Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

on American Express' website

Delta SkyMiles® Reserve American Express Card

American Express is a NerdWallet Partner

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

on American Express' website

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Card details

  • Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

  • Earn up to 60,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.

  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.

  • Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.

  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.

  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.

  • Enjoy your first checked bag free on Delta flights.

  • Earn 3X Miles on Delta purchases.

  • Earn 1X Mile on all other eligible purchases.

  • No Foreign Transaction Fees.

  • $550 annual fee.

  • Terms Apply.

Rates, fees & offers

  • Annual fee

    $550

  • Rewards rate

    1x-3x

  • Bonus offer

    Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Terms Apply.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.99%-26.99% Variable APR

    Cash Advance APR: 27.49%, Variable

    Penalty APR: 29.99%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$550

Annual fee

$99

Annual fee

$199

Regular APR

17.99%-26.99% Variable APR

Rates & Fees

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Free checked bag

  • Early boarding

  • Companion benefit

Cons
  • Has annual fee

  • Requires good/excellent credit

The Delta SkyMiles® Reserve American Express Card, which comes with an annual fee of $550, is an excellent choice for those who can consistently maximize the card's generous companion certificate benefit. This valuable certificate, which renews every year, can potentially be redeemed for a round-trip domestic first-class ticket for your traveling partner. Terms apply.

The card also offers 3 miles per dollar spent on eligible purchases made directly with Delta, 1 mile per dollar spent on all other eligible purchases, and a big welcome offer that gets you a little closer to qualifying for elite status, which in turn gets you more loyalty benefits: Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Terms Apply.

This card isn't ideal for cost-conscious travelers who don't often fly first class or can't make use of the companion certificate. But for Delta devotees who love traveling in style and can use the companion certificate consistently, it's an excellent choice.

For more information, read NerdWallet's full review.

To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page.