Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express

on American Express's website

Platinum Delta SkyMiles® Credit Card from American Express

American Express is a NerdWallet Partner

Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express

on American Express's website

Card details

  • Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer Expires 10/30/2019.

  • In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.

  • Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. Miles don’t expire.

  • Check your first bag free on Delta flights – that’s a savings of up to $240.

  • Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.

  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.

  • $195 Annual Fee ($250 if application is received on or after 1/30/2020).

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $195 ($250 if application is received on or after 1/30/2020)

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer Expires 10/30/2019. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Terms Apply.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.49% - 26.49% Variable APR

    Penalty APR: 29.99%, Variable

    Cash Advance APR: 26.99%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

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NerdWallet review

By Claire Tsosie

Rating details

3.8

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

  • Annual Companion Certificate (Terms Apply)

Cons
  • Has annual fee

The Platinum Delta SkyMiles® Credit Card from American Express outdoes much of its competition, despite its steep annual fee of $195 ($250 if application is received on or after 1/30/2020). In part, that's because it comes with a valuable annual companion certificate, which covers the cost of a round-trip domestic economy ticket for someone flying with you once each year. Terms apply. That benefit alone could potentially be worth hundreds of dollars.

The card also comes with a great welcome offer: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer Expires 10/30/2019. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Terms Apply.. It offers 2 miles per dollar spent on eligible purchases made directly with Delta and 1 mile per dollar spent on all other eligible purchases. Terms apply.

This isn't an ideal card for those who can't consistently take advantage of the companion certificate. But for those who can, it could be worth getting.

For more information, read NerdWallet's full review.

User Reviews

Rating Details

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