The welcome bonus is generous, but for the pricey annual fee, you don't get much else, benefit-wise.
New cardholder bonus offer
No foreign transaction fees
Has annual fee
Spending caps on bonus rewards
No annual free night certificate
Compare to Other Cards
Detailed review: Marriott Bonvoy Bountiful™ Card
Marriott Bonvoy is growing its credit card collection with the Marriott Bonvoy Bountiful™ Card, a $250-annual-fee card that offers a sizable welcome bonus but not much else that makes it stand apart from other members of the Bonvoy card family.
Cardholders can benefit from perks like automatic Gold Elite status, along with travel protections that include trip delay insurance and coverage for lost or damaged luggage. But ultimately, you don’t get double the value compared with the Marriott Bonvoy Boundless® Credit Card, with a $95 annual fee, which is slightly less than half the price.
Marriott launched another co-branded card at the same time as this one: the Marriott Bonvoy Bevy™ American Express® Card. The Marriott Bonvoy Bevy™ American Express® Card is on the American Express payment network, while the Marriott Bonvoy Bountiful™ Card is a Visa, but otherwise the cards’ features are identical.
Marriott Bonvoy Bountiful™ Card: The basics
Card type: Hotel.
Annual fee: $250.
Welcome offer: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
6 points per $1 spent at participating Marriott Bonvoy hotels.
4 points per $1 spent at grocery stores and on dining on up to $15,000 per year in combined spending (then 2 points per $1).
2 points per $1 spent on all other eligible purchases.
Rewards earned by using the credit card are in addition to points you earn as a member of the Marriott Bonvoy program.
NerdWallet values Marriott points at 0.8 cent each. This is a baseline value, drawn from real-world data, not a maximized value. In other words, you should aim for award redemptions that offer 0.8 cent or more in value from your Marriott points.
At Marriott Bonvoy hotels. If your dates are flexible, you might be able to find PointSavers rates, or discounted award nights, for some properties. You can also combine points with cash to redeem for standard stays starting at $55 plus 3,500 points. When you redeem four nights' worth of points, you get the fifth night for free.
For flights or car rentals.
For travel by transferring points to multiple airline partners, usually at a 3-to-1 ratio (for every 3 Bonvoy points, you'll get 1 airline mile).
For gift cards or merchandise.
For experiences through Marriott Bonvoy Moments.
Foreign transaction fees: None.
Earn 1,000 points per paid eligible stay booked directly with Marriott Bonvoy at participating properties. Terms apply.
Free Night Award (valued up to 50,000 points) after spending $15,000 in a calendar year.
Automatic Gold Elite status, plus 15 Elite Night credits each year toward Platinum Elite status.
How the Marriott Bonvoy cards compare
Marriott Bonvoy offers a suite of co-branded cards that come with varying perks at an array of price points.
Marriott Bonvoy Bold® Credit Card (from Chase, $0 annual fee)
Marriott Bonvoy Boundless® Credit Card (from Chase, $95 annual fee)
Marriott Bonvoy Bevy™ American Express® Card ($250 annual fee)
Marriott Bonvoy Bountiful™ Card (from Chase, $250 annual fee)
Marriott Bonvoy Brilliant® American Express® Card ($650 annual fee)
Benefits and perks
Generous welcome bonus
The main draw of the Marriott Bonvoy Bountiful™ Card is what you get as a new cardholder: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
Elevated earnings on dining and groceries
The Marriott Bonvoy Bountiful™ Card earns more than other Marriott Bonvoy card options on some everyday spending categories like dining at restaurants worldwide and at U.S. supermarkets. You’ll earn 4 points per $1 spent in combined spending up to $15,000 per calendar year. After that cap is reached, you’ll earn 2 points per $1 spent in those categories. Terms apply.
In an age of flight delays and lost luggage, it’s always nice when you already have the coverage you need. The Marriott Bonvoy Bountiful™ Card offers reimbursements if your trip is substantially delayed and you incur unexpected costs, along with reimbursements for delayed, lost or damaged luggage.
Automatic Gold Elite status
With the Marriott Bonvoy Bountiful™ Card, you’ll automatically attain Gold Elite status. That gets you room upgrades when available, 2 p.m. checkout and 25% more bonus points on eligible hotel purchases (which includes not just room booking but also spa and room service charges).
You also get 15 Elite Night credits, which get you part of the way toward Platinum Elite, the next status tier. You’d need to stay in a Marriott Bonvoy hotel 35 more times in a year to reach Platinum. Elite night credits also count toward lifetime status with Marriott.
Drawbacks and considerations
High annual fee
With some ultra-premium travel cards inching toward annual fees north of $600, $250 seems like a relative bargain. But it’s still pricey when many other travel cards offer impressive benefits for less than $100 a year. For the price, you don’t get much more luxury than you would with a less expensive card, like the Marriott Bonvoy Boundless® Credit Card.
'Free' night award isn’t free
To earn the free night award for hotel rooms worth up to 50,000 points, you have to spend a whopping $15,000 in a calendar year, making just paying for the hotel stay a significantly better deal unless you plan to use this card pretty much exclusively.
Two other Marriott Bonvoy cards offer free night awards without the annual spending requirement, so using this perk would actually offset annual fees in those cases. With the Marriott Bonvoy Boundless® Credit Card, you get a free night’s stay worth up to 35,000 points every year for a $95 annual fee. The high-end Marriott Bonvoy Brilliant® American Express® Card grants cardholders a free night worth up to 85,000 points. Terms apply.
Ongoing rewards are just OK
A base earnings rate of 6 points per $1 spent at Marriott Bonvoy properties is the same as you’d get with most other cards in the Bonvoy family, so to truly compare, you’ll have to look at what else each card offers for the price. The card does earn 4 points per $1 spent at restaurants worldwide and at U.S. supermarkets, but after you reach the $15,000 cap, you’ll earn 2 points per $1 spent. The Marriott Bonvoy Boundless® Credit Card provides good value, while the expensive Marriott Bonvoy Brilliant® American Express® Card offers lots of extras.
Yes, you also earn 1,000 bonus points whenever you book a stay through Marriott Bonvoy directly, but that’s only a $7 value.
How to decide if it's right for you
Loyal Marriott Bonvoy guests who seek a large bonus will enjoy what the Marriott Bonvoy Bountiful™ Card offers. However, you may find more value with a lower-cost Bonvoy card. And if you’re willing to pay top dollar for more benefits, the Marriott Bonvoy Brilliant® American Express® Card has more to offer.
Information related to the Marriott Bonvoy Bountiful™ Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.