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NerdWallet’s Best Credit Card Sign-Up Bonus Offers of 2017

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Credit card sign-up bonuses offer a quick way to earn hundreds of dollars’ worth of rewards by using your card regularly, but the best deals don’t always stick around. The largest bonuses typically come from travel credit cards — airline- and hotel-branded cards especially, but also general travel cards.

Here are NerdWallet’s picks for the best current sign-up bonuses. Click a card’s name for more information about it:

PREMIUM TRAVEL CARDSSIGN-UP BONUS
Chase Sapphire Reserve℠New! Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® .
GENERAL TRAVEL CARDSSIGN-UP BONUS
Chase Sapphire Preferred® CardEarn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.
HOTEL CARDSSIGN-UP BONUS
Starwood Preferred Guest® Credit Card from American ExpressEarn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months. Limited Time Offer- Earn an extra 10,000 bonus Starpoints® after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5. Terms Apply.
Marriott Rewards® Premier Credit CardEarn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
AIRLINE CARDSSIGN-UP BONUS
British Airways Visa Signature® Card50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
CASH BACK CARDSSIGN-UP BONUS
Chase Freedom®Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Blue Cash Preferred® Card from American ExpressLimited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. Terms Apply.
Discover it® - Cashback Match™Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.

Find a breakdown of each card below:

Best bonuses: Premium travel cards
Chase Sapphire Reserve℠

Sign-up bonus: New! Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® .

What are the Chase Sapphire Reserve℠’s points worth?

Chase Ultimate Rewards points are worth 1 cent each when redeemed for cash or gift cards. But for Chase Sapphire Reserve℠ cardholders, points can be redeemed for travel at a value of 1.5 cents each. Travel and dining purchases, which earn 3 points per dollar spent, translate to a 4.5% rewards rate when redeemed for travel. Other purchases, which earn a flat 1 point per dollar spent, have an effective rewards rate of 1.5% when redeemed for travel.

Who is the Chase Sapphire Reserve℠ good for?

  • People who spend at least $3,333 on travel and dining per year. That’s how much you’d have to spend to wipe out the $450 annual fee, once you factor in the card’s $300 annual reimbursement for travel expenses.
  • Travelers who enjoy conveniences like the Global Entry or TSA PreCheck programs — the application fee is reimbursed for Chase Sapphire Reserve℠ cardholders. There’s also a complimentary membership to Priority Pass Select, which grants access to more than 900 airport lounges worldwide.

» Read the full Chase Sapphire Reserve℠ review here.
» Apply on Chase’s website.

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Best bonuses: General travel cards

https://www.nerdwallet.com/lib/redirect.php?name=Chase-Sapphire-Preferred&uv=iFcD2kGAmmzpHeMnn3pF69aG7A2LXFZdmRjujJKsLWJf%2FWogF264OT4WoR9QxER0CWDYDsfahA%3D%3D&clickHeader_category=Credit%20Card&clickHeader_productId=3098

Chase Sapphire Preferred® Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • A large bonus
    • No foreign transaction fee
    • Cool factor - metal card
    • Earn more points on travel and dining at restaurants
    • Premium travel protection benefits

    Cons

    • $0 intro annual fee for the first year, after that $95 per year

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 16.49% - 23.49% Variable APR
    • Cash Advance APR: 25.49%, Variable

    Bonus Offers

    Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

    Intro APR

    • N/A
  • Additional Information
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Sign-up bonus: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. Transfer points at a 1:1 ratio to 10 travel rewards programs, including airlines and hotels. 

What are the Chase Sapphire Preferred® Card’s points worth?

Ultimate Rewards points are worth a minimum of 1 cent each and can be redeemed for things like gift cards, Amazon purchases or straight cash back. Point value jumps to 1.25 cents when used to book travel through Chase’s Ultimate Rewards travel portal.

Who is the Chase Sapphire Preferred® Card good for?

  • People who spend on restaurants and travel. It earns 2 points per $1 spent in those categories and 1 point per $1 on everything else.
  • Travelers who aren’t loyal to one airline or hotel chain. Points can be redeemed to book travel through Chase or transferred at 1:1 rate to a variety of branded rewards programs.
  • People who travel internationally. There’s no foreign transaction fee.

» Read the full Chase Sapphire Preferred® Card review here.
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Best bonuses: Hotel cards

https://www.nerdwallet.com/lib/redirect.php?name=American-Express-Starwood&uv=iFcD2kGAmmzpHeMnn3pF69aG7A2LXFZdmRjujJKsLWJf%2FWogF264OT4WoR9QxER0CWDYDsfahA%3D%3D&clickHeader_category=Credit%20Card&clickHeader_productId=1015

Starwood Preferred Guest® Credit Card from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No foreign transaction fee

    Cons

    • Has annual fee
    • Rewards only valuable if you stay at Starwood properties frequently

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 15.99% - 19.99% Variable APR
    • Penalty APR: Up to 29.99%, Variable
    • Cash Advance APR: 25.99%, Variable

    Bonus Offers

    Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months. Limited Time Offer- Earn an extra 10,000 bonus Starpoints® after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5. Terms Apply.

    Intro APR

    • N/A
  • Additional Information
    • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
    • Limited Time Offer- Earn an extra 10,000 bonus Starpoints® after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5.
    • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
    • No Foreign Transaction Fees on International purchases.
    • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
    • $0 introductory annual fee for the first year, then $95.
    • Terms Apply.

Sign-up bonus: Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months. Limited Time Offer- Earn an extra 10,000 bonus Starpoints® after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5. Terms Apply. Use points at Starwood Preferred Guest hotels, or transfer them to airlines like Alaska, American, British Airways, Delta, Virgin Atlantic and more, usually at a 1:1 rate.

What are the Starwood Preferred Guest® Credit Card from American Express’ points worth?

We value Starpoints at 2.3 cents apiece on average. They’re worth most when redeemed to book domestic weekday and weekend hotel stays at SPG locations. Starpoints can also be redeemed, at a lower value, for things like rental cars, charitable donations and gift cards.

Who is the Starwood Preferred Guest® Credit Card from American Express good for?

  • People who stay at SPG properties:
    • It earns 4-5 points per dollar at SPG hotels, 2 points per dollar at Marriott Rewards properties, with 1 point per dollar everywhere else.
    • Starwood provides opportunities to upgrade to Gold and Platinum status, which, if achieved, grants the cardholder accelerated return rates and additional fringe benefits (free upgrades and late checkout, for example).
  • People who fly on different airlines; you can trade in Starpoints at a 1:1 point-to-mile ratio on many popular airlines, making the card more lucrative, on average, than many of those airlines’ own co-branded cards.
  • People who travel internationally. There’s no foreign transaction fee.

Nerdy Insight

Marriott’s acquisition of Starwood leaves the future value of Starpoints somewhat uncertain. As of January 2017, the SPG program had not been significantly altered as a result of the deal. The biggest changes were actually for the better: The Starwood Preferred Guest® Credit Card from American Express now earns bonus rewards at Marriott properties, and you can transfer SPG points to Marriott Rewards and vice versa.

» Read the full Starwood Preferred Guest® Credit Card from American Express review here.
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Best bonuses: Hotel cards

https://www.nerdwallet.com/lib/redirect.php?name=Chase-Marriott-Rewards-Premiere&uv=iFcD2kGAmmzpHeMnn3pF69aG7A2LXFZdmRjujJKsLWJf%2FWogF264OT4WoR9QxER0CWDYDsfahA%3D%3D&clickHeader_category=Credit%20Card&clickHeader_productId=3057

Marriott Rewards® Premier Credit Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No foreign transaction fee

    Cons

    • Has annual fee
    • Needs excellent credit
    • Rewards only valuable if you frequently stay at Marriott properties

    Annual Fees

    $85

    APR

    • APR: 16.49% - 23.49% Variable APR
    • Cash Advance APR: 25.49%, Variable

    Bonus Offers

    Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

    Intro APR

    • N/A
  • Additional Information
    • Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
    • Plus, earn 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.
    • Enjoy 1 Free Night Stay at a Category 1-5 hotel every year after your account anniversary date!
    • Earn unlimited Marriott Rewards points and get Free Night Stays faster
    • Earn 5 points per $1 spent at participating Marriott Rewards & SPG hotels
    • 2 points per $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants. Plus 1 point per $1 spent everywhere else
    • The fastest way to earn Marriott Rewards Elite Status. Receive 15 Elite Credits guaranteeing Silver Elite Status or better.
    • All for an $85 Annual Fee

Sign-up bonus: Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Use points for hotel stays, free flights, merchandise, gift cards and other travel expenses.

What are the Marriott Rewards® Premier Credit Card’s points worth?

We value Marriott Rewards Points at around 1 cent apiece on average. They’re worth most when redeemed for domestic and international weekday stays and domestic weekend stays at Marriott hotels.

Who is the Marriott Rewards® Premier Credit Card good for?

  • People who stay at Marriott hotels. The card:
    • Earns 5 points for every dollar spent at Marriott Rewards & SPG hotels, 2 points per dollar for airfare bought directly from airlines, rental car agencies and restaurants, and 1 point per dollar on everything else
    • Comes with automatic Silver Elite status — priority late checkout, discounts on amenities and more
    • Provides one free night every year on the anniversary of card approval for as long as you have the card
  • People who travel internationally. There’s no foreign transaction fee.

» Read the full Marriott Rewards® Premier Credit Card review here.
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Best bonuses: Airline cards

https://www.nerdwallet.com/lib/redirect.php?name=Chase-British-Airways&uv=iFcD2kGAmmzpHeMnn3pF69aG7A2LXFZdmRjujJKsLWJf%2FWogF264OT4WoR9QxER0CWDYDsfahA%3D%3D&clickHeader_category=Credit%20Card&clickHeader_productId=3095

British Airways Visa Signature® Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 720
    850
    Excellent
  • Card Details
  • Pros

    • $0 Foreign Transaction fee

    Cons

    • Has annual fee
    • Needs excellent credit
    • Most valuable for those who fly British Airways or oneWorld partners

    Annual Fees

    $95

    APR

    • APR: 16.49% - 23.49% Variable APR
    • Cash Advance APR: 25.49%, Variable

    Bonus Offers

    50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening

    Intro APR

    • N/A
  • Additional Information
    • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening
    • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
    • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases
    • Pay no foreign transaction fees when you travel abroad.
    • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home

Sign-up bonus: 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Use miles for flights on American Airlines and other OneWorld partners, as well as Aer Lingus, Alaska Airlines and OpenSkies.

What are the British Airways Visa Signature® Card’s points worth?

We value Avios at 1.6 cents apiece on average. Business/first class international flights with British Airways can be redeemed for around 1.8 cents per Avios, with some flights providing a value of as much as 3.7 cents apiece.

Who is the British Airways Visa Signature® Card good for?

  • People who fly on British Airways.
    • This card earns 3 Avios per dollar spent on British Airways purchases and 1 Avios per dollar on all other purchases.
    • Additional bonuses: 25,000 Avios when you spend at least $10,000 and 25,000 more when you spend at least $20,000 in your first year
    • Travel Together Ticket: If you spend more than $30,000 with your card, you’ll earn a free companion ticket (good for two years) when you redeem your Avios for a reward seat.
  • Some domestic travelers, too: Avios can be used to book flights with any OneWorld Alliance member, including domestic carrier American Airlines.
  • People who travel internationally. There’s no foreign transaction fee.

Read the full British Airways Visa Signature® Card review here.
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Best bonuses: Cash back cards

https://www.nerdwallet.com/lib/redirect.php?name=Chase-Freedom-100-Cash-Back&uv=iFcD2kGAmmzpHeMnn3pF69aG7A2LXFZdmRjujJKsLWJf%2FWogF264OT4WoR9QxER0CWDYDsfahA%3D%3D&clickHeader_category=Credit%20Card&clickHeader_productId=3200

Chase Freedom®

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No annual fee
    • 5% rewards on rotating categories
    • Access to Chase’s Ultimate Rewards site to earn more cash back

    Cons

    • If you value simplicity, a flat rate cash back card may be better
    • A foreign transaction fee

    Annual Fees

    $0

    APR

    • APR: 15.49% - 24.24% Variable APR
    • Cash Advance APR: 25.49%, Variable

    Bonus Offers

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

    Intro APR

    • 0% on Purchases and Balance Transfers for 15 months
  • Additional Information
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Enjoy new 5% categories every 3 months
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee

Sign-up bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earns straight cash back — not points — on eligible purchases

What are the Chase Freedom®’s points worth?

The Chase Freedom® earns cash back directly; no need to convert points to dollars.

Who is the Chase Freedom® good for?

  • A wide range of people; the Chase Freedom® offers 5% cash back in bonus categories that change each quarter, on up to $1,500 in spending per quarter. All other spending earns 1% cash back. Here are the current categories:
Chase Freedom® bonus rewards categories for 2017
Q1 (Jan. 1 - March 31)Gas stations and local commuter transportation (not including parking, tolls or Amtrak)
Q2 (April 1 - June 30)Grocery stores and drugstores
Q3 (July 1 – Sept. 30)"Summer Fun" (details TBA)
Q4 (Oct. 1 – Dec. 31)"Holiday" (details TBA)

Note: Cardholders must remember to opt in to bonus categories to earn the 5% cash back.

» Read the full Chase Freedom® review here.
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Best bonuses: Cash back cards

https://www.nerdwallet.com/lib/redirect.php?name=American-Express-Blue-Cash-Preferred&uv=iFcD2kGAmmzpHeMnn3pF69aG7A2LXFZdmRjujJKsLWJf%2FWogF264OT4WoR9QxER0CWDYDsfahA%3D%3D&clickHeader_category=Credit%20Card&clickHeader_productId=1114

Blue Cash Preferred® Card from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Leading cash back rewards for groceries at US supermarkets
    • Sign-up bonus
    • 0% APR for 12 months on purchases and balance transfers

    Cons

    • Has annual fee - but if you spend more than $31/week the rewards offset the fees
    • American Express isn’t accepted at as many merchants as Visa or MasterCard

    Annual Fees

    $95

    APR

    • APR: 13.74% - 23.74% Variable APR
    • Penalty APR: Up to 29.99%, Variable
    • Cash Advance APR: 25.99%, Variable

    Bonus Offers

    Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. Terms Apply.

    Intro APR

    • 0% on Purchases and Balance Transfers for 12 months
  • Additional Information
    • Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
    • Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.
    • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • $95 Annual Fee. 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
    • Terms Apply.

Sign-up bonus: Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. Terms Apply. 

What are the Blue Cash Preferred® Card from American Express’s points worth?

The Blue Cash Preferred® Card from American Express earns cash back directly; no need to convert points to dollars.

Who is the Blue Cash Preferred® Card from American Express good for?

  • People who spend at least $31 a week at supermarkets. The card earns 6% cash back at U.S. supermarkets (up to $6,000 in purchases). Spending at least $31 a week will offset the annual fee of $95.
  • Commuters and shoppers. The card earns 3% back at U.S. gas stations and select department stores and 1% on all other purchases.

» Read the full Blue Cash Preferred® Card from American Express review here.
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Best bonuses: Cash back cards

https://www.nerdwallet.com/lib/redirect.php?name=Discover-It&uv=iFcD2kGAmmzpHeMnn3pF69aG7A2LXFZdmRjujJKsLWJf%2FWogF264OT4WoR9QxER0CWDYDsfahA%3D%3D&clickHeader_category=Credit%20Card&clickHeader_productId=6043

Discover it® - Cashback Match™

Apply Now on Discover's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Cash back match at the end of your first year
    • Bonus cash back categories
    • No annual fee
    • 0% on purchases for 14 months and 0% on balance transfers for 14 months

    Cons

    • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
    • If you value simplicity, a flat rate cash back card may be better

    Annual Fees

    $0

    APR

    • APR: 11.49% - 23.49% Variable APR
    • Cash Advance APR: 25.49%, Variable

    Bonus Offers

    Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.

    Intro APR

    • 0% on Purchases and Balance Transfers for 14 months
  • Additional Information
    • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

New cardmember bonus: Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.

What are the Discover it® - Cashback Match™’s points worth?

The Discover it® - Cashback Match™ earns cash back directly; no need to convert points to dollars.

Who is the Discover it® - Cashback Match™ good for?

  • A wide range of consumers. The Discover it® - Cashback Match™ offers 5% cash back bonus (on up to $1,500 in spending each quarter) in categories that rotate throughout the year. All other spending earns 1% back. Here are the current categories:

DISCOVER BONUS CATEGORIES FOR 2017
Q1 (Jan. 1 – March 31)Gas stations, ground transportation and wholesale clubs
Q2 (April 1 – June 30)Home improvement stores and wholesale clubs
Q3 (July 1 – Sept. 30)To be announced
Q4 (Oct. 1 – Dec. 31)To be announced

  • People willing to wait for a bigger bonus. The Discover it® - Cashback Match™ doesn’t have a traditional sign-up bonus for spending a certain amount of money in the first few months. Instead, your bonus comes at the end of your first year, and it depends entirely on your use of the card — the more you use it, the more you’ll get back. The Cashback Match feature essentially turns this into a 2% cash back card for the first year, with 10% back for spending in the bonus categories. That gives it the best flat rate of any cash back card … at least for the first year.

Note: Cardholders must remember to opt in to bonus categories to earn the 5% cash back.

» Read the full Discover it® - Cashback Match™ review here.
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Methodology

NerdWallet’s credit cards team selects cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to win in multiple categories.

Information related to the Chase Sapphire Reserve℠ has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

Last updated Jan. 18, 2017.

Kevin Cash is a staff writer at NerdWallet, a personal finance website. Email: kcash@nerdwallet.com. Twitter: @kevin_cash.