Platinum Delta SkyMiles® Credit Card from American Express
on American Express's website
Platinum Delta SkyMiles® Credit Card from American Express
American Express is a NerdWallet Partner
Card details
Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer Expires 10/30/2019.
In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. Miles don’t expire.
Check your first bag free on Delta flights – that’s a savings of up to $240.
Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
$195 Annual Fee ($250 if application is received on or after 1/30/2020).
Terms Apply.
Rates, fees & offers
Annual fee
$195 ($250 if application is received on or after 1/30/2020)
Rewards rate
1x-2x
Bonus offer
Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer Expires 10/30/2019. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Terms Apply.
Intro APR
N/A
Ongoing APR
APR: 17.49% - 26.49% Variable APR
Penalty APR: 29.99%, Variable
Cash Advance APR: 26.99%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Annual Companion Certificate (Terms Apply)
Cons
Has annual fee
The Platinum Delta SkyMiles® Credit Card from American Express outdoes much of its competition, despite its steep annual fee of $195 ($250 if application is received on or after 1/30/2020). In part, that's because it comes with a valuable annual companion certificate, which covers the cost of a round-trip domestic economy ticket for someone flying with you once each year. Terms apply. That benefit alone could potentially be worth hundreds of dollars.
The card also comes with a great welcome offer: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer Expires 10/30/2019. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Terms Apply.. It offers 2 miles per dollar spent on eligible purchases made directly with Delta and 1 mile per dollar spent on all other eligible purchases. Terms apply.
This isn't an ideal card for those who can't consistently take advantage of the companion certificate. But for those who can, it could be worth getting.
For more information, read NerdWallet's full review.
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