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Barry Choi

Barry Choi

Barry Choi

Barry Choi is a freelance personal finance and travel expert. His website moneywehave.com is one of Canada's most trusted sites when it comes to all things related to money and travel.

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Best Aeroplan Credit Cards in Canada for 2025

The best Aeroplan credit cards in Canada earn points for Air Canada’s loyalty program on every purchase. Aeroplan points have an average value of 2.23 cents per point.

Aeroplan is Air Canada’s loyalty program. Earn Aeroplan points on purchases and redeem rewards on flights and travel to get the best value.

Aeroplan Rewards: A Guide to Air Canada’s Loyalty Program

Air Canada’s Aeroplan is one of Canada’s popular loyalty programs for travel rewards.

TransUnion Credit Score in Canada: Ranges and How to Access

TransUnion is one of two credit reporting agencies in Canada, and a common source of credit scores and credit reports for both consumers and lenders.

CHIP Reverse Mortgage Review 2024

The CHIP Reverse Mortgage is offered by HomeEquity Bank and is one of Canada's most popular reverse mortgage options.

Best National Bank GIC Rates for January 2025

Compare National Bank GIC rates for various redeemable, non-redeemable, market-linked and USD GICs to choose the best investment option for you.

Answers to 4 Common Questions About Portable Mortgages

Porting can be less expensive than breaking a mortgage, because it lets you take your current rate and terms with you to a new house.

Should I Refinance My Mortgage?

Before refinancing, consider current interest rates, the time remaining in your mortgage term, and your ability to requalify for a mortgage.

When to Refinance a Mortgage

Refinancing a mortgage can help you save money in the long run — if you consider the timing carefully.

Can You Refinance a Mortgage with Bad Credit?

You can refinance your mortgage with less-than-perfect, but you'll probably need to turn to a B lender or private lender.

Guide to Refinancing a Mortgage in B.C.

What to consider before refinancing your mortgage in B.C., from how much you could access to what it might cost.

Guide to Getting a Reverse Mortgage in B.C.

A reverse mortgage can allow B.C. homeowners aged 55 or older to access part of their home equity — but they need to be aware of a few additional requirements.

ZIP Codes vs. Postal Codes When Using a Credit Card

For some credit card purchases in Canada, a postal code is required as a security measure. If using a credit card in the U.S., you may need to use a ZIP code instead.

Asian woman using phone on the street to send money.

Central Bank Digital Currency (CBDC): How Will It Work in Canada?

Central bank digital currency (CBDC) is an alternative to paper and coin currency issued by a country’s central bank. The Bank of Canada is considering how to implement CBDC.

Hardwood Flooring Cost in Canada: Plan Your Budget

Hardwood flooring installation may cost between $4 and $16 per square foot, depending on the type of wood, design and cost of labour.

Kitchen Renovation Cost in Canada: Plan Your Budget

You can expect to pay anywhere from about $13,000 to over $40,000, depending on things like square footage and materials.

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