Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
A Marriott Bonvoy Platinum Elite member will earn 50% more points on eligible purchases at participating hotels for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at Worldwide Restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Benefit options include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $750 discount from Marriott Bonvoy Boutiques. Certain hotels have resort fees.
$100 Luxury Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreCheck® (up to $85) when you pay the application fee with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
Enroll in Priority Pass Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
No Foreign Transaction Fees on international purchases.
Cell phone protection: You can be reimbursed for your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
$650 Annual Fee.
Rates, fees & offers
Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months. Terms Apply.
APR: 19.99%-28.99% Variable APR
Cash Advance APR: 29.49%, Variable
Penalty APR: 29.99%, Variable
Foreign transaction fee
Recommended credit score
Compare to other cards
19.99%-28.99% Variable APR
20.24%, 24.24% or 29.24%, Variable APR
20.74%-27.74% Variable APR
0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening.
Recommended Credit Score
Recommended Credit Score
Recommended Credit Score
By Sara Rathner
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Editor's overall rating
Pros and cons
High rewards rate
Automatic elite status
High annual fee
Rewards have limited flexibility
Lower acceptance abroad
As the most high-end member of the Marriott Bonvoy credit card family, the Marriott Bonvoy Brilliant® American Express® Card offers Bonvoy devotees, frequent travelers and big spenders a selection of luxurious benefits. How this card compares with more down-to-earth options depends on how likely you’d be to take advantage of all the extras it provides.
The $650 annual fee can be tough to budget for, but if you have the habit of extracting every last drop of value out of a premium travel rewards credit card, you’ll find ways to whittle that annual fee down. Terms apply.
For more information, see our full review of this card.
To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page.