Menu Toggle

NerdWallet Canada

Search

Home
Barry Choi
Page 3

Barry Choi

Barry Choi

Barry Choi is a freelance personal finance and travel expert. His website moneywehave.com is one of Canada's most trusted sites when it comes to all things related to money and travel.

The latest from

How to Write Up a Personal Loan Agreement

A personal loan agreement outlines the terms under which one individual lends money to another; holding both parties legally accountable.

How to Negotiate a Personal Loan Settlement

By negotiating a personal loan settlement, you may be able to pay off the debt for an amount that's less than your current balance. You can negotiate settlement yourself, or with the help of professionals.

Personal Loan Calculator

Use this personal loan calculator to compare the monthly and total cost of two personal loans, side by side. Just enter the loan amount, term and interest rate.

Aeroplan vs. Air Miles: Differences and Alternatives

Aeroplan is usually an ideal choice for those who want to use points for Air Canada flights, while Air Miles is a better choice for those who want flexible point redemption options.

3 Financial Gifts to Give Yourself This Holiday Season

Budgeting boundaries, maximizing your savings, exploring risk-free investments and taking steps to pay down debt are top ways to prioritize your financial health during the season of spending.

ETFs vs. Stocks: How to Choose

Stocks are investments in an individual company. ETFs bundle diverse investments, which may include stocks. The best choice depends on your investment strategy.

Young man at computer thinks about buying crypto with a credit card.

Can You Buy Bitcoin or Other Crypto With a Credit Card?

Yes, you can buy Bitcoin and some other cryptocurrencies with a credit card, but the process can be complex and involves extra fees.

Young couple takes selfie at an American Express Front Of The Line event.

American Express Front Of The Line and Experiences: What to Know

American Express Front of the Line gives you access to presale tickets and reserved event tickets. It's just one of several Amex Experiences offered as a cardholder perk.

Young woman activates her new American Express CA card over the phone.

How to Activate an American Express Card

You can activate your American Express card online, via the American Express app or over the phone. Activation is required before you can use an Amex card.

How an International Credit Card Works

An international credit card can help you avoid foreign transaction fees and earn travel-specific perks.

What Are Credit Card Airline Miles?

Credit card airline miles are a type of reward that can often be redeemed for discounted or free travel when you use an airline loyalty program.

Male couple sits at living room coffee table discussing bonds in Canada.

How Do Bonds Work in Canada?

A bond is a loan made by investors to a government or company. Bonds provide a fixed rate of return.

RRSP Loan: Benefits and Drawbacks

An RRSP loan lets you borrow money to contribute to your RRSP. This strategy can help you lower your taxable income and potentially get a tax refund, but it isn't right for everyone.

What Is a Credit Card Authorization Form?

A credit card authorization form allows a merchant to charge your credit card at a later date. You can use one to formally verify payments like monthly bills, hotel incidentals or charges on government services.

How to Set Up Autopay on Credit Card

Set up an automatic credit card payment through your online account or mobile app to autopay monthly minimum payments or the entire balance on your credit card.

Previous 1 2 3 4 5 6 7 8 9 Next