, then $95. It also features a supersized sign-up bonus: Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening.
For folks who don't spend much on going out, it's not the best pick. But for those who shell out plenty on dining and entertainment, it's an excellent choice.
For more information, read NerdWallet's full review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.
Already have this card?
Tell us what you think.
Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.