Marriott Bonvoy Bountiful Review: Premium Price, Pedestrian Perks

Get automatic Gold Elite status and a free night award after spending $15,000 in a calendar year.

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Our Take

3.8

NerdWallet rating 
The bottom line:

The welcome bonus is generous, but for the pricey annual fee, you don't get much else, benefit-wise.

Jump to: Full Review
Marriott Bonvoy Bountiful
Marriott Bonvoy Bountiful™ Card
Annual fee
$250
Regular APR
18.24%-25.24% Variable APR
Intro APR
N/A
Rec. credit score
690-850 (Good - Excellent)

Quick Facts

Pros & Cons

Pros

  • New cardholder bonus offer

  • Bonus categories

  • No foreign transaction fees

Cons

  • Has annual fee

  • Spending caps on bonus rewards

  • No annual free night certificate

Alternate Pick: Lower Annual Fee
Marriott Bonvoy Boundless™ Credit Card
NerdWallet rating 
Marriott Bonvoy Boundless® Credit Card
Free Night Award

Earn the same 6 points per $1 spent at participating Marriott Bonvoy hotels, and enjoy a Free Night Award without having to spend $15,000 on the card, all for a more modest annual fee.

Read our review

Compare to Other Cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$95

Annual fee

$0

Annual fee

$95

Regular APR

18.99%-25.99% Variable APR

Regular APR

18.99%-25.99% Variable APR

Regular APR

18.99%-25.99% Variable APR

Intro APR

N/A

Intro APR

N/A

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score
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Full Review

Marriott Bonvoy is growing its credit card collection with the Marriott Bonvoy Bountiful™ Card, a $250-annual-fee card that offers a sizable welcome bonus but not much else that makes it stand apart from other members of the Bonvoy card family.

Cardholders can benefit from perks like automatic Gold Elite status, along with travel protections that include trip delay insurance and coverage for lost or damaged luggage. But ultimately, you don’t get double the value compared with the Marriott Bonvoy Boundless® Credit Card, with a $95 annual fee, which is slightly less than half the price.

🤓Nerdy Tip

Marriott launched another co-branded card at the same time as this one: the Marriott Bonvoy Bevy™ American Express Card. The Marriott Bonvoy Bevy™ American Express Card is on the American Express payment network, while the Marriott Bonvoy Bountiful™ Card is a Visa, but otherwise the cards’ features are identical.

Marriott Bonvoy Bountiful™ Card: The basics

Card type: Hotel.

Annual fee: $250.

Welcome offer: Earn 125,000 Bonus Points after you spend $4,000 on purchases in your first 3 months from your account opening.

Ongoing rewards:

  • 6 points per $1 spent at participating Marriott Bonvoy hotels.

  • 4 points per $1 spent at grocery stores and on dining on up to $15,000 per year in combined spending (then 2 points per $1).

  • 2 points per $1 spent on all other eligible purchases.

Rewards earned by using the credit card are in addition to points you earn as a member of the Marriott Bonvoy program.

NerdWallet values Marriott points at 0.7 cent each. This is a baseline value, drawn from real-world data, not a maximized value. In other words, you should aim for award redemptions that offer 0.7 cent or more in value from your Marriott points.

Redemption options:

  • At Marriott Bonvoy hotels. If your dates are flexible, you might be able to find PointSavers rates, or discounted award nights, for some properties. You can also combine points with cash to redeem for standard stays starting at $55 plus 3,500 points. When you redeem four nights' worth of points, you get the fifth night for free.

  • For flights or car rentals.

  • For travel by transferring points to multiple airline partners, usually at a 3-to-1 ratio (for every 3 Bonvoy points, you'll get 1 airline mile).

  • For gift cards or merchandise.

  • For experiences through Marriott Bonvoy Moments.

Foreign transaction fees: None.

Other benefits:

  • Earn 1,000 points per paid eligible stay booked directly with Marriott Bonvoy at participating properties. Terms apply.

  • Free Night Award (valued up to 50,000 points) after spending $15,000 in a calendar year.

  • Automatic Gold Elite status, plus 15 Elite Night credits each year toward Platinum Elite status.

How the Marriott Bonvoy cards compare

Marriott Bonvoy offers a suite of co-branded cards that come with varying perks at an array of price points.

Benefits of the Marriott Bonvoy Bountiful™ Card

Generous welcome bonus

The main draw of the Marriott Bonvoy Bountiful™ Card is what you get as a new cardholder: Earn 125,000 Bonus Points after you spend $4,000 on purchases in your first 3 months from your account opening. The only other Bonvoy card to offer more is the Marriott Bonvoy Brilliant® American Express® Card, though you’ll pay a whopping $650 annual fee for the privilege.

Elevated earnings on dining and groceries

The Marriott Bonvoy Bountiful™ Card earns more than other Marriott Bonvoy card options on some everyday spending categories like dining at restaurants worldwide and at U.S. supermarkets. You’ll earn 4 points per $1 spent in combined spending up to $15,000 per calendar year. After that cap is reached, you’ll earn 2 points per $1 spent in those categories. Terms apply.

Travel protections

In an age of flight delays and lost luggage, it’s always nice when you already have the coverage you need. The Marriott Bonvoy Bountiful™ Card offers reimbursements if your trip is substantially delayed and you incur unexpected costs, along with reimbursements for delayed, lost or damaged luggage.

Automatic Gold Elite status

With the Marriott Bonvoy Bountiful™ Card, you’ll automatically attain Gold Elite status. That gets you room upgrades when available, 2 p.m. checkout and 25% more bonus points on eligible hotel purchases (which includes not just room booking but also spa and room service charges).

You also get 15 Elite Night credits, which get you part of the way toward Platinum Elite, the next status tier. You’d need to stay in a Marriott Bonvoy hotel 35 more times in a year to reach Platinum. Elite night credits also count toward lifetime status with Marriott.

Drawbacks and alternatives

High annual fee

With some ultra-premium travel cards inching toward annual fees north of $600, $250 seems like a relative bargain. But it’s still pricey when many other travel cards offer impressive benefits for less than $100 a year. For the price, you don’t get much more luxury than you would with a less expensive card, like the Marriott Bonvoy Boundless® Credit Card.

'Free' night award isn’t free

To earn the free night award for hotel rooms worth up to 50,000 points, you have to spend a whopping $15,000 in a calendar year, making just paying for the hotel stay a significantly better deal unless you plan to use this card pretty much exclusively.

Two other Marriott Bonvoy cards offer free night awards without the annual spending requirement, so using this perk would actually offset annual fees in those cases. With the Marriott Bonvoy Boundless® Credit Card, you get a free night’s stay worth up to 35,000 points every year for a $95 annual fee. The high-end Marriott Bonvoy Brilliant® American Express® Card grants cardholders a free night worth up to 85,000 points. Terms apply.

Ongoing rewards are just OK

A base earnings rate of 6 points per $1 spent at Marriott Bonvoy properties is the same as you’d get with most other cards in the Bonvoy family, so to truly compare, you’ll have to look at what else each card offers for the price. The card does earn 4 points per $1 spent at restaurants worldwide and at U.S. supermarkets, but after you reach the $15,000 cap, you’ll earn 2 points per $1 spent. The Marriott Bonvoy Boundless® Credit Card provides good value, while the expensive Marriott Bonvoy Brilliant® American Express® Card offers lots of extras.

Yes, you also earn 1,000 bonus points whenever you book a stay through Marriott Bonvoy directly, but that’s only a $7 value.

Should you get the Marriott Bonvoy Bountiful™ Card?

Loyal Marriott Bonvoy guests who seek a large bonus will enjoy what the Marriott Bonvoy Bountiful™ Card offers. However, you may find more value with a lower-cost Bonvoy card. And if you’re willing to pay top dollar for more benefits, the Marriott Bonvoy Brilliant® American Express® Card has more to offer.

To view rates and fees of the Marriott Bonvoy Bevy™ American Express Card, please visit this page.
To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page.

Methodology

NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Learn how NerdWallet rates credit cards.
Frequently asked questions

The annual fee is $250.

With the Marriott Bonvoy Bountiful™ Card, you earn 6 points per $1 spent at participating Marriott Bonvoy hotels. The card also gives you Gold Elite status, so you’ll earn 25% more points on eligible hotel purchases.

The Marriott Bonvoy Bountiful™ Card is issued by Chase and is part of the Visa payment network. American Express issues a similar card, the Marriott Bonvoy Bevy™ American Express Card.

NerdWallet values Marriott points at 0.7 cent each. That means 100,000 points would be worth $700.

With Marriott Bonvoy Gold Elite status, you get 25% points on eligible hotel purchases, along with room upgrades and 2 p.m. checkout (subject to availability).