Delta SkyMiles® Reserve American Express Card
on American Express's website
Delta SkyMiles® Reserve American Express Card
American Express is a NerdWallet Partner
Card details
Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
Fee Credit for Global Entry or TSA Pre✓®.
Enjoy your first checked bag free.
Earn 3X Miles on Delta purchases.
Earn 1X Mile on all other eligible purchases.
Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
No Foreign Transaction Fees.
$550 annual fee.
Terms Apply.
Rates, fees & offers
Annual fee
$550
Rewards rate
1x-3x
Bonus offer
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Terms Apply.
Intro APR
N/A
Ongoing APR
APR: 15.74% - 24.74% Variable APR
Cash Advance APR: 25.24%, Variable
Penalty APR: 29.24%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$550 | Annual Fee$0 intro for the first year, then $95 | Annual Fee$0 |
Regular APR14.99% - 23.74% Variable APR | ||
Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% intro APR on Purchases for 15 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
High rewards rate
No foreign transaction fee
Cons
Has annual fee
The Delta SkyMiles® Reserve American Express Card, which comes with an annual fee of $550, is an excellent choice for those who can consistently maximize the card's generous companion certificate benefit. This valuable certificate, which renews every year, can potentially be redeemed for a round-trip domestic first-class ticket for your traveling partner. Terms apply.
The card also offers 2 miles per dollar spent on eligible purchases made directly with Delta, 1 mile per dollar spent on all other eligible purchases, and a big welcome offer that gets you a little closer to qualifying for elite status, which in turn gets you more loyalty benefits: Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Terms Apply.
This card isn't ideal for cost-conscious travelers who don't often fly first class or can't make use of the companion certificate. But for Delta devotees who love traveling in style and can use the companion certificate consistently, it's an excellent choice.
For more information, read NerdWallet's full review.
