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Barry Choi
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Barry Choi

Barry Choi

Barry Choi is a freelance personal finance and travel expert. His website moneywehave.com is one of Canada's most trusted sites when it comes to all things related to money and travel.

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Young couple takes selfie at an American Express Front Of The Line event.

American Express Front Of The Line and Experiences: What to Know

American Express Front of the Line gives you access to presale tickets and reserved event tickets. It's just one of several Amex Experiences™ offered as a cardholder perk.

Young woman activates her new American Express CA card over the phone.

How to Activate an American Express Card

You can activate your American Express card online, via the American Express app or over the phone. Activation is required before you can use an Amex card.

How an International Credit Card Works

An international credit card can help you avoid foreign transaction fees and earn travel-specific perks.

What Are Credit Card Airline Miles?

Credit card airline miles are a type of reward that can often be redeemed for discounted or free travel when you use an airline loyalty program.

Male couple sits at living room coffee table discussing bonds in Canada.

How Do Bonds Work in Canada?

A bond is a loan made by investors to a government or company. Bonds provide a fixed rate of return.

What Is a Credit Card Authorization Form?

A credit card authorization form allows a merchant to charge your credit card at a later date. You can use one to formally verify payments like monthly bills, hotel incidentals or charges on government services.

How to Set Up Autopay on Credit Card

Set up an automatic credit card payment through your online account or mobile app to autopay monthly minimum payments or the entire balance on your credit card.

Spousal RRSPs: Contribution and Withdrawal Rules

A spousal RRSP allows the higher-earning person in a married or common-law couple to contribute to a retirement savings account in their partner’s name.

Two college-aged friends share a laptop while researching ETFs vs mutual funds vs index funds.

ETF vs. Mutual Fund vs. Index Fund

ETFs, mutual funds and index funds all bundle a diverse portfolio of investments, but are bought, managed and traded differently, and charge different fees.

What is an ETF (Exchange Traded Fund)?

An exchange-traded fund, or ETF, is a collection of disparate securities, such as stocks, bonds and GICs. ETF shares can be traded actively or passively.

Couple enjoys their new home which is protected by title insurance.

Title Insurance: Do You Need It?

Title insurance is an optional policy that protects homeowners against property title issues, such as liens or fraud.

How to Choose a Travel Credit Card

With so many cards, rewards programs and benefits available, choosing the right travel credit card can be overwhelming. However, once you’ve got one in your wallet, you can reap the rewards on your next trip.

6 Best Ways to Redeem Aeroplan Points

Maximize the value of your Aeroplan points by looking for sweet spots, flying business class, and knowing what your points are worth.

Two wind turbine engineers discuss the benefits of ESG investing while the sun sets in the distance.

7 Questions All ESG-Curious Investors Should Ask

Before diving in into ESG investing, make sure you know common ESG criteria, how companies are rated on ESG and what ESG investing means for your portfolio.

Young cafe owner who is financially independent standing in front of her business.

How to Achieve Financial Independence

Financial independence can be defined in several ways, from moving out on your own to supporting yourself through passive income.

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