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Barry Choi

Contributing Writer

Barry Choi is a freelance personal finance and travel expert. His website moneywehave.com is one of Canada's most trusted sites when it comes to all things related to money and travel.

The latest from Barry
Person, Reading, Adult
ETFs vs. Stocks: How to ChooseStocks are investments in an individual company. ETFs bundle diverse investments, which may include stocks. The best choice depends on your investment strategy.Read more
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ETF vs. Mutual Fund vs. Index FundETFs, mutual funds and index funds all bundle a diverse portfolio of investments, but are bought, managed and traded differently, and charge different fees.Read more
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Can You Refinance a Mortgage with Bad Credit?Short answer: yes. But you'll probably need to turn to a B lender or private lender.Read more
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How to Save for a Down PaymentAt minimum, you'll need to save 5% of the purchase price for your down payment. Houses over $500,000 require more.Read more
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What Is Title Insurance?Title insurance is an optional insurance policy that may help protect you from financial loss if issues arise with a property’s title.Read more
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Bank Statement: What It Is, How to Read ItA bank statement is a document that summarizes account transactions over a set period of time, usually a month.Read more
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What Are Mutual Funds in Canada?A mutual fund is a set of investments, like stocks, bonds and other assets, grouped into a single fund. It is a popular choice for passive investment.Read more
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Central Bank Digital Currency (CBDC): How Will It Work in Canada?Central bank digital currency (CBDC) is an alternative to paper and coin currency issued by a country’s central bank. The Bank of Canada is considering how to implement CBDC.Read more
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What to Look for When Buying a HouseUse this handy checklist to evaluate the location, features and condition of the home you hope to buy.Read more
A young woman smiling after checking her EQ Bank TFSA savings account balance.
EQ Bank TFSA Review: Is It Worth It?The EQ Bank TFSA offers competitive interest rates, charges no fees, and requires no minimum balance. However, the EQ TFSA is only for savings and GICs, not other investments.Read more
Mid-adult couple reviewing their RBC TFSA balance using laptop at home.
RBC TFSA Review: Is It Worth It?An RBC TFSA offers a tax advantage on your savings but may come with transaction fees and limited investment options.Read more
People, Person, Adult
How to Use a Credit Card Like a ProUsing your credit card wisely means building credit, earning rewards and clearing off your balance so you never have to pay interest.Read more
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Popular Loyalty Programs for Canadians Who Love to TravelLoyalty programs and co-branded credit cards are two of the quickest ways to earn points and miles.Read more
Aircraft, Airplane, Transportation
What Are Credit Card Airline Miles?Credit card airline miles are a type of reward that can often be redeemed for discounted or free travel when you use an airline loyalty program.Read more
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How to Get a Cash Advance with a Credit CardA cash advance is a short-term cash loan — an expensive one — taken against the credit line on your credit card. It includes ATM withdrawals, balance transfers, lottery tickets and more.Read more
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