Capital One® SavorOne℠ Cash Rewards Credit Card

Capital One® SavorOne℠ Cash Rewards Credit Card

on Capital One's secure website

Capital One® SavorOne℠ Cash Rewards Credit Card

Capital One® SavorOne℠ Cash Rewards Credit Card

Capital One® SavorOne℠ Cash Rewards Credit Card

on Capital One's secure website

Card details

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn

  • 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that

  • 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months

  • No foreign transaction fee

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Ongoing Apr

    APR: 16.24% - 26.24% Variable APR

    Cash Advance APR: 26.24%, Variable

  • Balance Transfer Fee

    3%

  • Foreign Transaction Fee

    None

Recommended credit score

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NerdWallet Review

By Claire Tsosie

Rating Details

4.3

Editor's overall rating

Pros and Cons

Pros
  • Bonus cash back categories

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • No foreign transaction fee

Cons

    The Capital One® SavorOne℠ Cash Rewards Credit Card features rich cash-back rewards on dining and entertainment purchases. For an annual fee of $0, you get:

    --3% cash back on dining and entertainment.

    --2% cash back at grocery stores.

    --1% cash back on all other purchases.

    The card also comes with an introductory APR offer and an appetizing sign-up bonus: Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

    It's not the best choice for folks who don't spend much on dining and entertainment. But for frugal foodies looking to sidestep annual fees, it's an ideal choice.

    For more information, read NerdWallet's full review.

    User Reviews

    Rating Details

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