Uber Visa Card
Uber Visa Card
Uber Visa Card
Card details
Earn $100 after spending $500 on purchases in the first 90 days
4% back on restaurants, takeout, and bars, including Uber Eats
3% back on airfare, hotels, and vacation home rentals
2% back on online purchases including Uber, online shopping, video and music streaming services
No annual fee
Up to a $50 statement credit for online subscription services after you spend $5,000 on your card per year
Up to $600 in mobile phone protection including damage and theft when you use your Uber Visa Card to pay your monthly mobile phone bill
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-4%
Bonus offer
Earn $100 after spending $500 on purchases in the first 90 days
Intro APR
N/A
Ongoing APR
APR: 17.74%, 23.74% or 28.49% variable based on your creditworthiness
Cash Advance APR: 28.74%, Variable
Balance transfer fee
Either $10 or 3% of the amount of each transfer, whichever is greater
Foreign transaction fee
None
Recommended credit score
NerdWallet review
By Sara Rathner
Rating details
4.3
Editor's overall rating
Pros and cons
Pros
Bonus cash back categories
No annual fee
No foreign transaction fee
Cons
Limited rewards on Uber spending
No intro APR period
The Uber Visa Card, issued by Barclays, is among the most rewarding cards for dining that you'll find. Its annual fee is $0, and it earns:
--4% cash back on restaurants, takeout, fast food, bars and UberEats.
--3% cash back on hotels, airfare and vacation home rentals.
--2% cash back on online purchases including Uber, online shopping and streaming services.
--1% cash back on all other purchases.
Oddly, though, the Uber Visa Card doesn’t pay out the most cash back for actually using Uber, nor do you get a better rewards rate if you redeem cash back for Uber Cash. Other drawbacks include the lack of a 0% intro APR period and a relatively low sign-up bonus.
The card faces stiff competition from others offering revved-up rewards for restaurant spending, but its outstanding rates in that category, paired with its $0 annual fee, make it a strong contender.
For more information, see our full review.
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