Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

on American Express's website

Delta SkyMiles® Reserve American Express Card

American Express is a NerdWallet Partner

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

on American Express's website

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Card details

  • Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus MQMs to help you reach Medallion Status.

  • Fee Credit for Global Entry or TSA Pre✓®.

  • Enjoy your first checked bag free on Delta flights.

  • Earn 3X Miles on Delta purchases.

  • Earn 1X Mile on all other eligible purchases.

  • Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight.

  • Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.

  • No Foreign Transaction Fees.

  • $550 annual fee.

  • Terms Apply.

Rates, fees & offers

  • Annual fee

    $550

  • Rewards rate

    1x-3x

  • Bonus offer

    Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Terms Apply.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.74% - 24.74% Variable APR

    Cash Advance APR: 25.24%, Variable

    Penalty APR: 29.24%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$550

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.74% - 24.74% Variable APR

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Claire Tsosie

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

The Delta SkyMiles® Reserve American Express Card, which comes with an annual fee of $550, is an excellent choice for those who can consistently maximize the card's generous companion certificate benefit. This valuable certificate, which renews every year, can potentially be redeemed for a round-trip domestic first-class ticket for your traveling partner. Terms apply.

The card also offers 2 miles per dollar spent on eligible purchases made directly with Delta, 1 mile per dollar spent on all other eligible purchases, and a big welcome offer that gets you a little closer to qualifying for elite status, which in turn gets you more loyalty benefits: Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Terms Apply.

This card isn't ideal for cost-conscious travelers who don't often fly first class or can't make use of the companion certificate. But for Delta devotees who love traveling in style and can use the companion certificate consistently, it's an excellent choice.

For more information, read NerdWallet's full review.