U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

on US Bank's website

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

on US Bank's website

Card details

  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.

  • 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.

  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.

  • 1% cash back on all other eligible net purchases.

  • No limit on total cash back earned.

  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 16.24% - 25.74%

  • No annual fee*

  • Great Offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.

  • Intro APR

    0% Intro APR* on balance transfers for 12 billing cycles

  • Ongoing APR

    APR: 16.24% - 25.74% Variable APR

    Cash Advance APR: 26.24%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

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NerdWallet Review

By Melissa Lambarena

Rating Details

3.8

Editor's overall rating

Pros and Cons

Pros
  • High rewards rate

  • Bonus cash back categories

  • No annual fee

  • Intro APR period on Balance Transfers

Cons

    The U.S. Bank Cash+™ Visa Signature® Card lets you choose your own bonus categories for spending.

    The annual fee is $0, and it earns:

    -5% cash back (up to $2,000 in combined purchases per quarter) on two bonus categories of your choice.

    -2% cash back on one everyday purchase category of your choice.

    -1% cash back on all other eligible purchases.

    You can choose two 5% categories from a list. Some examples include cell phone providers, movie theaters, fast food and car rentals. Your everyday category can include gas stations, grocery stores or restaurants.

    For more information, see NerdWallet’s full review.

    User Reviews

    Rating Details

    NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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